The Turning Point With Dan Maw

Colin Gray is a podcaster, a writer and a PhD in digital education. He specialises in engaging through content, with podcasting at its core and how to publish prolific content without killing yourself. His company, The Podcast Host, helps anyone to grow an audience by combining podcasting, blogging and video to cultivate fanatical fans.

These days, Colin writes regularly on podcasting and content marketing, and he produces five podcasts along with his team at The Podcast Host. The topics include mountain biking, podcasting, subversive leadership and running a business. PodCraft is the flagship, a season-based show which tackles Podcasting topics head-on over a series of shows, looking to create a definitive guide each time.

Colin is also an experienced speaker, both in new media and in the academic world. Most recently he was a main-track speaker at New Media Europe and spoke at Podcast Movement in Texas, USA.

Colin’s Key Points

1. Spend a year or two building your content first.
2. You can’t build a business around content in 3 months, it takes at least a year.

Guest Links

• Website: https://www.ThePodcastHost.com
• Twitter: http://twitter.com/thepodcasthost
• Instagram: https://www.instagram.com/the_podcast_host/
• Our coaching membership: https://www.ThePodcastHost.com/academy/
• Podcraft: https://www.ThePodcastHost.com/podcraft/
• The Numbers Game: https://www.ThePodcastHost.com/numbers/

Top Quotes

• I soon discovered that astrophysics is far less of looking into the cosmos with fascination and far more ridiculously hard equations and maths so, I quit that pretty quick.
• It was through web design that I got into podcasting.
• I discovered quickly that most successful freelancers have had a good employed career first.
• I ended up teaching web design in a school.
• Podcasting was new and it was a new tool to get your content out.
• I ended up teaching the lecturers how to podcast as a learning tool.
• My job was teaching people how to use new tech.
• Some people were aggressively against technology.
• The site started out as content and teaching.
• I ended up taking on a PHD in online education.
• This gave me the safety net to jump into The Podcast Host.
• The plan was to keep growing the affiliate but to start and do client work and online courses.
• The client work we were doing wasn’t very scalable.
• The client asked for more and more and if I was paying for a service, I’d want to get the most from it but it gets to a point when it’s starting to take the piss a little bit.
• It was probably a bit my fault as I didn’t manage it that well or set boundaries well enough.
• You really do need to set good T’s & C’s.
• You can be flexible but under moderation.
• It’s really hard to put boundaries in later.
• We did a bit of good cop, bad cop on the clients.
• If you have a team, delegating the decision making can help a little bit.
• We setup a much more robust project management system.
• I’m a bit of a tools geek, I’ll try anything.
• The big focus for me was to reach more people.
• I found it was difficult to sell courses even though we had great traffic.
• The solution was the bundle it all up into a...

Matt Miller spent the first 9 years of his career as an Air Force pilot, before entering the private sector to work in both the medical device and advertising industries.

While a top performer in the corporate world, his long-term desire was to be his own boss. A good friend one day mentioned the gumball machines he and his young daughters owned, and that conversation began a 10-year business quest that has brought Matt’s company, School Spirit Vending, to the cutting edge of both the vending and school fundraising industries.

Today, School Spirit Vending’s franchising program provides a proven and profitable business system for busy professionals and their families looking to develop secondary income streams with a limited time commitment.

Matt’s Key Points

1. Keep your eyes wide open.
2. Don’t be so proud that you won’t take an opportunity like delivering pizzas.

Free e-book

• Live Your Dreams: Top 10 Reasons Why You Need To Start A Vending Busines

Guest Links

• Twitter
• Facebook
• Website
• LinkedIn

Top Quotes

• I went into the military to learn.
• Even though I never really had any aspirations to be a pilot, I went to pilot school.
• I was asked to be an instructor.
• I never knew where or when I was going.
• It was quite an exciting lifestyle for a time, it became difficult when we started to have kids.
• I was really close to washing out of pilot school in the first couple of months.
• I had no aviation background, I not a mechanical kind of guy.
• God blessed me with great hand-eye coordination, so I went from near the bottom of my class to near the top.
• I spent about a year and a half selling hospital diagnostic equipment
• The problem I had was that I had a route, I’d speak to the same people and get the same reasons why they didn’t need the diagnostic tools I was selling and I got pretty bored.
• The reason I got to where I did in direct mail so quickly is because I created win-win situations for my clients.
• I got my clients to where they wanted to be quickly so they came to me in the future rather than me going to them.
• I spent time creating wildly profitable campaigns for my clients rather than wining and dining them.
• In my first full year in advertising, I ended up being #1 in the country.
• I did that well, my boss increased my quote by 93%, the office average increase was 5-10%.
• A lost some of my big clients due to them consolidating which ended up cutting my income in half.
• I knew there was no way to work myself out of this hole anytime soon.
• So out of necessity, I started doing things on the side, initially collecting aluminium cans with my son and trading them in.
• There is a 1000% markup on gum balls, so I found a way to use those machines to help me create more money.
• Within around a year and a half, I had 125 locations around Houston, Texas.
• When you’re in a hole and worried about being able to provide for your family, you’re willing to do whatever you’ve got to do.
• I didn’t know anything about vending but by getting into “Action mode”, I figured this thing out.
• I went to check my very first machine because I had to know if people actually used them. When I opened it, quarters spilt out all over the floor. That’s when I knew I’d found my...

Byron Morrison is the Author of the book ‘Become a Better You’ and founder of Tailored Lifestyles Coaching.

His work is all about helping people make maintainable changes to the way they eat, think, move and live, as they become healthier, happier, slimmer versions of themselves. You can book a free ‘start your weight loss journey’ breakthrough session with him at www.tailoredlifestyles.co.uk, where together you will look at everything from your goals to the challenges you want to make, and get a tailored plan to help you get from where you are, to where you want to be’.

Byron’s Key Points

1. Start with small gradual steps and keep pushing, it’ll be far less daunting.
2. Strip it right back and don’t overcomplicate it.

Guest Links

• Website – www.tailoredlifestyles.co.uk
• Facebook – www.facebook.com/tailoredlifestyles
• Linkedin – https://www.linkedin.com/in/byronmorrisontl

Top Quotes

• I came out of University and didn’t know what I wanted to do.
• I tried to convince myself that if I stick with this marketing career that it’d make me happier.
• That actually happened but half way through the interview I realised it wasn’t my job I hated, it was my entire career.
• I went home and decided I wanted to start my own company, write a book and help people with their life.
• My Dad had bowel cancer and spent 25 days in ICU and that gave me a wake-up call as to what my future could be.
• I started making maintainable changes, I then realised that this was my passion.
• We kind of go through life thinking we’re invincible.
• Up to 20% of deaths per year are down to diet and poor lifestyle choices.
• We always leave it until it’s too late.
• We could have a heart attack and drop dead.
• In a few years on a national level, I want to try and change the way people think about and approach food.
• I don’t think the perception of healthy eating help, people take it too far.
• I got so fed up of all of these fad diets, so I decided to write a book.
• We need people to have a maintainable change.
• I sat down and mapped out my entire plan.
• I suckered up and stayed in the job I was in so I could learn.
• If you get to the point were you actually want a change and do whatever it takes.
• I spent 6 moths researching before I started writing and then the writing took about a year.
• I woke up every morning at 4-5 and started writing, went to work and did 9-5 and then came home and wrote until 10 in the evening.
• I only take on clients I can truly help and am passionate about.
• So often people say they want to change but never do anything about it.
• We all need to do more planning.
• What helped me was thinking how I wanted to help people and figuring out what exact steps I need to take.
• I needed to divide my time and figure out whats going to have the most positive impact.
• However long you think something is going to take, double it.
• A lot of people moan about technology but at the same time, we’re more connected than ever.
• If I won the lottery tomorrow and had an endless amount of money, I’d still wake up and do exactly what I’m doing.
• For me, it wasn’t about money, it’s about positive impact.

Key Timestamps

• [0:49] – Out of University with no path
• [2:03] – I rethought my entire life
• [4:19] – We can no longer afford to be ignorant
• [9:20] – Better education
• [12:48]

Before finding his calling in the creative industry, Czech-born Malinic was an ice hockey player, a bassist in death metal bands, an indie DJ, music journalist and student of Economics and Business management. At the break of the new millennium, Malinic moved to the UK to explore the expansive music scene, only to find even a greater interest in art and graphic design. Since then his eclectic interests have seen him working with some of the biggest brands, companies and bands in the world. Clients include Harry Potter, London Film Museum, SyCo, Sprite, WWF and USAID amongst many others.

Aside from his studio work, Radim designs products for his brand ‘November Universe’, releases music and tours globally with his talk designed to inspire and support self-development in the creative industry.

In March 2016, Malinic released his latest publication, Book of Ideas. The #1 Amazon bestseller has helped novices and professionals across the world to find a new way of approaching their creative work.

Radim’s Key Points

1. Don’t let things become stagnant.
2. You don’t arrive at your final destination on day two or ten, it’s a constant.

Guest Links

• Website – www.brandnu.co.uk
• Instagram – https://www.instagram.com/brand__nu/
• Website – http://bookofideas.co.uk
• Book of Ideas – https://www.amazon.co.uk/Book-Ideas-journal-creative-direction/dp/0993540007

Top Quotes

• I wanted to fly to the moon on my fourth birthday
• I one day just decided I’d be an ice hockey player
• I wanted to play but I couldn’t skate.
• I enjoyed music quite a lot so I decided to join a band.
• After one of the gigs, I had a handful of CD’s and I asked the DJ if I could play some music.
• People started dancing and the DJ asked if I’d like to come next Saturday.
• I’d never stepped in a DJ booth I just didn’t like the music he was playing.
• I realised I didn’t subscribe to one movement.
• It was all these musical influences that made me who I am today because I never shied away from exploring.
• In the summer I did everything from a drivers maid for coke cola to working a building site.
• I’m quite glad I didn’t know what I wanted to do because I enjoyed exploring.
• I didn’t have pushy parents who said: “whatever you want to do, do it.”
• You can achieve your dream very quickly.
• You don’t have to go far on the internet to find all these inspirational quotes.
• When you make your dream happen, you have to have another dream.
• If you keep being intriguing about everything, your dream changes and keeps going.
• It’s when you’re not fixed on one thing and don’t follow philosophy it’s much more fun.
• What get’s us interested isn’ what’s the best, it’s what’s surprising.
• I wanted to see the world.
• I’d worked a little with Coral Draw whilst in the band.
• Too much of one thing is never going to last for too long.
• In design, I was lucky because I started from the very bottom of the pile.
• I was ready to learn everything.
• I got a gig with a jazz venue and created posters for £50 a pop.
• When I decided to go freelance, I had absolutely no idea about it.
• I had a...

After graduating from electronics school in 1982, at age 17, Claude landed a computer technician job at Urgences Santé (which today would probably be called the 911 central). It was a so-called secure job with above average wages and all of the benefits one might expect from a public service job. But Claude saw bigger. He wanted more than just being part of the social mould that had people driving to work and back like robots, constantly complaining about everything and expecting nothing more out of life than a comfortable retirement fund.

In 1993, with a wife and child plus another one on the way, he decided to make a move. After almost 12 years of watching ambitious people become nothing but shadows of themselves, Claude was determined enough to take on a new challenge. Following his father’s footsteps, he went back to school for a while and became a financial advisor, writing income tax reports and selling mutual funds and insurance.

This went on for another 7 years but it was very difficult to keep up with the financial world without passion for it. Claude’s heart was in show business, more precisely, the technical aspect of show business. In 2001, he turned the financial business over to his partner and went on to follow another path. This time, it would be much more difficult to get enough income out of it to support a family but Claude had the sacred fire burning inside of him. Passion can make you find a way where there is no apparent solution.

Today at 52, he is a renowned lighting director and designer, head of the lighting department at a Montreal-based sound and lighting company.  He is also an author and motivational speaker, telling people that dreams are attainable and healthy living like any other human behaviour is a learnable skill.

Claude’s Key Points

• Myself and the way I perceived life and myself.
• Changing your mindset of how you’re perceived.
• Everything is learnable

Guest Links

1. Website –  www.claudeviens.com
2. Blog –  www.mostpowerfuldevice.com
3. Article – http://intellimix.com/avl-announces-appointment-of-claude-viens-as-lighting-specialist/

Top Quotes

• When I graduated school as an electronics technician.
• I had a government job so I had all the security and the above average wages.
• The only problem was that it was very fulfilling.
• I felt that there was more to life than going to work and back.
• My mother gave me a book called The Game of Life and How to Play It which got my thinking.
• I did become a financial advisor but my heart was not there and I got pretty bored.
• My best friend asked if I wanted to produce a show and I thought I don’t have time for this but my heart was screaming “yes, yes, yes!”. Three weeks later we were on the road.
• My friend actually started a dance studio and I was helping produce the shows.
• I was always interested in the technical aspect of it all and I didn’t realise you could make a living that way, I found out my accident.
• I slowly moved away from the financial world to eventually hand it all over to my partner.
• What triggered all of this was my mother dying.
• I realised this is life and this is what can happen to you.
• Life is too short to lose your time doing something you don’t enjoy doing.
• I pretty much locked myself in the studio and toured with the bands for 5 years until I ran out of money.
• I went to the rental company where I got the lighting and sound...

Adam is the co-founder and CTO of Zazu, a logistics supported trading platform connecting farmers to markets. Previously, he used to work in the financial services industry with a background in big data, analytics, and software engineering. Adam has a deep interest in solving problems using simple technology.

Adam’s Key Points

1. Any opportunity that presents itself to you, should be handled with open arms.
2. No matter the situation you’re in, do some research and get the backing of people you’re closest to.
3. If you are thinking of moving from one industry to another, try doing something in your spare time and learn something.

Guest Links

• Website – http://www.zazuafrica.com
• Twitter – https://twitter.com/adamfarah
• Linkedin – https://www.linkedin.com/in/adam-farah-271ba713/

Top Quotes

• When I got sacked, I realised that there is more to life than a standard job.
• Things were alright but I got bored again and that’s the true financial servers game started.
• Things had to change because I knew I wasn’t quite happy.
• I was kind of living in a world of not having financial certainty.
• My girlfriend now wife broke down whilst heavy pregnant.
• I saw some problems in the breakdown industry that I thought I could do something to help.
• I spent every evening doing research and ideas of what I wanted to build.
• I think I want to quit my job.
• I got the blessing from my wife and went for it.
• I don’t think I’d have had the balls to follow through with it without my support network.
• In the startup scene and I knew I wasn’t going to get any revenue for a good 12 months, I thought let’s do some serious budgeting.
• Quick tip, if you have quite your job and have 12 months of runway, don’t have a child and get married in another country because that will absolutely ruin your budget.
• I love building, it so happens that software is my preferred method of building things.
• I didn’t want to manage people who didn’t really want to be there.
• Any opportunity or any event can help you.
• I thoroughly and wholeheartedly believe that you shouldn’t regret anything.
• I had exactly 12 months to try and build this startup.
• I only learnt later on that I actually did it completely wrong but this is only something that I could have learnt by being in the start-up world.
• People have this idea that start-ups are in America because that’s where it’s all happening and that’s just not true.
• Through conversations and meetings, we got accepted onto Londons first program.
• We live in Barnsley and London is 180 miles away and it just wasn’t commutable.
• The program managers are there to push you to progress.
• Some people just ripped your product to pieces.
• 50% of the mentors really didn’t think Cavalry would work and 50% were the polar opposite.
• The reason 50% of people didn’t like it was because they thought in 20 years who’s going to own a car but they were city people not rural.
• A pivot normally is you stick around the same sort of company but change your product
• We decided to park Cavalry and do something completely different.
• I was down about it all, it was like having a funeral for Cavalry.
• I’d properly burned through all my savings.
• I started to think what is all this for.
• One of the mentors said, “Go out and get really drunk and think of it as a wake for this and give it a send-off and then come back and leave it there.”
• In a few days, we managed to get double the...

Arvin Khamseh, bilingual performance hacker, understands we are more than our perceived limitations. An advocate for personal development, he feels deeply for those who are struggling to live their passions. He works with a wide variety of professions, from tech consultants to dentists, Internet marketers to meditation gurus. Across the board, his message is the same: Feel the fear, and do it anyways. Arvin helps clients cut out the activities, responsibilities, and relationships standing between them and their goals. His guidance inspires others to transform their dreams into careers, and connect with their deepest purpose.

His shining example encourages everybody to be a positive force for change in their own lives. Under his guidance individuals are asked to challenge their limitations, embrace their personal power and elevate their lifestyle.

Arvin demonstrates the same unflappable courage in his personal life! As an improvisational comedian he understands the fear of stepping into the unknown, and the rush that accompanies success, on both personal and professional levels.

Arvin’s Key Points

1. All of the opposing views around you will not reflect what you’re thinking or feeling.
2. When you have the vision of your idea, not everyone around you will see it’s potential like you do.
3. Learn to trust yourself and be comfortable with that.

Guest Links

• http://www.arvinkhamseh.com
• https://www.facebook.com/Arvin-Khamseh-LLC-214973598931353/
• https://www.facebook.com/arvin.ks
• https://www.facebook.com/khamseharvin/

Top Quotes

• Tony Robbins had an island and I wanted an island too.
• I didn’t know anyone in my social circles that didn’t do what their parents did.
• I was going to all the conferences and reading all the newspapers, even contributing.
• I surrounded myself by all these dentists.
• I did it because I wanted to make that, that was my thing and I was all in.
• Was this my thing or my Dad’s thing and I had to figure that out.
• Overtime I wanted to share with someone what I was doing, it never felt right.
• I had the opportunity to meet Tony Robinson.
• Being happy wasn’t my goal, being safe was my goal and that’s not a good thing.
• I was dreading making the decision of being self-reliant.
• I had to go inwards and think about what I wanted.
• If I do just trust myself, I can fail and figure it out.
• I was in an environment of people who wanted a guaranteed path and when I came out of that
• I saw everyone that wasn’t on that same path.
• Now I’ve been on the other side of coaching, it’s great to see other people with so much passion.
• You can get a lot more help when you take actions yourself.
• I alter peoples life functions.
• Life function include, sleeping, eating and exercising.
• I was picking up random project to figure out what I wanted to do for the rest of my life.
• I started telling people what I do for free.

Key Timestamps

• [0:35] – Being a dentist
• [7:50] – When I met Tony Robbins
• [11:22] – Making a decision for the right thing
• [14:33] – Making the transition
• [16:19] – The hardest part of making my decision
• [21:10] – Doing what you want
• [25:28] – Helping others become superhuman’s
• [28:27] – Was it worth it?
• [30:20] –

Calvin Witcher is an Author, Teacher and Spiritual Crusader that has coached international teachers, doctors, therapists, business professionals and individuals seeking clarity. Known for his bold and integrative approach to spirituality, he calls all to freedom and the soul’s highest calling.

Calvin is the host of his self-help show on YouTube, and his podcast, Expect Great Things, which debuted in the top 30 Spirituality video podcasts on iTunes. He is a sought after thought leader, conference speaker, and workshop facilitator in the fields of philosophy, spirituality, and personal development and has been featured in Success Magazine.

As a gifted counsellor and speaker, the core of Calvin’s message is “helping others find clarity through challenge, crisis, and change”. Transcending socioeconomic and denominational barriers, his message resonates among people from every walk of life.

With a faith undaunted by the task at hand, this husband, father, and mentor is the prophetic voice to a progressive generation. Today, as a much-in-demand speaker and proclaimer of inclusive and interfaith, he continues to fulfill his mission to radically heal and transform lives.

Calvin’s Key Points

1. Be OK with not knowing.
2. Be OK with saying you will know as you go through the process.
3. Don’t take things for granted and don’t waste time.

Guest Links

• Website: CalvinWitcher.com
• Facebook: fb.com/calvinwitcher
• YouTube: youtube.com/calvinwitcher
• Instagram: instagram.com/calvin.witcher/
• Twitter: twitter.com/calvinwitcher

Top Quotes

• Before all of this, I spent a long time in the restaurant industry.
• Things were going great, we had a couple of houses and a holiday home, several cars, things were good.
• The economy started to take a dive and when it hit, we hit it with it.
• We were $200,000 in debt.
• I had to look for a job, which is not a fun experience.
• I got a job at a grocery store.
• After a few months, I felt I had this calling to go to California and I wanted to have some time to reset my mind.
• The day after that I had an accident and crushed my foot, i was bed ridden for 5 and a half months which game me the time I wanted and I got a settlement which got me some money.
• I transferred some money to secure an apartment, we didn’t;t rent a truck, we used our cars.
• On the way, one of our cars broke down which delayed us a couple of days.
• The car broke down again a couple of days late but this time it caught on fire.
• We were sat at the side of the road, car on fire in the pouring rain.
• We got to Cali to find out that the money I sent for the apartment was a scam.
• We managed to get into an apartment but we only had 8 days.
• Nobody knew we were moving to California, not even my mum.
• I just had the believe that things always work out the way they should.
• Don’t focus on the bad things that are happening but focus on the long game.
• There were so many things at that time that I couldn’t control so I asked myself, what can I control?
• When you don’t have any other options, people become very resourceful.
• Do you want to do gown in history that I succumb to my struggles.
• Look at your personal inventory and ask what I can do to make money.
• Faith and a lot of hard work.
• Faith is really good when you come to the end of what you know.
• As bad as...

Everything changed for me at the end of 2009, when I suffered a horrific burnout. I was living like most entrepreneurs, working 14-hour days, six days a week, spending very little time with my family and working ‘in’ my business, instead of ‘on’ it way too much. Sure, I loved my business and the focus of building it, but I was tired. In every possible way.

Going into 2010, I put a 1-year goal in place – to become a Virtual CEO. I started a blog to chart the journey. I was going to replace myself in my business as much as possible by the end of the year. By late November 2010, I achieved the goal. Not only that, but I launched another business in the middle of that year, Virtual Staff Finder, as a result of simply listening to my online audience.

I now work an average of 6-hours a day, my workweek no longer includes Friday and I get to spend lots of time with my wife and three awesome children.

Chris’ Key Challenges

1. Follow your gut, it’ll very rarely let you down.
2. You will almost always regret saying yes more than you will saying no, learn how to say no.
3. K.I.S.S – Keep It Simple Stupid

Guest Links

• http://www.chrisducker.com/
• http://www.youpreneur.com/
• https://twitter.com/chrisducker
• https://www.facebook.com/ChrisDuckerDotCom/

Top Quotes

• I just realised I was done, I didn’t want to work for other people, it was time for me to be in control of my business destiny.
• I learnt lots and lots about how to run a business and how not to run a business.
• I was asked to BCC him into each and every email
• I wrote my resignation email at 37,000 feet on a flight back from Miami and I hit send when I landed in Hong Kong airport.
• It had been niggling in the background for a while that I wanted more control and more opportunity.
• I’m not lacking confidence in anyway shape or form, that’s not an issue.
• My wife said to me “Whatever you want to do, I’ll back you up 120% of the way, I want you to be happy”.
• Once you get your partners or your spouses go ahead on something if you ignore that sign, all the more fool you.
• It was a gamble to go out and do my own thing, it was a gamble.
• The bigger fear was being stuck on the hamster wheel and stuck making money for someone else rather than myself and my family.
• We decided to go for a call centre opportunity, I knew that I could ultimately sell the service.
• The call centre/outsourcing here in the Philippines was really booming and it was the right time to jump on board and use the talent.
• I hate to say this but the stars did align for this opportunity.
• I was cold calling and that’s how I got the first few clients. We didn’t even have a website.
• I was doing 200 dials a day for the first six weeks.
• My motivating factor was that it’s expected to get the “No’s”.
• I knew if you made enough dial’s, you will eventually start hearing some yes’s.
• You have to hit 100 dials to get 10 good quality pitches to get a couple of leads.
• I’m aware that I probably blew a few good quality leads because I didn’t know how to handle to objections properly.
• It was a tough slog, to begin with, but you stick with it.
• This one quote from Bruce Lee always sticks with me, “Knowing is not enough, we must apply. Willing is not enough, we must do.” – Bruce Lee
• I’d been doing 15 hours a day pretty much 7 days a week.
• I don’t believe luck plays much of a part

Steven Fox is the founder of Next Gen Financial Planning, a Registered Investment Advisor in the state of California providing comprehensive fee-only financial planning services for young professionals who want to learn how to use money as a tool to balance today’s pressing needs with tomorrow’s dreams. He is also an associate member of both the National Association of Personal Financial Advisors and the XY Planning Network and currently serves on the board of the San Diego chapter of the Financial Planning Association. Pro-bono efforts to give back include serving as Treasurer and other functions for the non-profit Financial Independence Training, which provides financial literacy training to active-duty military members.

Steven has earned the privilege of representing taxpayers before the Internal Revenue Service as an Enrolled Agent by passing a three-part comprehensive IRS test covering individual and business tax returns. He is also a candidate for CFP® certification, having completed the education and exam requirements.

Prior to starting Next Gen Financial Planning, Steven served over 8 years on active duty in the United States Marine Corps. After separating with an honourable discharge, he attended San Diego State University where he graduated with honours while earning a bachelors degree in financial services, a certificate in personal financial planning, and a minor in entrepreneurship. He has also held positions with several other financial planning firms.

Robs Key Challenges

1. You’ve got to hustle, you’ve got to work hard. Don’t be afraid to put in the work
2. Try and never be the smartest person in the room, surround yourself by people you can learn from.

Guest Links

• Web – http://www.NextGenFinancialPlanning.com
• Linkedin – https://www.linkedin.com/in/stevenfox3
• Twitter – https://twitter.com/nextgenfp

Top Quotes

• I felt like I owed something back to society, that’s a big reason why I joined.
• I was able to provide a lot of help to people in very needing situations, it helped me grow up a lot.
• You never know where you’re going to be deployed, for how long or where.
• Even if I’d been promoted to higher ranks, I don’t think I would have liked it very much.
• Everybody’s pathway is different.
• I did not have a clear idea of what I wanted to do when I left the military
• What I did know was that I wanted to do something related to finance.
• It was about a year after I started University that I realised that I wanted to do financial planning.
• I had to develop connections because I didn’t know anybody and I was in a totally different field.
• The mindset I gained in the Army really had a positive impact on my career outside the military.
• Making a decision that is 70% correct and taking action on it is going to have a much bigger impact than waiting for the perfect opportunity.
• You have to iterate and change along the way as the situation changes.
• I find it really rewarding to help my clients uncover what their goals actually are.
• Every decision we make in life is to some degree a financial decision.

Key Timestamps

• [0:49] – Why the marines
• [4:53] – The beginning of a turning point
• [6:53] – My next career
• [9:40] – San Diego University.
• [12:17] – Roadblocks
• [14:17] – The 70% rule
• [15:50] – My financial planning business
• [25:08] – Was it worth it?
• [25:26] – The big things
• [28:05] – Guest...