Fintech Confidential

In Episode Three of 'Accrued: The FinTech Confidential Series' presented by LoanPro, host Tedd Huff and co-host Colton Pond engage with Brent Beardall, the President and CEO of WaFd Bank. Brent shares his journey of resilience and its impact on his leadership, emphasizing the importance of passion and making a difference. He discusses the transformation of WaFd Bank into a digital-first institution and the pivotal role of technology in maintaining relevance as a regional bank. The conversation delves into the challenges and opportunities in the lending landscape, highlighting the need for a holistic approach to banking, the significance of personalizing lending products, and the strategic importance of deposits. Brent also explores the potential of technology to enhance customer relationships and drive continuous improvement.

Key Highlights:

• Leadership and Resilience: Brent's personal journey of resilience has profoundly shaped his leadership style, emphasizing passion and the desire to make a difference.
• Digital Transformation: The transition of WaFd Bank into a digital-first bank underlines the critical role of technology in staying competitive and relevant.
• Holistic Banking Approach: Emphasizing a comprehensive view of banking that integrates various aspects impacting lending, including a focus on personalized lending products.
• Strategic Prioritization: The importance of effective prioritization, understanding the significance of deposits, and addressing strategic challenges in banking.
• Commercial Real Estate Insights: Insights into the commercial real estate sector, assessing credit risk, and understanding different market segments.
• Innovation in Lending: Opportunities for innovation in lending services, leveraging data analytics, and enhancing customer service.
• Customer Feedback: The value of gathering and acting on customer feedback to drive continuous improvement in banking services.
• Future of Banking and Lending: Brent's perspective on the future, including the potential risks and benefits of artificial intelligence in the banking sector.

Takeaways:

• Adopt a holistic approach to banking, considering all aspects that impact lending.
• Personalize lending products and services using data to meet customer needs effectively.
• Prioritize strategic challenges and understand the critical role of deposits in banking.
• Gain insights into commercial real estate to navigate credit risks and market dynamics.
• Embrace innovation in lending services, focusing on problem-solving and enhancing customer relationships.
• Collect and utilize customer feedback to drive continuous improvement and adapt to changing needs.
• Balance innovation with compliance and be cautious about the evolving role of artificial intelligence in banking.

Also, watch the entire episode on YouTube.

Links:

WaFd Bank

Website: https://www.wafdbank.com/

Linkedin: https://www.linkedin.com/company/wafd-bank/

X (formerly Twitter): https://twitter.com/WAFDbank

Facebook Page: https://www.facebook.com/WAFDbank

Instagram: https://www.instagram.com/wafdbank/

Youtube: https://www.youtube.com/@WAFDBank

Brent...

In this compelling episode of Fintech Confidential's 'Accrued' series on LendTech, host Tedd Huff and co-host Colton Pond sit down with John Maxfield, the insightful founder of Maxfield on Banks. This conversation explores the intricate dynamics of LendTech, the critical importance of understanding the decision-making context in banking, and the transformative role of technology within the industry. John shares his unique approach to studying banking history and its impact on today's banking strategies, offering a deep dive into the challenges and triumphs of banks navigating through crises.

Key Highlights:

• The Essence of Decision-Making in Banking: Unpacking how personal experiences and a deep understanding of historical context influence banking decisions.
• Technology's Role in Banking Evolution: A look at how technological advancements are crucial for banks' growth, efficiency, and customer satisfaction.
• Navigating Compliance in the Banking Sector: Insights into the balancing act between innovation, growth, and the non-negotiable pillar of compliance.
• The Perennial Pitfall of Chasing Yield: Discussion on the common banking hazard of pursuing yield at the expense of stability, with a nod to recent banking challenges.
• Learning from Banking History: John emphasizes the value of historical knowledge in shaping banking's future, debunking the myth of a current tech revolution.
• The Future of Banking: Predictions on digital transformation in banking, emphasizing the ongoing evolution of distribution methods and the critical margin for error in banking decisions.
• Fintech and Banks: A Synergistic Approach: Encouraging a collaborative rather than competitive approach between fintech and traditional banking to foster innovation and customer-centric services.

Takeaways:

• A nuanced understanding of decision-making contexts is vital for banking success.
• Technological integration is key to navigating the complexities of modern banking.
• The banking industry's future hinges on digital adaptation, with a keen eye on maintaining the delicate balance between risk, innovation, and compliance.
• Historical insights offer invaluable lessons for anticipating and shaping the future of banking.

Also, watch the entire episode on YouTube.

Links:

John Maxfield

Maxfield on Banks: https://www.maxfieldonbanks.com/

LinkedIn: https://www.linkedin.com/company/maxfield-on-banks/

Twitter: https://twitter.com/MaxfieldOnBanks

Fintech Confidential

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Notifications: https://fintechconfidential.com/access

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Supporters

Support is provided by:

LoanPro - As default rates continue to rise and margins compress in lending, financial organizations are searching for solutions that combine operational efficiency with innovation. Look no further, as LoanPro allows lenders to enhance their origination, servicing, collections, and payments using the foundation of a modern lending core. Check out

In the inaugural episode of Fintech Confidential's 'Accrued' series on LendTech, hosts Tedd Huff and Colton Pond engage in an exciting conversation with Rhett Roberts, the visionary co-founder and CEO of LoanPro, a company at the forefront of lending technology innovation. This discussion winds through the historical evolution of lending, the indispensable role of compliance in the financial sector, and the transformative impact of technology on the lending landscape.

Key Highlights:

• The Evolution of Lending: Journey through the millennia-long history of lending, understanding its origins and how it has been shaped by regulatory and technological advancements.
• Compliance as the Backbone of Trust: Digging deep into the critical role of compliance in lending, ensuring consumer protection and fostering industry trust.
• The Revolution of Lending Technology: Explore how technology is pivotal in navigating the complexities of compliance and enhancing lending processes.
• Challenges and Opportunities in Modernization: Discuss the imperative of modernization within financial services to achieve operational efficiency and cater to evolving customer needs.
• The Shift Towards Outsourcing Security: Examine the trend of financial institutions outsourcing security to protect sensitive data more effectively.
• Cloud Technology as a Catalyst for Innovation: Discover how cloud adoption is driving modernization and personalization in financial services.
• Personalization in Lending: Uncover the potential of personalized data and transaction-level credit in creating customized financial products for improved customer experiences.

Takeaways:

• The lending industry's complexity necessitates a deep understanding of both compliance and technology.
• Modernization, driven by technology, is essential for operational efficiency and fulfilling customer demands.
• Personalized lending solutions, enabled by modern technology, offer a pathway to more tailored and effective financial products.
• A Lending Core, like LoanPro, provides a starting point for financial organizations to grow their business at scale.

Also, watch on YouTube.

Links:

LoanPro

Website: https://loanpro.io

Linkedin: https://www.linkedin.com/company/loanpro-software/

Facebook: https://www.facebook.com/loanprosoftware

Instagram: https://www.instagram.com/loanpro.io/

Twitter: https://twitter.com/loanproio

Youtube: https://www.youtube.com/@loanprovideo6316/

Fintech Confidential

YouTube: https://fintechconfidential.com/watch

Podcast: https://fintechconfidential.com/listen

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

Twitter:

Join host Tedd Huff, co-host Matt Vanhouten, and guest Theo Lau in a thought-provoking episode of UNCUT by Fintech Confidential, where we dive deep into the multifaceted world of Artificial Intelligence in Fintech. This episode covers a broad spectrum of topics, including the responsible use of AI, its impact on jobs, financial inclusion, and the ethical considerations surrounding technology.

Key Discussion Points:

1. Defining AI and Its Overuse: Understand AI beyond the hype as a technology grounded in mathematics and algorithms. Tedd leads the conversation on how language and terminology influence our perception of AI.
2. The Ethical Use of AI: Matt, Theo, and Tedd discuss the importance of accountability and addressing biases in AI development, emphasizing the need for responsible decision-making.
3. AI's Role in Financial Inclusion and Services: Explore how AI revolutionizes financial services, from enhancing customer support to improving risk assessment and lending practices. The guests highlight innovative FinTech products leveraging AI for better access to financial resources.
4. Government and AI Regulation: The trio delves into the necessity of government intervention in AI decision-making, aiming for a balance to avoid bias and ensure transparency.
5. The Potential of Web3 and Digital Identity: Theo sheds light on how Web3 and self-sovereign identity can democratize access to technology and data, offering a more equitable digital future.
6. Addressing the Digital Divide: Discussions extend to bridging the digital divide, ensuring affordable internet access, and the role of AI in education and learning.
7. The Future of AI in FinTech: The conversation concludes with insights into the future trends of generative AI in FinTech, highlighting the enduring importance of human interaction and relationship-building in the digital age.

Takeaways:

• AI, a powerful tool based on math, holds the potential to transform industries, including financial services, by automating tasks and providing insights.
• The responsible use of AI necessitates carefully considering ethical implications, biases, and the impact on society.
• Bridging the digital divide and ensuring equitable access to technology are critical for harnessing the full potential of AI.
• The future of AI in FinTech will likely focus on enhancing customer experiences, streamlining operations, and supporting personalized financial planning.

This episode with Tedd, Matt, and Theo offers a comprehensive overview of AI's current state and future possibilities in FinTech. By addressing AI's challenges and opportunities, we can navigate toward a more inclusive, efficient, and ethically responsible future in financial technology.

Also, watch the entire episode on YouTube

Links:

Fintech Confidential

YouTube: https://fintechconfidential.com/watch

Podcast: https://fintechconfidential.com/listen

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

Twitter: https://twitter.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

Supporters

This episode of UNCUT by Fintech Confidential is brought to you by:

Under, Transform Your Merchant Applications with Under. The Under platform revolutionizes the way ISOs handle merchant applications, offering a seamless transition to digital forms. Say goodbye to outdated processes and hello to efficiency. Discover the future of financial applications at https://under.io/ftc

Skyflow, the...

Join host Tedd Huff in an enlightening episode of UNCUT by FinTech Confidential, featuring special guests Ashley Eisenberg and Alena Smith. Together, they provide a comprehensive analysis of the payment facilitation landscape. The episode concludes that key factors for success in this field include a seamless user experience, understanding the different types of payment facilitators, the importance of verticalization, robust fraud, and risk management strategies, and the necessity of strong customer support systems. This discussion is a must-listen for anyone in the FinTech industry, offering invaluable insights into the complexities of payment facilitation.

In-Depth Discussion:

1. Exploring Types of Payment Facilitators: Tedd Huff, along with Ashley Eisenberg and Alena Smith, dive into retail, wholesale, and hybrid models in payment facilitation.
2. Challenges and Alternatives: The team discusses the hurdles in payment facilitation and explores alternative models like managed payback or traditional ISOs.
3. User Experience in Payment Facilitation: Emphasizing the critical role of user experience in ensuring efficient payment processes.
4. The Importance of Verticalization: The guests highlight how specializing in specific industries can lead to more effective PayFac solutions.
5. Confronting Fraud and Risk Management: Strategies for combating fraud in payment systems, including the use of AI and machine learning, are thoroughly examined.
6. AI's Role in Enhancing Risk Management: The transformative impact of AI technologies in risk management within the payment industry is a key focus.
7. Improving Customer Support: The importance of customer support in maintaining positive merchant relationships and smooth payment experiences is discussed.
8. Key Considerations for PayFac Adoption: The episode provides insights into the infrastructure, tools, and expertise needed for effective payment management.

Conclusion:

• This episode of UNCUT by FinTech Confidential with Tedd Huff, featuring Ashley Eisenberg and Alena Smith, is essential listening for understanding the dynamic and intricate world of payment facilitation. It offers valuable perspectives and strategies for anyone looking to navigate this crucial aspect of the FinTech industry.

WATCH ON YOUTUBE

Links:

Secure Bancard Website: https://securebancard.com/

Secure Bancard Linkedin: https://www.linkedin.com/company/secure-bancard-llc-/

Eliana Smith LinkedIn: https://www.linkedin.com/in/elainademezasmith/

Ashley Isenberg LinkedIn: https://www.linkedin.com/in/ashley-isenberg/

Tedd Huff Linkedin: https://www.linkedin.com/in/teddhuff/

Fintech Confidential

YouTube: https://fintechconfidential.com/watch

Podcast: https://fintechconfidential.com/listen

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

Twitter: https://twitter.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

Supporters

This episode of UNCUT by Fintech Confidential is brought to you by:

Under, Transform Your Merchant Applications with Under. The Under platform revolutionizes the way ISOs handle merchant applications, offering a seamless transition to digital forms. Say goodbye to outdated processes and hello to efficiency. Discover the future of financial applications at https://under.io/ftc

Skyflow, the leading data privacy platform trusted by top financial institutions. Protect your customers' data with Skyflow's innovative solutions. Get started at https://skyflowsecure.com

And don't forget to check out Chargebacks 911, the...

Walt Levengood, VP of Strategy and Revenue of Nav, a groundbreaking financial technology company, shares his profound insights on navigating small businesses' financial health. Throughout the discussion, Walt highlights the critical role of fintech in equipping businesses with crucial financial tools they need for growth. He covers how the acquisition of TillFul and Nuula drives Nav's mission further and addresses numerous small business owners' challenges in the rapidly evolving fintech landscape. Moreover, he underscores the importance of data-driven solutions in enhancing business financing decisions and discusses Nav's unique data strategies in building customer credit files.

Here are three key takeaways from this episode that you won't want to miss:

1️⃣ Secret to Financial Success with Data-Driven Solutions for Small Businesses

2️⃣ The Game-Changing Acquisitions of Nuula and Tilllful That Sets Nav Apart from the Competition

3️⃣ Stopping the Death Rate of Small Businesses

Join us as we dive deep into the world of fintech and uncover the strategies that are helping small businesses thrive.

Watch the entire episode on YouTube.

Links:

Nav - https://www.nav.com/

Nav's LinkedIn - https://www.linkedin.com/company/navsmb/

Nav's Twitter - https://twitter.com/navsmb

Nav's Facebook - https://www.facebook.com/navsmb/

Nav's Instagram - https://www.instagram.com/navsmb/

Nav's YouTube - https://www.youtube.com/@Navsmb

Walt Levengood's LinkedIn - https://www.linkedin.com/in/wlevengood

Fintech Confidential

YouTube: https://fintechconfidential.com/watch

Podcast: https://fintechconfidential.com/listen

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

Twitter: https://twitter.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

Supporters

This episode of Fintech Confidential 1:1 is brought to you by Skyflow, the leading data privacy platform trusted by top financial institutions. Protect your customers' data with Skyflow's innovative solutions. Get started at www.skyflowsecure.com

And don't forget to check out Chargebacks 911, the industry leader in chargeback management and prevention. Say goodbye to revenue loss and hello to seamless transactions with Chargebacks 911. Get started at www.cb911.info

Time Stamps:

01:17 Introduction to FinTech Confidential

01:34 Guest Introduction: Walt Levengood from Nav

02:07 Walt's

Aaron Letzeiser is the Co-founder and CEO of Obie, the game-changing insurance and risk management platform for real estate investors. He spills the beans on the fascinating journey of Obie, its groundbreaking mission, and the hurdles faced in its infancy. Discover how Obie leverages cutting-edge technology to revolutionize the insurance process, unveil transparency, and deliver tailor-made solutions. Brace yourself for the inside scoop on the power of specialization in the insurance industry, the hottest market trends, and the mind-blowing potential of large language models. Plus, Aaron drops some priceless advice for aspiring entrepreneurs and emphasizes the invaluable role of customer feedback.

Three things you can't afford to miss from this episode:

1️⃣ Unveiling the secret sauce behind Obie's game-changing insurance process!

2️⃣ The mind-blowing market trends that will reshape the insurance industry!

3️⃣ How large language models are set to revolutionize how we approach insurance!

Also, watch the entire episode on youtube.

Links:

Obie

Website: www.Obieinsurance.com

Twitter - https://twitter.com/Obieinsurance

LinkedIn - https://www.linkedin.com/company/joinObie/

Youtube - https://www.youtube.com/@ObieInsurance.com

Fintech Confidential

YouTube: https://fintechconfidential.com/watch

Podcast: https://fintechconfidential.com/listen

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

Twitter: https://twitter.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

Supporters

This episode of Fintech Confidential 1:1 is brought to you by Skyflow, the leading data privacy platform trusted by top financial institutions. Protect your customers' data with Skyflow's innovative solutions. Get started at www.skyflowsecure.com

And don't forget to check out Chargebacks 911, the industry leader in chargeback management and prevention. Say goodbye to revenue loss and hello to seamless transactions with Chargebacks 911. Get started at www.cb911.info

Time Stamps:

The frustrations with the insurance process (00:00:00)

In this interview, Aaron Letzeiser discusses how, during demos, people would forget about the tools and instead focus on discussing their frustrations with the insurance process. He sheds light on the common pain points faced by individuals when dealing with insurance and how his company, Obie, aims to address these frustrations.

The challenges faced in the early stages of the fintech journey (00:03:24)

Join Aaron Letzeiser as he shares the challenges faced in the early stages of their fintech journey. From relying on spreadsheets to the lack of technological innovation in the insurance industry, Lesser provides insights into the hurdles they had to overcome to bring their vision to life.

The evolution of Obie's mission (00:09:20)

Discover how Obie's mission has evolved over time as Aaron Letzeiser explains the company's journey. Initially wanting to solve every problem for real estate investors, Obie has now shifted its focus to doing one thing well. Learn about the reasons behind this strategic shift and the impact it has had on their business.

The challenges of building a fintech company (00:10:19)

Building a fintech company comes with its fair share of challenges. Aaron Letzeiser dives into the obstacles they faced in the early stages and emphasizes the importance of doing one thing well before expanding. Gain valuable insights into the lessons learned and the...

Watch the entire episode on YouTube.

In this episode of Uncut by Fintech Confidential, Tedd Huff, along with Matt Van Houten and Eric Brown, delve into their experiences at the Money 2020 conference. They highlight a significant shift from crypto and blockchain to a more mainstream approach, emphasizing the importance of working within existing financial systems. Additionally, they observe a decrease in the presence of big companies and stages, speculating that economic factors and a previous focus on risk may be the cause. The conversation also touches upon the high cost of participation, the evolution of the conference's focus, and the current state of fintech. Finally, they conclude by discussing the delicate balance between price and value that conference attendees must consider.

Three essential items that we dive into.

1️⃣ "Discover the surprising shift in focus at the Money 2020 conference!"

2️⃣ "Uncover the hidden truth behind the decrease in big companies at Money 2020!"

3️⃣ "Find out the secret to balancing price and value for conference attendees!"

Links:

Fintech Confidential

YouTube: https://fintechconfidential.com/watch

Podcast: https://fintechconfidential.com/listen

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

Twitter: https://twitter.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

Supporters

This episode of "Fintech Confidential Uncut" is brought to you by Skyflow, the leading data privacy platform trusted by top financial institutions. Protect your customers' data with Skyflow's innovative solutions. Get started at www.skyflowsecure.com

And don't forget to check out Chargebacks 911, the industry leader in chargeback management and prevention. Say goodbye to revenue loss and hello to seamless transactions with Chargebacks 911. Get started at www.cb911.info

Time Stamps:

00:02:18 - The shift in the show floor and the absence of crypto

Find out why crypto and blockchain-related topics were noticeably absent at the recent Money 2020 conference. The show floor has changed, and we're here to spill the tea!

00:05:33 - The mainstream and orthodox tone of Money 2020

Money 2020 used to be all about challenging the status quo, but things have changed. Discover how the conference has become more mainstream and focused on working within existing systems.

00:10:53 - The bear market impact on crypto presence

Crypto companies are taking a hit in the bear market, affecting their presence at Money 2020. Dive into the market-driven factors that are causing this decline.

00:12:37 - The decline in presence at Money 2020

The show floor is shrinking, and big players are nowhere to be found. Get the scoop on the decrease in stages and the absence of major players outside the conference.

00:16:48 - Lack of innovation at Money 2020

Innovation seems to be taking a backseat at Money 2020. Uncover why this year's event lacks the innovative and groundbreaking ideas we've seen in the past.

00:17:59 - Money 2020's new product, 20 Fold

Money 2020 is introducing a game-changer: 20 Fold. Find out how this new product aims to bring investors and startups together in a modern twist on Angel List.

00:24:48 - The startup growth cycle

Money 2020 is evolving, and startups are playing a bigger role. Join the conversation about the growth cycle of the conference and the increasing involvement of startups.

00:25:23 - Shift towards fintech and crypto

Traditional banks are taking a backseat as fintech and crypto companies steal the spotlight at Money 2020. Discover when...

Jeffery Glass is the CEO and Founder of HomeTap, the groundbreaking company revolutionizing the way homeowners access their home equity. In this episode of Fintech Confidential, Glass reveals the secrets to success in the real estate market and shares invaluable advice for entrepreneurs.

Three important items Covered:

1️⃣ Discover the game-changing alternative to traditional loans that homeowners are raving about.

2️⃣ Uncover the shocking impact of rising interest rates and inflation on the residential real estate market.

3️⃣ Learn the essential steps to building a strong team and finding the right capital partner for your entrepreneurial journey.

Also, watch the entire episode on YouTube.

Links:

Hometap

Website: https://www.hometap.com/

Linkedin: https://www.linkedin.com/company/hometap-equity-partners

Facebook: https://www.facebook.com/HometapEquity/

Instagram: https://www.instagram.com/hometap_/

Twitter: https://twitter.com/hometap

Youtube: https://www.youtube.com/channel/UCOS30gqJ9HVS3cCbH_M4LxA

Fintech Confidential

YouTube: https://fintechconfidential.com/watch

Podcast: https://fintechconfidential.com/listen

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

X: https://twitter.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

Supporters

Supporters

Support provided by Skyflow.

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Time Stamps:

The mission of HomeTap [00:00:00]

Unlocking the secrets of homeownership and crushing traditional loans!

The origin story of HomeTap [00:02:33]

How Jeff Glass turned personal experiences into a game-changing financial solution!

HomeTap's mission to change homeownership financing [00:08:40]

Making homeownership a breeze for cash-strapped homeowners!

The importance of homeowner experience [00:12:27]

Creating a homeowner experience that will blow your mind!

Ensuring transparency and clarity for homeowners [00:14:08]

No more confusing financial jargon - HomeTap keeps it simple!

Providing capital for homeowner needs and opportunities [00:15:56]

Get the cash you need for life's challenges and dreams!

Home equity and target demographic [00:24:05]

HomeTap's got your back if you're sitting on a goldmine!

Tailoring services and marketing [00:26:51]

Home renovations made easy with HomeTap's tailored services!

Resilience and market trends [00:32:13]

Why residential real estate is the ultimate investment!

The impact of rising interest rates on housing...

Also, watch the entire episode on YouTube.

"Fintech Confidential Uncut" is a show that brings you 100% raw, real, and uncut conversations about the world of fintech. In this episode, co-hosts Tedd Huff and Matt Vanhouten dive deep into the challenges and potential pivots faced by legacy players in the fintech industry.

Don't miss these topics:

• Will Visa's acquisitions impact innovation within the company?
• Is consumer protection at risk with alternative account-to-account payments?
• PIX in Brazil, UPI in India, and the US's confusion with RTP and FedNow
• Will banks and FIntech finally hold hands down the aisle?

Staying up-to-date with the latest trends and insights in the fintech industry, sign up for the Fintech Confidential emails at www.fintechconfidential.com/access and Don't miss out on the raw and uncut conversations that will give you a deeper understanding of the challenges and opportunities in the world of fintech.

Links:

Fintech Confidential

YouTube: https://fintechconfidential.com/watch

Podcast: https://fintechconfidential.com/listen

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

Twitter: https://twitter.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

Supporters:

This episode of "Fintech Confidential Uncut" is brought to you by Skyflow, the leading data privacy platform trusted by top financial institutions. Protect your customers' data with Skyflow's innovative solutions. Get started at www.skyflowsecure.com

And don't forget to check out Chargebacks 911, the industry leader in chargeback management and prevention. Say goodbye to revenue loss and hello to seamless transactions with Chargebacks 911. Get started at www.cb911.info

Time Stamps:

Legacy Players in Fintech [00:00:00]

Are legacy players in the fintech industry facing major challenges? Let's take a look at the struggles of companies like Kodak and Xerox.

Visa's Dominance and Potential Challenges [00:04:51]

Visa is ruling the card payment industry, but can it maintain its dominance? Find out about the uncertainties surrounding Visa's future.

Contrasting Visa and Mastercard [00:10:24]

Visa vs. Mastercard: Who's the real fintech leader? Discover the different strategies and approaches of these two giants.

Visa's acquisition strategy [00:13:28]

Visa's acquisition game plan is not as innovative as Mastercard's. Learn why Visa needs to step up its game.

The threat to Visa's dominance [00:17:16]

Is Visa's reign in danger? Find out if an upstart can knock Visa off its throne and steal its market share.

Push to card payments [00:21:15]

Push to card payments: Are they worth it? Get the lowdown on the pricing and risks involved compared to traditional payment methods.

The challenges of social engineering [00:25:06]

Beware of social engineering! Find out why it's on the rise and how you can protect yourself from scams.

The need for trust in account-to-account payments [00:28:32]

Trust is crucial in account-to-account payments. Discover why banks play a vital role in building trust with customers.

The importance of resolving issues and protecting consumers [00:34:50]

A bank that takes responsibility? It's possible! Learn how resolving issues and protecting consumers can boost trust in payment services.

The challenges of alternative payment methods [00:34:59]

Why are older folks slow to adopt alternative payment methods? And what do younger generations expect? Find out