Paragon Financial Partners

Last year we discussed several of the upcoming changes to retirement accounts stemming from the SECURE Act 2.0 that was passed back in 2022. It's now 2024 and many of the changes we discussed have gone into effect while others have been delayed. In this episode of the Paragon Podcast, Evan Shorten and Elean Mendoza discuss the most important rules changes that are now in effect for 2024 along with a major rule change that has been postponed until 2026. Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE. For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners 1901 Avenue of the Stars, 2nd Floor Los Angeles, CA 90067 T: (310) 557-1515 E:[email protected] www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, clickHERE.

With a little over three months left in 2023, it’s a good time to start thinking about charitable donations, retirement plan contributions, and the focus of this episode – tax-loss harvesting. In this episode, Evan Shorten and Elean Mendoza discuss the ins and outs of tax-loss harvesting and how you can use it to possibly lower your tax liability. Please subscribe and give the podcast a like. Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE. For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners 1901 Avenue of the Stars, 2nd Floor Los Angeles, CA 90067 T: (310) 557-1515 E:[email protected] www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, clickHERE.

Starting January 2024 one of the most notable rules changes to 529 College Savings Plans goes into effect. Families with excess funds in their 529 College Savings Plans will be allowed to convert those 529 Savings plan assets into Roth IRAs. In this episode, Evan Shorten and Elean Mendoza discuss everything you need to know regarding the conversion process. Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE. For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners 1901 Avenue of the Stars, 2nd Floor Los Angeles, CA 90067 T: (310) 557-1515 E:[email protected] www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, clickHERE.

At the very end of 2022 Congress passed the SECURE Act 2.0 and with it come wide sweeping changes to almost all retirement accounts. Listen in as Evan Shorten and Elean Mendoza review some of the most important changes impacting employer sponsored retirement accounts, IRAs, Roth contribution rules, and even 529 college savings plans. Don't forget to follow and subscribe!   Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE .    For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners  1901 Avenue of the Stars, 2nd Floor  Los Angeles, CA 90067  T: (310) 557-1515  E: [email protected]  www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, click HERE. 

It has been a rough year for banks culminating in the closure of four regional banks so far. With that, you may be wondering about the safety of your assets held with your broker. Listen to this episode of the Paragon Podcast and Evan Shorten and Elean Mendoza discuss how brokerage firms safeguard your assets.   Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE .    For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners  1901 Avenue of the Stars, 2nd Floor  Los Angeles, CA 90067  T: (310) 557-1515  E: [email protected]  www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, click HERE. 

It's been a rough year for investors with declining markets across the globe. However, not everything is all bad. Investors with a long-term view can now better take advantage of Roth conversions in order to increase their tax-free retirement income or try to maximize their estates. Tune in to this episode as Evan Shorten and Elean Mendoza dive into Roth conversions. 

Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE .    For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners  1901 Avenue of the Stars, 2nd Floor  Los Angeles, CA 90067  T: (310) 557-1515  E: [email protected]  www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, click HERE. 

With the Federal Reserve raising interest rates and markets in decline, you might be wondering what is going on? Hit the play button and tune in as Evan Shorten and Elean Mendoza discuss rates, markets, and the economy in our September market update.

Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE .    For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners  1901 Avenue of the Stars, 2nd Floor  Los Angeles, CA 90067  T: (310) 557-1515  E: [email protected]  www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, click HERE. 

Is my 401k at risk if I get sued? Is my IRA at risk if I get sued? What happens to my retirement account in bankruptcy? In this episode Evan Shorten and Elean Mendoza discuss the creditor protections covering your retirement accounts. 

Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE .    For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners  1901 Avenue of the Stars, 2nd Floor  Los Angeles, CA 90067  T: (310) 557-1515  E: [email protected]  www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, click HERE. 

With real-estate markets having peaked many investors are now considering selling off some of their properties, but with highly appreciated real-estate prices the liability of high capital gains taxes is a real concern. In this episode, Evan Shorten and Elean Mendoza discuss the possibility of deferring capital gains taxes with the combination of a 1031 exchange and a Delaware statutory trust. 

Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE .    For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners  1901 Avenue of the Stars, 2nd Floor  Los Angeles, CA 90067  T: (310) 557-1515  E: [email protected]  www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, click HERE. 

In this episode of the Paragon Podcast Evan Shorten and Elean Mendoza discuss a few ideas to help investors deal with both rising rates and rising inflation - a combination we have not seen since the 1970's.  

Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE .    For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following:

Paragon Financial Partners  1901 Avenue of the Stars, 2nd Floor  Los Angeles, CA 90067  T: (310) 557-1515  E: [email protected]  www.paragonfinancialpartners.com

Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, click HERE.