WilKhu Homes

In this episode, Andanté from CPS takes us through Financial Assistance for distressed property sellers in South African real estate.  

1. A BACKGROUND ON CPS                                              2:40 

2. WHO DO CPS HELP?                                                      3:42 

3. HOW DOES CPS HELP?                                                 4:43 

4. HOW DOES IT WORK?                                                   6:31  

Please comment any extra questions you might have and we can address them in another video. Like and Subscribe for more.

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In this episode, CEO of Inspect-A-Home, Eric Bell takes us through Home inspection as it relates to South African real estate.  

1. About Inspect-A-Home                                             0:38 

2. What does the inspection cover?                    6:16 

3. What does the inspection NOT cover?         18:00 

4. Different levels of inspection                          27:51 

5. Issues to be aware of                                          35:53 

6. Inspect-A-Home offices & details                  40:57  

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In this episode, Neil Mc Kinon from Hammond Pole Attorneys takes us through Voetstoots as well as Latent and Patent as it relates to South African real estate.  

1. What is Voetstoots 2:34 

2. The duty to disclose  4:42 

3. The duty to inspect 6:17 

4. Patent and Latent  7:38 

5. Buyers Recourse  10:40 

6. Warranties and Misrepresentations  13:31 

7. Defects after sale  14:27 

8. Late Discovery of Defects  15:41 

9. Estate Agents Responsibility   18:16  

Please comment any extra questions you might have and we can address them in another video. Like and Subscribe for more.

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We are back with Ooba Homeloans' Business Development Manager (Gauteng North), Natasha Champion. This time we discuss the basics of bond origination and the ways in which Ooba is able to greatly assist clients with all bond origination needs.  

1. What is ooba?   0:38 

2. Why ooba instead of direct to banks?    1:56 

3. Importance of a pre-qualification.       3:04 

4. The 9 banks       5:37 

5. Can interest rate be fixed over length of loan term?     8:14 

6. Pros and cons fixed/variable interest rate.      9:09    

Please comment any extra questions you might have and we can address them in another video. Like and Subscribe for more.

--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode, Neil Mc Kinon from Hammond Pole Attorneys takes us through determining timelines as it relates to the transfer process in South African real estate. We clear up a lot of questions clients often have regarding the actual transfer process and some misunderstood terminology (eg: transfer costs vs transfer duty)

1. Time Periods     2:40

2. Suspension conditions        5:37 

3. Guarantees        8:09

4. Transfer Duty       9:20 

5. Clearance figures      14:57 

6. Rates and levies     18:42 

7. Home owners insurance      19:26

8. Lapse of Time    21:42 

9. Compliance Certificates    25:12

*BONUS* Movement Regulations (May 2020)     29:09                                              

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--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode, Chris Lukan from Currencies Direct takes us through what we need to know regarding financial emigration and foreign currency as it relates to South African real estate. Currencies direct can assist and facilitate all matters to do with foreign currency coming into the country or going out.  

1. South African residents moving money offshore from sale of properties and the process and regulations around that.    2:12 

2. Discussion on emigration on how it relates to question 1.       4:46 

3. Non residents looking to buy property in SA as well as non residents selling property and looking to get funds out of SA. I can touch on the regulations and processes around that.       9:10                                                                  

Please comment any extra questions you might have and we can address them in another video. Like and Subscribe for more.

--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

This is a quick informative intro to the entire property transfer process for South African real estate.

Get know each step and the parties involved from beginning to end through and expert attorney and conveyancer from LNP Attorneys, Kekeletso Makhetha.

1. People/Entities involved in the transfer process.  2:49

2. The full transfer process.  4:46

3. Functions of the Deeds Office. 12:44

4. F.A.Q’s  19:34

Please comment any extra questions you might have and we can address them in another podcast.

See the YouTube video here.

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This is a quick interview with Helen Naude, a Director at Faurie Nell Inc. We cover the 4 main rent/lease related questions we have been getting form our clients during the lockdown as a result of the Covid-19 pandemic.  

1. What happens if a lease ends and a new 1 is due to begin during lockdown 

* old tenant still in place 

* empty unit                                                                                                           2:58   

2. Tenant gets retrenched (or similar) during this time and can no longer afford current rental amount. * currently in the property * had signed lease but had not moved in yet * what happens to the lease and the deposit                                                  7:08  

3. Can you be evicted/can you evict a tenant during lockdown?               12:48  

4. (Sales context) If a property is transferring and occupation + occupational rent was meant to take place but because of lockdown, the buyer cannot take occupation. what are the options for both parties.                              14:05   

Please comment any extra questions you might have and we can address them in another video. Like and Subscribe for more.

Watch the video at WilKhu Homes on YouTube

--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

This is a quick interview with Ooba Homeloans' Business Development Manager (Gauteng North), Natasha Champion. We cover the 5 main bond related questions we have been getting form our clients during the lockdown as a result of the Covid-19 pandemic.   

1.       Repayment relief options.   2:45 

2.       Bank processing delays.    6:10 

3.       Re-assessment of bonds granted pre-lockdown.     9:36 

4.       Deeds Office re-opening?        12:46 

5.       Interest rate reductions, when last were they this low – how much can be saved on a R1mil bond?      14:24  

Please comment any extra questions you might have and we can address them in another video. Like and Subscribe for more.

Watch the video at WilKhu Homes on YouTube

--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app