Mortgage Guide

by Adam Lesner

All things mortgage and real estate. From the basic first time home buyer scenario, to the seasoned investor with a diverse portfolio of properties, you will get something out of every episode. Find out what lenders are looking for, and set yourself up for success for your next home purchase or real estate investment. Mortgage by Adam

Episodes

E015: Bank Statement Loan for Self-Employed Borrowers

9m · Published 05 Dec 15:06

If you are self-employed or a private contractor, this is the episode you need to hear. I dive into exactly how to get approved for a mortgage with a bank statement loan, and no tax returns are required. Unfortunately, so many times business owners are told they do not qualify for a mortgage because of […]

E014: How to Think Like an Underwriter | Q and A

14m · Published 19 Oct 11:04

Do I qualify for a home loan? To answer that question you need to understand how lenders look at your income, your credit, your assets, and the property you’re looking to finance. Today I dive into each component in depth in order to answer all of the qualifying questions you may have. More at BalanceProcess.com

E013: How Your Tax Returns Are Crucial On Your Mortgage

9m · Published 13 Oct 13:14

Everything you need to know about how an underwriter looks at your income and tax returns when considering you for approval or denial. More at BalanceProcess.com

E012: How to Get a Jumbo Loan After Recent Foreclosure

8m · Published 14 Jul 14:35

Recent foreclosure or short sale? Not the end of the world. With a portfolio loan there are options for home financing EVEN if you you’re seeking a jumbo loan. I go into detail in today’s podcast. Follow me on insta @alesner

E011: 5 First Time Home Buyer Loans Every Buyer Should Know

10m · Published 14 Jun 15:16

Here is a full breakdown on the most popular first time home buyer loan options. All very low down payment, and some 0% down. I mentioned several useful tools to use to research your eligibility, all of those are included in the link below. Useful links found here: https://www.balanceprocess.com/first-time-home-buyer-loan/

E010: Why Your Appraisal Matters Beyond Value (big time)

6m · Published 14 Apr 10:56

Today, we look at 5 reasons your appraisal matters BEYOND value. Yes, the whole point of getting an appraisal is to find out the fair market value, but an appraisal means so much more than just the value when it comes to the home buying process.

E009: 5 Odd Things That Don’t Show on Credit Report

8m · Published 04 Apr 17:04

(click play above) In today’s episode of the Mortgage Guide Podcast we cover what lenders are looking for when reviewing your credit report, and the things that DON’T show on your credit report as well.

E008: Why the Ability to Repay is Crucial

5m · Published 31 Mar 14:20

Demonstrating the ability to repay is perhaps the most important piece of getting approved to buy a house. Here is why.

E007: The Power of Seller Concessions

5m · Published 30 Mar 18:45

Sellers concessions can bring life to a dead deal. Here are the things you need to know about getting seller concessions negotiated into your home purchase contract. BalanceProcess.com – Bringing balance to the home buying process.

E006: How to Get Pre Approved For a Mortgage With Ease

9m · Published 28 Mar 13:59

In today’s episode of the mortgage guide podcast we cover the basics of what lenders are looking for when evaluating a possible pre-approval: income, credit, assets, and property. Learn more at BalanceProcess.com

Mortgage Guide has 55 episodes in total of non- explicit content. Total playtime is 7:33:06. The language of the podcast is English. This podcast has been added on October 26th 2022. It might contain more episodes than the ones shown here. It was last updated on May 21st, 2024 18:16.