Millennials & Money

On this week's episode of Millennials and Money our guest and Publishing Director with Social Publication Magazine Amir Carraway shares his Money Story. Hear what money was like for Amir throughout his life, Amir shares what life was like growing up in the Bay Area in a single-parent household and how he learned at a young age that if he wanted something he was going to have to get out there and grind for it. Amir shares how that “get it out the mud” attitude lead him to a basketball scholarship at Chico State which he was able to parlay into an international professional basketball career. Amir shares how he learned how to increase his stock as a player by listening to other vets in the league. Amir also shares what life is like today now that he's retired from his career in basketball and how he was able to land a career after basketball through the relationships he built while at Chico State. Amir credits much of his success to what his grandfather referred to as the “Magic Word” “Listen” so please listen and enjoy.

On this week's episode of Millennials and Money our guest, Liberty Mutual Insurance Agent Colby Bell Share his Money Story. Colby began his working years selling shoes something he is still passionate about today and he credits much of his success in the insurance business to the things he learned in retail selling shoes and serving customers. Colby talks about how he went from earning $1500 a month in retail to sometimes earning as much as $15,000 a month in used car sales and how he had to learn to deal with the ebbs and flows of income that come along with a high demand sales career. Colby also shares his journey to homeownership and how the responsibilities that come along with being a homeowner combined with the accountability his wife holds him to have helped him make wise decisions with his money and to see it as a tool to help him achieve goals. Colby also shares how he has got connected with The Sacramento Realtist an organization dedicated to bringing Home Ownership, Democracy, and Fair Housing to African American families and communities, and how being a part of an organization like the Realtist has helped him find real purpose in life. Enjoy the show.

On this week's episode of Millennials and Money, our guest is Air BNB investor and Coach Justin Kusu. Justin shares how from a young age he was always taught to grind to get the things he wants. Listen how Justin went from selling magazines door to door to working for Grant Cardone as one of his top Sales and Marketing Manager. Despite achieving top goals working for Grant Cardone University, Justin desired to become his own boss, so he decided the best way to build his empire was through Real Estate. Justin now owns several Air BnB's that cashflow upwards of $250,000 annually, he focuses his time now serving others as he coaches aspiring investors and guides them through the complexities of becoming successful Air BNB investors. If you're interested in getting in contact with Justin and building your own Air BNB portfolio listen to this episode as Justin shares key tips and the best way to get in contact with him for his coaching services.

Seth Owen was raised by a single mother and since a young age, he has always felt the need to provide for himself and help provide for others. Seth shares how he's been able to take the skills he learned at Fresno State and serving in leadership roles both in the US Military and at Enterprise and combine those skills to land his dream job at Hagerty Insurance where he helps Millionaires and celebrity car collectors assure they have the proper insurance for their assets. This is one you won't want to miss, enjoy the show.

On this week's episode of Millennials and Money, our guest is British Fund Manager turned Author Charlie Sunnucks. Charlie grew up in a home where he was taught the value of investing at a young age and saw firsthand the type of life investing could afford you. After high school, Charlie studied abroad in China where he learned how to analyze Emerging Markets. After graduating Charlie moved back home to London where he reached levels of success as a Fund Manager. As someone who spent the majority of his work week evaluating and valuing international equities he was shocked to find that there was no resource for the retail investor to learn how to properly value equity, after searching to no avail Charlie decide he would become the resource and write a book designed to help the average joe retail investor learn to efficiently value and Equity. Charlie shares what the transition from Fund Manager to Published Author has been like as he is now officially a published Author be sure to check out his book, “The Company Valuation PlayBook” in the link below. https://www.amazon.com/Company-Valuation-Playbook-Invest-Confidence/dp/1838470816

On this week's episode of Millennials and Money our guest, former Software Engineer with Linked IN and Minimalist Rich Bustos shares his money story. Today 29-year-old Rich Bustos is on a “Sabbatical” living off the returns of his Real Estate Assets and Investment Portfolio. With passive income as well as a house paid for Rich is living quite the desirable life, however, it wasn't always that way. Rich grew up in the Bay Area and his parents worked blue-collar jobs and instilled in Rich that it's not about how much money you make but what you do with it, this is a concept Rich took to heart. Listen as Rich shares how after he graduated high school while his classmates went on to major universities and moved out Rich stayed at home with his parents and began to work retail jobs living off a budget of $400 a month and investing everything he earned above that into a Stock Portfolio. Eventually Rich got an opportunity to accept an intern position at LinkedIn as a Software Engineer and his income increased substantially but Rich stuck to his budget of $400 a month and continued to invest everything else. Rich shares how despite having more than enough income to provide for his lifestyle he found himself suffering from panic attacks and was prescribed medication from a doctor. As an alternative Rich found Minimalism which has completely changed his life for the better, Rich also share his love for Brazilian Jiu-Jitsu be sure to check out the Being Rich Podcast to hear more from Rich Bustos, Enjoy the show.

On this week's episode of the Millennials and Money Podcast, our guest is a Traveling sales rep with Vector Cutco Marketing JC Miranda. JC grew up in a small town in Central California the son of two entrepreneurs. He learned from a young age that if you want it then you're gonna have to go hustle to get it. In college, JC got an opportunity to take a part-time position with Vector Marketing selling knives, and his first weekend on the job he discovered that he could make more in one weekend with Cutco than he did in two weeks with his full-time job. JC paid his way through college selling knives and after graduating he came to a pivotal point where he decided to continue to work full time in his role at Cutco rather than pursue a career utilizing his degree. JC does not regret his decision the least bit, in his words, he is “blessed” he spends his time at work traveling up and down the West Coast selling Cutco Cutlery at different events and shows (he is currently in a national sales competition at Cutco in which he is ranked number) JC is blessed to spend his free time traveling all over the country with friends, playing sports, and staying fit He says the key to his success at Cutco can be credited to having a good work-life balance and realizing that you get what you work for and to working hard now like most don't so he can live life in the future like most can't.

On this week's episode of Millennials and Money, our guest is US Naval Officer and Nascar stock car driver Jesse Iwuji. Jesse's parents immigrated to the United States from Nigeria and brought with them an intense work ethic and a business owner mentality. Both of Jesse's parents worked full-time jobs and each owned personal businesses on the side. Jesse was a stand-out football player in high school and received a scholarship to The United States Naval Academy. After college Jesse enlisted in the Navy as an officer where he did multiple tours and developed a habit of saving for the things he truly wanted. While in the Navy Jesse developed a love for Nascar, Jesse shares how he saved up enough money from his military tours to buy his own stock car and began to build his brand via social media and promoting racing shows of his own a business owner skill learned from his parents no doubt. This is an awesome story of a true winner, enjoy the show.

On this week's episode of Millennials and Money Information Security Analyst with Golden One Credit Union George Velasquez shares his Money Story. George grew up in a working-class home in Sacramento CA, some of life's turmoils set in early on in George's life and he ended up dropping out of high school and heading down a path that landed him behind bars. After realizing he had become a person he did not want to be and that he needed a change he went back to school and got his high school diploma and enrolled in a computer technician course offered through the stride center. George has always had an act for computers and as soon as he got his certification he went on to do cybersecurity for Aerojet “They Make Rockets”. George's story is one truly of perseverance, work ethic, and God's Favor, enjoy the show.

On this week's episode of Millennials and Money Information Security Analyst with Golden One Credit Union George Velasquez shares his Money Story. George grew up in a working-class home in Sacramento CA, some of life's turmoils set in early on in George's life and he ended up dropping out of high school and heading down a path that landed him behind bars. After realizing he had become a person he did not want to be and that he needed a change he went back to school and got his high school diploma and enrolled in a computer technician course offered through the stride center. George has always had an act for computers and as soon as he got his certification he went on to do cybersecurity for Aerojet “They Make Rockets”. George's story is one truly of perseverance, work ethic, and God's Favor, enjoy the show.