Smart Money Happy Hour with Rachel Cruze and George Kamel

💵 Sign up for EveryDollar today. Create a free budget! Cue the confetti! What better way to celebrate Rachel's and George’s birthdays than with some birthday-themed trends and trivia, the birthday freebie list that dreams are made of, and affordable gift ideas. Plus, they’ll give their best tips for throwing a birthday bash on a budget. Next Steps ·📘 Check out Rachel’s newest book for a sweet way to talk to your kids about the most important gifts in their lives. ·💵 Start budgeting today! Go to everydollar.com/smartmoney to get $15 off the premium version of EveryDollar. ·📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Paper Plane Recipe: Liquor.com Ingredients: ·3/4 ounce bourbon ·3/4 ounce Aperol ·3/4 ounce Amaro Nonino Quintessentia ·3/4 ounce lemon juice, freshly squeezed ·Ice Instructions: Add the bourbon, Aperol, Amaro Nonino and lemon juice into a shaker with ice and shake until well chilled. Strain into a coupe glass. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵Create a free budget. Sign up forEveryDollartoday! You were “today years old” when . . . you learned about catch-up contributions, HSA benefits and the scam of genuine leather. Today we’re spilling all the tea on money (and life) lessons we learned too early, too late or right on time. Next Steps 📗 Order George Kamel’s new book, Breaking Free From Broke. https://store.ramseysolutions.com 📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special ☕️ The BEST Espresso Martini Mocktail Recipe: Entirely Elizabeth Ingredients: -4 ounces cold brew concentrate -2 ounces heavy whipping cream -2 ounces simple syrup -1/4 teaspoon vanilla extract -1 pinch of salt -1 tablespoon cocoa powder -2 coffee beans -Ice Instructions: Add cold brew concentrate, heavy whipping cream, simple syrup, vanilla extract and salt to a cocktail mixer and shake with ice. Coat the rim of a glass with simple syrup and cocoa powder. Pour coffee mixture into the glass. Garnish with coffee beans on top. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today. Create a free budget! We love a heroic attempt to save money! Until it backfires. (Let’s be real: We’ve all botched at least one DIY project.) Join Rachel and George for a relatable recap of the internet’s best frugal fails and find out where penny pinching might cost you more in the long run! Next Steps ·🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ➡️ Don’t miss out on the tax deductions you qualify for—get help from a pro. ·💵 Start budgeting today! Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special: 🍸 Dirty Shirley Recipe: New York Times Cooking Ingredients: ·2 ounces vodka ·1 ounce grenadine ·8 ounces Sprite ·1 maraschino cherry ·Ice Instructions: Fill a glass with ice. Add vodka and grenadine. Top with Sprite and garnish with a maraschino cherry. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵 Create a free budget! Sign up for EveryDollar today. Venmo requests for $2? Obsessively checking the Dow’s daily swings? No thanks! Rachel and George are calling out America’s cringiest financial “icks” so you don’t have to. Plus, they’ve got some thoughts for the haters who think our tried and true financial principles are a total turnoff. Next Steps ·🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·➡️ Don't miss out on the tax deductions you qualify for—get help from a pro. ·💵 Start budgeting today! Use code SMARTMONEY to get a free two-week trial and $15 off the premium version of EveryDollar. ·📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Corpse Reviver No. 2 Recipe: Difford’s Guide Ingredients: ·3/4 ounce gin ·3/4 ounce triple sec ·3/4 ounce Lillet Blanc ·3/4 ounce fresh lemon juice ·2 dashes absinthe ·Ice Instructions: Shake all ingredients with ice and fine strain into a chilled glass. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵Sign up for EveryDollar today - Create a free Budget! Stash, stash, spend! In this episode, Rachel and George are breaking down America’s current attitude about saving money. Plus, they’ll decide which popular explanations for dipping into savings are justified—and their answers might surprise you. Next Steps ·🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·➡️ Don't miss out on the tax deductions you qualify for—get help from a pro. ·📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Blackberry Paloma Mocktail Recipe: Moody Mixologist Ingredients: ·4 fresh blackberries ·5 dashes smoked chili bitters ·1/2 ounce lime juice ·6 ounces grapefruit soda ·1 ounce butterfly pea tea (room temperature) ·Ice Instructions: Prepare butterfly pea tea according to package instructions and let cool. Muddle three blackberries in the bottom of a glass. Add bitters and lime juice. Muddle again. Top with ice and grapefruit soda. Add butterfly pea tea and garnish with the remaining blackberry. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵 Create a free budget! Sign up for EveryDollar today. Life is hard, but it’s nothing a “little treat” can’t fix . . . right? Get Rachel and George’s take on the true cost of those seemingly innocent serotonin splurges. Plus, we’re keeping our hosts honest about the treats they secretly love to indulge in! Next Steps ·🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·➡️ Don't miss out on the tax deductions you qualify for—get help from a pro. ·💵 Start budgeting today! Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off the premium version of EveryDollar. ·📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Mudslide Ingredients: ·2 ounces vodka ·1 ounce Bailey’s Irish Cream ·1 ounce Kahlúa ·1 1/2 ounces heavy cream ·Chocolate syrup Instructions: In a cocktail shaker filled with ice, combine the vodka, Bailey’s, Kahlúa and heavy cream. Shake until well chilled. Decorate the inside of your favorite cocktail glass with a drizzle of chocolate syrup. Strain the shaker into the decorated glass and enjoy! Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today. Create a free budget! Are we the world’s biggest basketball fans? Not exactly. But we’re always game for a friendly bracket competition! Join Rachel and George for a special round of March MONEY Madness as they debate some of the worst financial products in the world. Next Steps ·🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·➡️ Don't miss out on the tax deductions you qualify for—get help from a pro. ·💵 Start budgeting today! Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership of EveryDollar. ·📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Grapefruit Jalapeño Mocktail Recipe: Allianna's Kitchen Grapefruit Mocktail Ingredients: ·1 cup grapefruit juice ·1 cup club soda ·1/2 small jalapeño ·1 teaspoon lime juice ·Ice Instructions: Mix grapefruit juice, lime juice and club soda in a glass. Add ice. Garnish with 2–5 jalapeño slices, stir and serve. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today. Create a free budget! What do Smart Money Happy Hour viewers really think about cutting up credit cards, the Baby Steps, and combining finances with their spouse? Tune in to find out! This week, George and Rachel react to your comments and raise their glasses to all the keyboard critics, trolls and BFFs who keep things lively in the comments section. Next Steps ·🎥 Check out the popular video where we explain our most hated financial advice. ·💵 Start budgeting today! Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off the premium version of EveryDollar. ·➡️ Need a plan for your money? Check out Financial Peace University. ·📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special: 🍸Gold Rush Recipe by: Difford’s Guide Ingredients: ·2 ounces bourbon whiskey ·3/4 ounce lemon juice ·3/4 ounce honey syrup (3 honey to 1 water) ·3 drops saline solution 4:1 (20g sea salt to 80g water) Directions: Serve in an old-fashioned glass. Garnish with lemon wedge. Shake all ingredients with ice and fine strain into ice-filled glass. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today. Create a free budget! We admit it: We love saving money! This week, George and Rachel are dishing out some of their favorite legit (and ludicrous) money loopholes, discounts and freebies that you might miss if you don’t read the fine print. (Free refills at Starbucks? Hello!) Next Steps ·🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·➡️ Don't miss out on the tax deductions you qualify for—get help from a pro. ·💵 Start budgeting today! Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Grapefruit Coconut Cooler Recipe: Sunny’s Grapefruit-Coconut Cooler Ingredients: ·8 ounces Ruby Red or pink grapefruit juice ·2 ounces cream of coconut ·1/2 ounce agave nectar Instructions: Combine the grapefruit juice, cream of coconut and agave in a small pitcher or bowl and stir to blend. Pour into a glass over ice. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today. Create a free budget! Did your parents give you “the talk” as a kid—the money talk, that is? This week, Rachel and George weigh in on how previous generations have done with teaching their kids about money, and what you need to know to raise your own money-smart kids. Next Steps ·💵 Start budgeting today! Go to www.everydollar.com/smartmoney to get started. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Oaxaca Old Fashioned (with Mezcal) Recipe by: A Couple Cooks Ingredients: ·1 1/2 ounces tequila reposado ·1/2 ounce mezcal ·1 teaspoon agave syrup or honey ·3 dashes chocolate bitters (or substitute Angostura bitters) ·Large clear ice cube ·Orange peel, for garnish Instructions: 1.Stir the tequila, mezcal, agave syrup, and bitters in a lowball glass. Add a large clear ice cube. 2.Express the orange peel onto the glass by squeezing it to release the oils. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy