Money Talks

So, they say money can't buy happiness? Is this true? 

In this podcast I'll chat about the effects of money on our lifestyle and how it correlates with happiness throughout life! 

In this episode I'm going to chat to you about side hustles. If you're able to get an extra €100 a week that adds up to €5,000 per annum. Today we will chat about how somebody who is in a 9-5 job is able to grow their income & i'll go through my list of potential side hustles. 

In this episode I'll chat about what is an emergency fund & when should you have one. 

We will go over how much you will need and what kind of things you will need it for. Somethings will go wrong in life and having this cushion will help ease the stress in the unfortunate situation something does go wrong.

In this episode, I’m going to take you through banking, bank accounts and how to manage your money better using online bank accounts. I’m also going to explain the different types of accounts that you need to have, deposit rates, saving accounts & investment accounts.

In this episode I’m going to take you through how to switch and save on everything. From the usual TV, GAS & Electricity to mortgages and insurance.

I’m going to talk you through how you can go about switching and how to make it as easy as possible and I’ll make you aware of a couple things to make sure you get the most from switching.

In this episode I take you through the 10 numbers you need to consider when it comes to your money.   From the basics of what is your after tax (take home) income right the way up to getting you to think about what you would do with €1million.  This is a thought-provoking episode which will have a follow up episode.

Regardless of if you are married with children, just moved in with your partner or are single you are your own boss when it comes to your money.  Therefore you need to consider yourself like you are the CEO of your money.  Every CEO has a budget, keeps expenses low and makes sure sales are high!  In this episode I talk you through how to think like a personal finance CEO

Once you have established your personal budget this episode will help you manage your debt easy and help you take steps to becoming debt free.  The usual advice is to clear the highest interest first, but not in this case. The debt ladder teaches you how to clear your smallest debt first then use the repayment saving to pay off your next debt. 

In this episode we discuss how to manage your money better by using my envelope system. Although cash is no longer popular you can take the same lesson from this system as apply them to virtual envelopes using N26 or Revolut accounts. 

In this episode I discuss the importance of having a budget in place when it comes to your money.  A budget doesn’t mean you have to be miserable, it means you are making conscious decisions about where your money is going before it hits your account!  You can download your free personal budget template here: https://www.askpaul.ie/