800+ Financial Freedom

Happy Financial Freedom Friday and welcome to the 800+ financial freedom podcast. I am your host Financial Life Coach Selena G. today we will talk about how to maintain Good Credit and I will be sharing a few tips from my new book "The Ultimate Guide and Tips Towards Financial Freedom".
 
Today, I would like to share with you a few tips on how to maintain your great credit score. Treat all of your debts equally when it comes time to pay. Your credit score takes into account both revolving debt, trade lines or installment debt. Constantly having a balance on your credit cards can lower your score and hurt your chances for getting approved for loans or any other credit card accounts you may want to open. 

Keep your credit card balance low at all times because it is so hard to pay down a high credit balance if you do not have the money to pay the card off within 30 days.

It is always a pleasure to share with you every Friday, Financial tips to help you reach your financial goals. If you apply the tips and take action towards your debt you to will be walking in financial freedom.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast share it with your family and friends now Go and be GREAT!!!

www.selenagibbons.com

Happy Financial Freedom Friday and welcome to the 800+ Financial Freedom Podcast. I am your Host Selena G. today we will talk about how credit scores work. I will also be sharing a few tips from my new book "The Ultimate Guide and Tips Towards Financial Freedom". 

Credit is the ability to borrow money or access goods or services with the understanding that you'll pay later. Creditors look to your credit history, your record of borrowing and repaying funds-as a first step in determining whether to issue you credit.

Credit Score is a number that summarizes information from your credit reports. Scores typically range from 300 to 850, with higher scores being best. Lenders use credit scores to predict whether or not you'll repay a loan.

I am glad I was able to share this information with you on today now you know how credit scores work. All you have to do now is use your credit wisely.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast share it with your family and friends now Go and be Great!!

www.selenagibbons.com

Happy Financial Freedom Friday and welcome to the 800+ Financial Freedom Podcast. I am your Host Selena G. today we will talk about how credit scores work. I will also be sharing a few tips from my new book "The Ultimate Guide and Tips Towards Financial Freedom". 

Credit is the ability to borrow money or access goods or services with the understanding that you'll pay later. Creditors look to your credit history, your record of borrowing and repaying funds-as a first step in determining whether to issue you credit.

Credit Score is a number that summarizes information from your credit reports. Scores typically range from 300 to 850, with higher scores being best. Lenders use credit scores to predict whether or not you'll repay a loan.

I am glad I was able to share this information with you on today now you know how credit scores work. All you have to do now is use your credit wisely.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast share it with your family and friends now Go and be Great!!

www.selenagibbons.com

Hello everyone and welcome to the 800+ Financial Freedom Podcast. I am your host Financial Life Coach Selena G. Today I will be sharing with you the difference between refinancing vs. home equity loan. 

Refinancing pays off your old mortgage in exchange for a new mortgage at a lower interest rate. A home equity loan gives you cash in exchange for the equity you've built up in your property as a separate loan.

Both Home equity loans and refinances can have financial benefits. To determine the best option for your household, you'll want to take your total home equity into an account, as well as your goals, preferred repayment timeline, and how long you plan to stay in the home. Make sure to shop around for the best rates, as rates and closing cost can vary greatly from lender to lender.

I am glad I was able to share this information with you on today now you know the difference between a refinance vs, home equity loan.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast share it with your family and friends now Go and be GREAT!!!

Hello everyone and welcome to the 800+ Financial Freedom Podcast. I am your host Financial Life Coach Selena G. Today I will be sharing with you the difference between refinancing vs. home equity loan. 

Refinancing pays off your old mortgage in exchange for a new mortgage at a lower interest rate. A home equity loan gives you cash in exchange for the equity you've built up in your property as a separate loan.

Both Home equity loans and refinances can have financial benefits. To determine the best option for your household, you'll want to take your total home equity into an account, as well as your goals, preferred repayment timeline, and how long you plan to stay in the home. Make sure to shop around for the best rates, as rates and closing cost can vary greatly from lender to lender.

I am glad I was able to share this information with you on today now you know the difference between a refinance vs, home equity loan.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast share it with your family and friends now Go and be GREAT!!!

Hello and welcome to Episode 5 of the 800+ Financial Freedom Podcast. I am your Host Financial Life Coach Selena G. Today I will share with you a few financial tips for couples to help you manage your money better.

Money is an important issue for most couples. Successfully managing finances in a marriage is essential to your happiness together, talking about money may not come naturally and that is fine. If you haven't gotten around to discussing the role money plays in your life together, it's not too late to start. 

• Understand your partner's financial personality
• Don't avoid talking about financial issues
• Create a realistic budget

When you take joy in the life you've built together, you can celebrate your financial accomplishments as well as your marriage.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast now Go and be Great!

800+ It's not a number, It's financial freedom.

www.selenagibbons.com

Hello and welcome to Episode 5 of the 800+ Financial Freedom Podcast. I am your Host Financial Life Coach Selena G. Today I will share with you a few financial tips for couples to help you manage your money better.

Money is an important issue for most couples. Successfully managing finances in a marriage is essential to your happiness together, talking about money may not come naturally and that is fine. If you haven't gotten around to discussing the role money plays in your life together, it's not too late to start. 

• Understand your partner's financial personality
• Don't avoid talking about financial issues
• Create a realistic budget

When you take joy in the life you've built together, you can celebrate your financial accomplishments as well as your marriage.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast now Go and be Great!

800+ It's not a number, It's financial freedom.

www.selenagibbons.com

Hello and welcome to Episode 4 of the 800+ Financial Freedom Podcast. I am your Host Financial Life Coach Selena G. Today I will go over with you The Benefits of Goal Setting which I will share with you a few snippets from my new release book "The Ultimate Guide and Tips towards financial freedom. You can now purchase my book on Amazon. 

What is Goal Setting it is the process of identifying something that you want to accomplish and establishing measurable goals and timeframes.

The benefits of goal setting are numerous.
1. Goals make you responsible for your own life when you set goals you are saying this is what I want to accomplish. This is what I'm going to do. You can not rely and wait on people to do it for you.

2. Good goals challenge and grow you, it push you to try harder, to change, to be better, and to do more.

3. Goals can increase your confidence as you accomplish your goals. You become more positive.

Now it is time for you to take out your planners and start writing down your goals for the remaining of the month, the end of the year goals and your goals for 2021.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast now Go and be GREAT!!!

800+ It's not a number, It's financial freedom.

www.selenagibbons.com

Hello and welcome to Episode 4 of the 800+ Financial Freedom Podcast. I am your Host Financial Life Coach Selena G. Today I will go over with you The Benefits of Goal Setting which I will share with you a few snippets from my new release book "The Ultimate Guide and Tips towards financial freedom. You can now purchase my book on Amazon. 

What is Goal Setting it is the process of identifying something that you want to accomplish and establishing measurable goals and timeframes.

The benefits of goal setting are numerous.
1. Goals make you responsible for your own life when you set goals you are saying this is what I want to accomplish. This is what I'm going to do. You can not rely and wait on people to do it for you.

2. Good goals challenge and grow you, it push you to try harder, to change, to be better, and to do more.

3. Goals can increase your confidence as you accomplish your goals. You become more positive.

Now it is time for you to take out your planners and start writing down your goals for the remaining of the month, the end of the year goals and your goals for 2021.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast now Go and be GREAT!!!

800+ It's not a number, It's financial freedom.

www.selenagibbons.com

Welcome to my First Financial Freedom Episode. I am your Host Financial Life Coach Selena G. Today I will be sharing with you the steps towards Financial Freedom. 

Financial Freedom is the ability to do what you want with your time and energy without having to worry about money at all.

Wouldn't it be great to be able to wake up each day and do what you are passionate about?

Are you ready to live a life of Financial Freedom, I am glad you are let's get ready by writing down the 7 Steps towards Financial Freedom. Grab your notebook and pen it's time to start your Financial Journey.

800+ It's not a number, It's Financial Freedom.

www.selenagibbons.com