Moneystepper Q&A Podcast

Danielle asks: "I'm planning to move abroad with my partner in just under 2 years, I've just been gifted £5000 and I'm not sure where to put it. I was thinking S&S ISAs but since I'll need to access it in short time I'm not sure where should I put it."

Hosted on Acast. See acast.com/privacy for more information.

Steve asks: "I have a property which the mortgage is in my name and is my sole residence. I have no other properties. I'm intending to exchange some of the property to my partner and they'll take on some of the mortgage. Are either of us liable for CGT?"

Hosted on Acast. See acast.com/privacy for more information.

Grant asks: "My question is how can I calculate all these benefits including the applicable tax and national insurance to ultimately work out my requirements from a freelance salary to match the financial position as an employee?"

Hosted on Acast. See acast.com/privacy for more information.

Grant asks: "I'm looking to buy a house and rent out the house I currently own and live in. When I rent the property and fill in my first self-assessment form, what costs and expenses can I offset against profits and how far back can I go?"

Hosted on Acast. See acast.com/privacy for more information.

Tony asks: "Where do I start to invest in stocks and shares ISA? Where do I go? How do I go about it? Etc. Aim of the ISA is for long-term savings for my pension. I believe it more tax efficient to save in ISA at the moment other than a pension."

Hosted on Acast. See acast.com/privacy for more information.

Tony asks: I've been thinking for a while that I should get a raise. I have taken on various new roles within my firm and more responsibilities but however not received a raise for them. What/how would be the best way for me to ask my bosses for a raise?"

Hosted on Acast. See acast.com/privacy for more information.

Alistair asks: "I wish to move from my £210k house to a £305k property. Problem is I own a business and have always lived on the smallest amount I can (around £18k a year). What would you recommend I do to get a mortgage?"

Hosted on Acast. See acast.com/privacy for more information.

Helen asks: "M&S have told me that someone had used my card without my knowledge. I rang up the fraud team and they told me someone made a £300 purchase which I didn't recognise. M&S said they'll cancel the card and send out a new one. What should I do?"

Hosted on Acast. See acast.com/privacy for more information.

Ian asks: "I’m 25 and I've recently started working with a new employer. I've been given certain options in terms of salary sacrifice. Which would you recommend that I go for?"

Hosted on Acast. See acast.com/privacy for more information.

Rachel asks: "I know that new stamp duty of +3% comes is in effect in April 2016. I'm looking at buying a £110k flat to let out next year. If I bought it as a company could I avoid the stamp duty? What other concerns or benefits does this bring?"

Hosted on Acast. See acast.com/privacy for more information.