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CFO Squared - Chats about Financial & Financing Optimization

by Karl Baker

We’re here to help you know how to finance your business. We will also talk about other financial issues impacting your business and ideas to help you succeed. There is so much noise out there - ”Close your loan today!” ”We’ll fund your business!” ”We’ll get you funded!” The fact of the matter is that getting the attention of lenders is very difficult. This is a no-nonsense podcast to help you know how to get funding. Some sample topics: What funding products are out there, what you need to do to position yourself, what you need to do to qualify, what a day in the life of a lender is like. We also want to talk about other business and financial issues that will help you. Some sample topics: accounting software, startup financial strategies, reporting, data management. The sky‘s the limit! If you’re a business owner or a real estate investor, our hope is that this podcast will help you advance your cause. Reach out to us with questions, comments or ideas you have for the show. We‘ll do our best to address them in a future show. 617-386-7127 [email protected] www.InfinityCommCapital.com Music from Uppbeat: https://uppbeat.io/t/jonny-boyle/easy-does-it License code: IVOF9CMPISVKHGAO

Copyright: Copyright 2022 All rights reserved.

Episodes

Episode 12 - Keys to Success in Closing a Loan

6m · Published 25 Mar 19:08

Talking to lenders about your funding needs is very fun!  However, actually navigating through the entire loan process can be challenging. In this podcast, we encourage borrowers to remain focused and offer some keys to success to getting a loan closed.

Episode 11 - The Episode Where I Talk About Myself...

26m · Published 14 Mar 13:08

I talk about myself? Why would I do that? I’m hoping it gives some perspective.  Understanding my background will provide the basis for why we do what we do, the service we provide, the advice we give, and the basis for that advice from our experience.  

 

W. Karl Baker, CPA

Infinity Commercial Capital, LLC

(617) 386-7145

[email protected]

www.InfinityCommCapital.com

 

Episode 10 - Key Ratios to Understand in Real Estate Investing and Financing

23m · Published 28 Feb 17:00

There are a few key ratios and metrics to understand when evaluating a real estate investment opportunity.  It is important to understand these metrics as an investor, and it is important to understand how lenders use these metrics to evaluate an investment.  In this episode, we discuss these metrics: how to calculate, what they mean, why they matter, and how to use them in an investment evaluation.

 

W. Karl Baker, CPA

Infinity Commercial Capital, LLC

(617) 386-7145

[email protected]

www.InfinityCommCapital.com

 

Episode 9: Lessons Learned from Big Bank Pre-Qualification Letters

14m · Published 14 Feb 15:15

Do you get those big bank pre-qualification letters like I do? They are very promising and exciting.  You're pre-qualified for huge dollars! Apply now! Fast funding! Great rates! 

The reality can be very different than the marketing piece promises, and it is very important to understand that.  There may be more strategically beneficial paths for the funding you seek.  Let's talk about that.

 

W. Karl Baker

Infinity Commercial Capital, LLC

(617) 386-7145

[email protected]

www.InfinityCommCapital.com

 

Episode 8: Single Family Home Investment Financing Options and Strategies

26m · Published 31 Jan 13:46

Do you invest in single family homes?  Did you know there are multiple financing options for purchasing those homes?  Unlike other investment property financing options, you can borrow under your personal name or under your business name.  Which is the better option? We'll talk about those options and teach you how to make that decision.

 

W. Karl Baker, CPA

617-386-7145

[email protected]

Episode 7: Common Accounting Errors in Financial Reporting

47m · Published 18 Jan 15:50

You should listen to this!

Your financial statements tell a story, and you want them to reflect the real one!  You need to manage your business with accurate data.  When you approach a lender, you have one shot. 

[email protected]

617-386-7145

Episode 6: Common Mistakes Made in Real Estate Investing

47m · Published 03 Jan 16:13

In this episode, we discuss common mistakes made in real estate investing.  There are a lot of moving parts when investing in real estate.  Topics include initial strategy, planning, knowing your numbers, contracting, timing expectations, financing, options, and many more.   

[email protected]

617-386-7145

Episode 5: Beginning Residential Real Estate Investing

39m · Published 16 Dec 21:05

In this episode, we discuss factors to decide when beginning to invest in residential real estate, such as property strategies, understanding your why, sources of funding, personal vs. business borrowing, financing terms for long term rentals and fix and flip loans.  We also ask the question to consider once you own the property: self direct vs. outsourced management. 

[email protected]

617-386-7145

Episode 4: Commercial Real Estate Investing and Financing

37m · Published 04 Dec 23:41

We provide some thoughts about commercial real estate investing and financing - economic and tax advantages/strategies, types of properties, lender decision factors, and bank vs. non-bank lender considerations.  We offer these thoughts to educate and encourage people to consider investing in real estate. 

[email protected]

617-386-7145

Episode 3: Lending Fundamentals - The Four C‘s

20m · Published 12 Nov 19:37

In this episode, we summarize the Four C's - Cash Flow, Credit, Collateral, & Capacity of Borrower.  Sounds easy enough, but every lender evaluates a lending deal in the context of these criteria, and they weigh them all differently.  It is important to understand these factors when determining which type of financing to apply for & how to qualify.  Understanding how a lender thinks will help you prepare. 

 

CFO Squared - Chats about Financial & Financing Optimization has 12 episodes in total of non- explicit content. Total playtime is 5:44:37. The language of the podcast is English. This podcast has been added on August 21st 2022. It might contain more episodes than the ones shown here. It was last updated on April 1st, 2024 18:46.

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