Disruption Demystified

The banking and financial services sector around the world faces a large and still growing regulatory regime from both domestic and international regulators.

Tamer Al Mauge, Managing Director MENA of Codebase Technologies speaks to Robin Amlôt of IBS Intelligence about the regulatory environment in the MENA region and the challenges for both regulators and banks in RegTech implementation in the Middle East.

Interest is growing in Software-as-a-Service (SaaS) solutions in order to meet the needs and expectations of the next generation of consumers, not least in Africa, which has the youngest population. It is estimated that 70% of the population of sub-Saharan Africa is under the age of 30.

Robin Amlôt of IBS Intelligence discusses what that means for the neobanks, banks and telcos looking for a piece of the digital action with Paul Nilsen, Commercial Director and MD - Africa, CIS & Global SaaS for Codebase Technologies. 

The biggest challenge in the adoption of omnichannel banking solutions in Africa is grasping the nettle and taking that first step into the future. Pressure is building on financial institutions with consumers expecting the same level of service from their banks as they already receive from other service providers online.

Robin Amlôt discusses Africa’s omnichannel opportunities with Paul Nilsen, Commercial Director and MD - Africa, CIS & Global SaaS at Codebase Technologies and Nikhil Gokhale, Head of Research at IBS Intelligence.

Why are there so few standalone neobanks in the MENA region and why have so many traditional banks launched neobank subsidiaries?

Is the region overbanked as many have claimed and what does it take for a neobank in MENA to be regarded as a success? Robin Amlôt of IBS Intelligence discusses the issues with Tamer Al Mauge, Managing Director MENA for Codebase Technologies and Pankul Verma, Principal at Cedar Management Consulting International.

The twin challenges of digital literacy and financial literacy come under the spotlight in this discussion about how technology vendors, financial institutions and regulators need to work together. A collaborative effort is needed to drive financial inclusion and ensure that consumers and organizations are able to set and achieve their financial goals.

Robin Amlôt of IBS Intelligence discusses the issues with Omar Mansur, Global Enterprise Lead at Codebase Technologies and Adrian Desouza, Senior Consultant with Cedar Management Consulting International.

Find out all about the greatest growth opportunities in Fintech as Paul Nilsen, Commercial Director of Africa/CIS and Global SaaS, as well as Tamer Al Mauge, Managing Director of MENA at Codebase Technologies share their wealth of experience with Fintech Surge.

Join Codebase Technologies' Global Enterprise Lead, Omar Mansur, in a conversation with Fintech Surge about how Fintech is evolving and growing faster by integrating cross-border learnings.

The insightful Olivier Crespin, Founder & CEO of Zand, shares his perspectives on building a neobank in MENA and where the financial industry is headed. We discuss financial inclusion and the role of traditional banks in tomorrow's financial ecosystem.

In our very first Disruption Demystified episode, our host KP joins Samier Khan, Managing Director APAC at Codebase Technologies to discuss open banking infrastructure and Open API (Application Programming Interface) ecosystems. Open APIs have had a massive impact on financial institutions, fintechs and have been a core drive of the digital revolution worldwide. Samier shares his insights on the benefits of APIs, using data to create collaborative innovation for customers, and how legacy banks can successfully enter the next generation of digital by implementing APIs.