Fiducia's Commercial View

Schools are back this month - and so is Fiducia's 'Commercial View' newsletter, looking at news and trends in UK property and the commercial finance market. * Delighted to hear the Commercial View this month of Jonathan Sealey, CEO of Hope Capital who discusses the changing face of the UK property landscape, and how their product ranges have adapted to meet client' demand. * Property repurposing, conversion and refurbishment are taking a far bigger slice of the short term lending market post-pandemic - we look at why. * Without the benefit of a crystal ball to assess affordability of commercial mortgages, lenders are sharpening their pencils and diving deep into past performance to shine light on the road ahead - we look at how. * Trading Businesses will share a lot of common issues as they trade out of the Brexit and Covid period - we identify the issues and look at how we could help mitigate them in some ways. We would welcome the opportunity to help source suitable solutions for commercial finance requirements - please drop us a mail to [email protected] or call in on 01636 614014. Have a good month.

We have seen increasing demand for, and activity in, a diverse range of Commercial Finance products this month.

We felt that these HOT funding areas were worthy of our attention in August's edition of Fiducia's Commercial View Podcast:

Owner-Occupier Commercial Mortgages - With trading businesses increasingly back in action and planning for the future we have seen strong demand to fund the roof over their own company.

Commercial View with Allica Bank - We ask our panel lender about the reaction to their Commercial Mortgage rate promotion, and what it has told them about SMEs' outlook.

"It Ain't Heavy, It's Just Refurb.." - With the residential property market remaining RED HOT, we weigh up all the options to add capital value to investment properties.

Recovery Loan Scheme - An Update - 4 months into the scheme we ask if it is helping UK businesses, and whether you know all the ways in which clients can access it.

We look forward to the opportunity to find suitable solutions to your requirements in the coming month.

The weather may have cooled off, but sectors of the lending market are still hot, and we are seeing strong demand for both Commercial and Investment funding. We have some great topics to cover in July's 'Commercial View' podcast: - Just How Semi Is Your Commercial? Continued strong demand in residential property sets a value on how your Semi-Commercial property is divided. - Cashflow Conservation - Limited companies almost without exception will be recovering or growing with demand, and we look at how commercial finance can support that. - Commercial View with West One Loans - We ask the lender about the level of demand for Bridging and Development finance - and how their appetite for business has changed post pandemic. - Lender Criteria - The devil, and your funding outcome, is in the detail, as we discover. We look forward to the chance to discuss your requirements this coming month - [email protected] 

Some great topics to cover this month, and we take a look at: A Bridging Loan is just the way to buy a property when you still own another, right? Product and Process innovation with Bridge-To-Let, and some input from Lendinvest. Will this be an Asset-Backed recovery for the UK economy?  We ask the Commercial View of Andre Parcin from the NatWest Group about Asset Finance.