Black Girl Finance

This week we are preparing for valentines day and talking about money and relationships. 

Selina shares her views on young women being expected to give up their hopes, dreams and goals for a relationship, based upon some social media posts she has seen recently asking for advice. She is also discussed who should split the bill on a date, how to discuss money in a relationship and sharing a bank account.  It's a very personal episode you may disagree with.  Let us know what you think about the Spotify polls. 

This weeks episode is sponsored by the investing research app - Genuine Impact -  you'll get 14 days free trial to all Premium features, no card required. Plus, use my link below and you get an extra 1-month free Premium (worth £8)!

https://genuineimpactapp.page.link/3h9X

Don't forget to subscribe, like and share this episode. 

Welcome back to episode 2 of the Black Girl Finance Podcast. 

This week we are talking about financial privilege and privilege in general, a conversation sparked by the now infamous Molly Mae conversation with Steven Barlett on his Diary of a Ceo podcast. I share my thoughts. 

The second topic is the customer service failure from OVO energy. At a time when people are anxious about the imminent rising cost of energy bills amongst other financial strains, it's not the kind of customer service email you expect to get signed off, but it did, so let's explore. 

This weeks episode is sponsored by the investing research app - Genuine Impact -  you'll get 14 days free trial to all Premium features, no card required. Plus, use my link below and you get an extra 1-month free Premium (worth £8)!

https://genuineimpactapp.page.link/3h9X

Don't forget to like, subscribe and share.

If you are listening or Watching on Spotify (apologies I will get dressed up for next weeks episode, oh maybe not, who knows). 

Welcome back to Season Three of the Black Girl Finance Podcast. 

This week Selina has seen you all on the 'gram' - are you back from Ghana yet? If yes have a listen. If you are still in Ghana have a listen.  We are so happy to be back for season three and we start by discussing the past year. The financial news has been tedious, to say the least. Constant talk of inflation, energy bill rises, bank of England base rate rises, we give some tips on how to handle these financial stressors. 

We also discuss some financial news - the story of Elisabeth Holmes and the downfall of her Blood testing Theranos. Plus many other financial topics. Have a listen and if there are any podcast topics you like to discuss send an email to [email protected]

This weeks episode is sponsored by the investing research app - Genuine Impact -  you'll get 14 days free trial to all Premium features, no card required. Plus, use my link below and you get an extra 1-month free Premium (worth £8)!

https://genuineimpactapp.page.link/3h9X

Don't forget to like, subscribe and share. 

This week we are joined by the genius tech, start up investor and founder of Angel Investing School Andy Ayim to talk all about his career and how he got into tech and angel investing which lead him to eventually found his business the Angel Investing School. Which teaches people from underrepresented backgrounds how to invest in startups. This week we are doing a give away one lucky listener will get the chance to win a place at his Angel investing school (the classes are in the evening and virtual, once per week for 6 weeks). For more details of the school visit the link https://angelinvestingschool.com/ listen to the end of the episode for details of how to win a place at the school. Don’t forget to like, share and subscribe to the podcast.

In today's episode, I am joined by Jasbinder Kaur who is a training officer from the charity https://survivingeconomicabuse.org/.  With this episode we aim to help our listeners understand what economic abuse actually is, recognise the signs of economic abuse, and find out what support is available should a listener be experiencing economic abuse themselves, suspect someone you know may be experiencing economic abuse, or if you are an organisation that may have customers experiencing economic abuse that you are able to recognise the signs and support your clients.  Economic abuse can impact people from all walks of life and all backgrounds, however, as we discuss with Jasbinder perpetrators can play on existing vulnerabilities, for example, someone who has vulnerable immigration status, or someone from LGBTQ plus community.  Please do check out the Surviving economic abuse website for further resources.  https://survivingeconomicabuse.org/

In this Bonus episode, Janice and Selina share their reaction to winning a British Bank Award (which is like the Oscars of banking). Black Girl Finance won in the new Online Financial Influencer category, which was a tough category, there were so many other financial influencers we admire in the category.  This is our thanks to everyone who voted. Thanks to smart money people who created the awards.  #BBA2021 #Britishbankawards

This week, I am joined by Janice, part of the Black Girl Finance team, to discuss Buy Now Pay Later (BNPL).  Buy now pay later companies have sprung up out of nowhere, new shiny and plastered overall shopping carts and payment options of absolutely everywhere I shop.

Easy to use and now thoroughly embedded into our online shopping experience, no wonder BNPL has taken off. However, what are the downsides of BNPL, the FCA will be bringing in regulation and charity Step change have raised concerns about the increasing debt of young people attributed to BNPL. 

We discuss What BNPL is? Why you might decide to use it, and how to use it effectively. 

In this episode, we are joined by the ladies from http://www.wentworthwills.co.uk/ - Charlene and Antoinette Simms. 

They have been in estate planning for the past 3 years and they are actively working to inform and empower people from BAME communities to have conversations about Wills, Trusts and Power of Attorney.  Estate planning and inheritance issues is a conversation had pretty frequently in newspaper money advice columns and on other money podcasts. It's a subject we definitely need to start talking about as wealth grows and the transfer of wealth starts to happen from one generation to the next. 

Charlene and Antoinette - explain why we should ensure we write our will, consider setting up a trust and they also talk us through power of attorney. 

Money habits are formed at such a young age, so we thought it would be interesting to get questions from teenagers. We spoke to some students from Sarah Bonnell School in East London to answer questions.  We discussed tips for having financial conversations in schools. We busted the myth that women aren't good at math - with some great insight from their teacher who is a Maths Teacher.  We discussed the importance of saving and not ruining your credit score at a young age. How to have conversation with friends and family about financial inequalities.  Tips for setting up a business as a young person and much more. 

This month I am giving my tip tips for handling money as we shift out of lockdown. June 21st was the date given for when full restrictions could potentially be lifted in the U.K., and we have already been experiencing a lift in restrictions, cinemas, restaurants, bars, shops are open again albeit with covid restrictions still. With this easing comes new temptations to be out and spending, which we haven’t had for over a year. How can we enjoy whilst still managing our money. Our host gives her top tips. Don’t forget to like, subscribe and share this episode of you enjoy it!