Fiscally Fit and Debt Free

Most people think that if they have credit card debt, they must use every cent available to them to pay off that debt. People on a Very Low Money Diet, or in debt, don't allow themselves to buy big ticket items such as TVs, Stereos, or Cars. However, if you know it is something you will use for years and years to come, it is perfectly fine to have credit card debt AND buy a big ticket item...just do your homework on the item first, and DO NOT USE CREDIT TO BUY IT!

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Most people think that if they have credit card debt, they must use every cent available to them to pay off that debt. People on a Very Low Money Diet, or in debt, don't allow themselves to buy big ticket items such as TVs, Stereos, or Cars. However, if you know it is something you will use for years and years to come, it is perfectly fine to have credit card debt AND buy a big ticket item...just do your homework on the item first, and DO NOT USE CREDIT TO BUY IT!

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In her book, Money: A Love Story, Kate Northrup talks about value, and investing in the things you value most. In Episode 3 of Fiscally Fit and Debt Free, I discuss how to decide what to spend your money on, and the importance to getting out of debt to spending money on those things. You can't get fiscally fit if you don't spend cash on yourself. No, seriously.

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It's here! It's here! Your yearly financial windfall! Your annual tax refund! You can pay off all your credit cards now! You can buy that thing you've always wanted to buy now! No, no, you can't spend your tax refund. I wish you could spend your tax refund. I wish I could spend MY tax refund. I wish I could pay off my credit card debt with my tax refund. I wish you could pay off your credit cards with your tax refund, too. Nope, not an option. Let's explore why together.

--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fiscallyfitanddebtfree/message

Welcome to the premier episode of Fiscally Fit & Debt Free, the podcast about money, debt reduction, spending sprees, how to save money, and avoiding impulse shopping that nags you to death while helping you achieve your financial goals. 

Kidding...Half...

This week I'll tell you all about my dumb debt mistakes. I implore you to learn from them. Please? Someone besides me should!

--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/fiscallyfitanddebtfree/message