Healthier Money

It's something I have been affectionately calling Option 4. The decision to retain revenue as cash flow within your business and keeping it from the economic termites that would see it eaten up.

Option 4 is referring cash flow planning with what you do with excess cash at the end of the year. In most cases, your tax professional or CPA probably tells you to do one of three things. 

1. Put some money in a qualified investment plan, for the deduction.

2. Buy something like a vehicle, for the deduction.

3. Take the money as a K1 and pay the tax.

Here is where option four comes in and it's a game-changer. Option four involves a concept called the Alternative Risk Program.

With the ARP we keep your hard-earned money where it belongs,  in your business. Jump into the episode, it's short, but I will be getting into more detail in the coming days and weeks.

Thank you for your attention and as always Live Long and Profit.

Check out our new website where we will be posting and creating content all about this concept www.hmconsults.com 

If anything, 2020 has been the most uncertain year I've experienced in my 58 years of life. It's only proven that having assets, things that put money in your pocket, outside your business is vital to personal and financial wellbeing. 

As business owners, we practice the old motto of pay everyone. else first and whatever. is left over goes to us. And let's be honest, what's really leftover at the end of the month?

My mission has been to help. businesses and founders protect their cash flow and their personal liveliness. This is why I am passionate to bring the Alternative Risk Program to anyone who I can speak to. I want to make a difference in the risk-takers and entrepreneurs who really the driving force behind our economy and our country. 

I hope you enjoy this rant and if you have questions about the Alternative Risk Program you can find out more information at hmconsults.com or leave us a voice message on Anchor. https://anchor.fm/healthier-money

Thank you and as always, Live Long and Profit.

It's not about sports, but what sports does for us as people. 

It doesn't matter if you're a football fan, the purpose of this is to highlight how events unify us. This weekend if you were a Notre Dame fan or Clemson fan, it didn't matter. 15,000 people rushed the field, and where that might not be the best thing right now from a health standpoint, it's what we need.

To come together around the proverbial firepit and just be. Not as enemies, republicans, or democrats, but as Americans, and human beings.

Whether your team won or lost you can share with your fellow human that experience. Differences aside, let's move forward remembering that we are all in this together.

Communication is so divided and I want to encourage you to get out there and talk to your neighbor and find people who don't believe or think the way you do and just listen with an open mind. Agree to disagree and find common ground. You might find that despite what you think, you have more in common than you realize.

Until the next time, Live Long and Profit.

P.S.

We use Anchor to post these podcasts which, despite them being an amazing company, has an awesome feature of voice memos. You can go to our anchor.fm page and leave us a question or request about something to talk about. Be it finance, work, investing, or whatever. Leave us a message and we might answer you in the next episode.

Like many people during this weird time, 2020, people are using their newly found freedom to do something different. If you. have ever thought about utilizing your time and starting a business one question you may ask yourself is, where do I start?

Well, today you're in luck! We sat down with our resident tax professional Marc Sterling and he lays out the road map.

Grab a pen and paper and get ready to take notes on the legal and financial necessities prior to executing on your big idea!

Thank you as always for your attention and if you need a personal help you can reach out to Marc directly at [email protected] or us at [email protected].

Live Long and Profit

The Healthier Money Team

This is a heart wrencher. Last week Pat was in San Diego and a gentleman he met told him the story of how his mother died. As a family the didn't have the resources for in-home health care and she was placed three an a half hours away in a state facility.  

To even be placed in the state facility first all her assets had to be spent down to almost nothing. She then was moved into the long term care facility and unfortunately, the facility came under siege from COVID. 

12 people were infected and 9 passed away including this gentleman's mother.

Hindsight is 20/20 but there were things they could have put in place had they just known about them.

Today in the conversation Pat and Kyle get into what Long Term Care Insurance is, what it isn't, and how it could have possibly saved this woman's life. But at a minimum empowered the family to make decisions about her care other than defaulting to the state.

We hope you enjoy the conversation and as always, Live Long and Profit.

P.S.

If you have questions about anything we talked about or just want to see if we can help you with your retirement plans shoot us an email at [email protected].

James T Harris, patriot, thought leader, and host of The Conservative Circus joins us on the podcast today. 

We get into his perspective on savings,  what he was taught, and how we might be able to look at things differently, among other things.

You can find out more about James on his website or catch him every morning from 6-10 am. 

Thank you for your attention, it means the world to us. If you have any questions we would love to answer then on the next podcast. Go to anchor.fm/healthier-money and leave us a voice message, we would love to help you with any financial issue you're dealing with.

P.s. it would mean the world to us if you left us a review on apple podcast.

Healthier Money is a financial services company specializing in insurance and annuity based asset protection and tax-free retirement strategies.

To learn more about how we would design a portfolio contact us at [email protected] or visit our website at healthiermoney.com

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Today on the podcast, Dr. Christine Wilkinson. For her full bio see below, however, she is undeniably a force. Our conversation took us from her upbringing to her current position at ASU as Senior Vice President and Sectary of the University. That's the entire university... 

We couldn't be more honored and excited to have her on the podcast and we hope you enjoy and get as much value from the conversation as we did. 

Dr. Wilkinson, thank you again!

Full bio:

Dr. Christine K. Wilkinson is the Senior Vice President and Secretary of the University; ASU Alumni Association President and CEO; and Managing Director, Trustees of ASU.  Among her other executive roles, Dr. Wilkinson has served as the vice president of student affairs and the university’s interim athletic director on three separate occasions. She is a tenured faculty member in the Division of Educational Leadership and Innovation, Mary Lou Fulton Teacher College.

Her current community engagement includes serving on the following boards: Valley of the Sun United Way, Southwest Autism Research & Resource Center, Arizona Business Leaders Association, Japanese American National Museum Governors, Pat Tillman Foundation and ASU InvestU.  She is also on the National Leadership Council for Big Brothers Big Sisters of America, and the Arizona Educational Foundation Advisory Board. She is a member of the Arizona Women’s Forum, Charter 100, and ASU Women & Philanthropy.

Dr. Wilkinson was inducted into the Arizona Women’s Hall of Fame as the first Living Legacy in education and received the Most Admired Leader Lifetime Achievement award from the Phoenix Business Journal.  In 2018, she received the Tempe Community Council’s Don Carlos Humanitarian Award and was selected as one of the Most Influential Business Women by the AZ Business Magazine. She also has received the Tempe Business Woman of the Year from the Tempe Chamber of Commerce, the Valley Leadership Woman of the Year, the CASE Crystal Apple Award, and received additional community awards for leadership and service. Her educational background includes: BA in Education with distinction from ASU, a MA in Education, Counseling Psychology from the University of California at Berkeley, and a PhD in Higher Education Administration from ASU.

Your comments and feedback are why we do this. Through content, we aim to educate and entertain, if you would please take a second to say “Hi” and let us know what you thought of the video. 

P.s. it would mean the world to us if you left us a review on apple podcast.

Healthier Money is a financial services company specializing in insurance and annuity based asset protection and tax-free retirement strategies.

To learn more about how we would design a portfolio contact us at [email protected] or visit our website at healthiermoney.com

Follow us around the web:

Facebook: https://www.facebook.com/healthiermoney

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Podcast: https://anchor.fm/healthier-money

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Twitter: https://twitter.com/healthier_money

Website: https://healthiermoney.com/

Death and taxes, right?  

We all know that saying but how many of us really do anything about it?  

Well, have no fear! Today on the podcast we sit down with Mark Sterling of Sterling Accounting and Tax. He has been a tax professional for over 30 years. At his largest, his firm handled over 4500+ clients from personal tax returns to large corporations and everything in between.  

Recently Mark has moved his practice and family from Sedona to Phoenix and we had the fortunate opportunity to pick his brain. He drops some knowledge that everyone can use, from how to properly establish your business to minimize your tax liability all while following the law.  

Check out this episode from the Healthier Money Podcast and as always, Live Long and Profit!  

If you have any questions please leave us a message! Go to anchor.fm/healthier-money or follow us on the socials and hit us in the DM and we will try and get to your question on the next episode!  

Thank you as always for your attention and we look forward to seeing you on the next one!    

Follow us around the web:   

Facebook: https://www.facebook.com/healthiermoney  I

nstagram: https://www.instagram.com/healthier_money/  

Podcast: https://anchor.fm/healthier-money  

LinkedIn: https://www.linkedin.com/company/healthiermoney  

Twitter: https://twitter.com/healthier_money  

Website: https://healthiermoney.com/  

We have Webinars upcoming and would love for you to be a part to help you master your finances and live long and profit!

It's not every day you get the opportunity to sit across and talk to someone of true character. Christine is one of those people. 

She is a hard-working no BS woman who is looking out for her people in the city of Chandler.   

We could not have enjoyed our conversation with her more.   

Christine is an American public figure and currently running for City Council in Chandler Arizona. To learn more about her and her campaign visit https://christine2020.com/  

If you have any questions please leave us a message! Go to anchor.fm/healthier-money or follow us on the socials and hit us in the DM!  Thank you as always for your attention and we look forward to seeing you on the next one!  

Follow us around the web:  

Facebook: https://www.facebook.com/healthiermoney 

Instagram: https://www.instagram.com/healthier_money/ 

Podcast: https://anchor.fm/healthier-money 

LinkedIn: https://www.linkedin.com/company/healthiermoney 

Twitter: https://twitter.com/healthier_money 

Website: https://healthiermoney.com/

This is special, we had the chance to sit down with Angela Olea. She is an RN and the founder of Assisted Living Locators. Her company helps families find quality living facilities for the loved ones who need assisted living care.

She started in Arizona and is expanding across the nation providing this extremely necessary and very needed service.

In the conversation, we get into her background as an RN, how she got the idea to start her business, and how she has been consistently growing and expanding her business.

Enjoy this amazing conversation with a truly inspiring woman.

If you have any questions please leave us a message! Go to anchor.fm/healthiermoney or follow us on the socials and hit us in the DM!

Thank you as always for your attention and we look forward to seeing you on the next one!