Cashology by FNBO

What makes a happy marriage? Love, commitment, trust, communication? We could do a lot of podcasts trying to answer that question. But researchers find that one of the keys is being on the same page about money, about how to manage money and family finances. And it’s something that a lot of newlyweds don’t consider before tying the knot.

So what are some good tips for newlyweds – or for that matter any married couple – when it comes to managing their finances? That’s the question for today. And we’ll tackle that question with our guests, Barry and Jennifer Benson. 

Listen here and follow @CashologybyFNBO® on YouTube for more!

What is a financial advisor exactly? What do they do? And should you be working with one? Those are some of the questions we’ll be tackling in this episode. Keep in mind – there’s a financial advisor available for every budget and financial situation. You don’t have to have a ton of money to be working with one.

So, if we want professional help with our finances, how do we find a financial advisor that’s right of us? That’s the question for today.

Listen here and follow @CashologybyFNBO® on YouTube for more!

 

Your CREDIT SCORE. Is it a number pulled out of the sky by banks? This episode of the Cashology® Podcast helps demystify some of the factors that go into those very important three digits, and what you can do to create better credit habits. Juli and guest Wes Minton are here to take you through the finer points of understanding, managing and most of all, IMPROVING your credit score. Listen here and follow @CashologybyFNBO® on YouTube for more!

Put on those ugly sweaters, festive socks, and have some hot chocolate by the fire (but if it’s warmer where you are today, maybe switch the socks for flip flops and don your favorite holiday t-shirt). We’re thinking Holiday spending and saving up in here. Juli sits down with David Erlbacher to talk about strategizing for your festive gift giving. Jingle those bells, people! 

Listen here and follow @CashologybyFNBO® on YouTube for more!

 

It’s time for Fido, Mr. Whiskers, or Polly to join the family. Have you planned on adopting or purchasing? What about accessories, licensing, veterinarian fees and emergency savings? In this episode of the Cashology® Podcast, Juli and guest Pam Wiese of the Nebraska Humane Society discuss your new best friend and how to be ready for all the costs and planning. Listen here and follow @CashologybyFNBO® on YouTube for more!

Budgeting? Wants? Needs? How should we look at our income to put ourselves in the best possible position to save, while also paying bills and living life? Is there a magic formula for how to do this? As it turns out, there just might be! In this episode of the Cashology® Podcast, Juli and her guest, Jamie Urban discuss the 50/20/30 rule and how to apply it to your budget. Listen here and follow @CashologybyFNBO® on YouTube for more!

You’re throwing your money away! (Do we have your attention now?) Well, you could be–if you haven’t looked at refinancing your mortgage in a looooooong time. 

In this episode of the Cashology® Podcast, Juli and her guest, Brad Dombrosky will walk you through what mortgage refinancing is, what it’s not, and why it might be a good thing to consider–especially if the factors are right.

4 in 10 Adults aren’t able to withstand an unexpected $400 emergency. Most Americans can’t cover one over $1,000.

On this episode of the FNBO Cashology® Podcast, Juli consults with Adam Heng, Director of Consumer Loan & Deposit Products. Adam provides an insight on knowing what a financial emergency is, how to plan for one, and whether there’s a ‘magic formula’ for setting funds aside in case of an emergency.