128 - 3 BIG Reasons you DO NOT Want a Tax Refund

132 - The What, Who & Why of the 'Kingdom Advisor' with Rob West

It’s a special treat to have my friend Rob West join us this week. Rob is the CEO of Kingdom Advisors and the host of the nationally syndicated radio program, Faith & Finance. 

Today, we'll talk about the Kingdom Advisors organization and how Certified Kingdom Advisors make a transformational difference in financial planning and and the financial industry with a biblical worldview. 

In this episode, John discusses: 

• Kingdom Advisors as an organization and its significance in the financial industry

• The importance of integrating faith with financial decision-making

• The challenges and natural inclinations individuals face in managing finances

• The spiritual aspect of money management and financial stewardship

Key Takeaways:

• Money is not just a financial tool; it’s also a barometer for spiritual health and values. Understanding this role helps us recognize what's truly important and where our trust lies.

• We have to recognize the differences in money management styles and backgrounds within relationships so we can navigate relationships well. This can help us appreciate individual perspectives while aligning on financial decisions.

• Certified Kingdom Advisors combine financial competence with a biblical worldview, offering specialized guidance that aligns with Christian values and priorities.

• How our financial decisions serve as a powerful testimony of faith and trust in God's provision amidst life's uncertainties. 

“Our ability and willingness to continue giving generously, helping others in need, and trusting God for His provision as the provider in the midst of chaos, I think, is a real testimony to the world that is watching.”  - Rob West

CONNECT WITH ROB:

• Website: https://kingdomadvisors.com/

• LinkedIn: https://www.linkedin.com/in/karobwest/

• Faith & Finance radio show: https://www.faithfi.com/show

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131 - Have you Ever Experienced Spontaneous Generosity?

Have you ever heard of spontaneous combustion? 

It's a fascinating phenomenon where fire ignites without an external heat source. But what if I told you there's a similar concept regarding generosity? 

Join me as we observe an encounter from Genesis where Jacob is spontaneously generous. There’s transformative power in spontaneous generosity where you can embrace a life of impactful giving with blessings beyond measure. 

In this episode, John discusses: 

• Fascinating facts of spontaneous combustion

• The opportunity of spontaneous generosity

• Giving from a place of deep gratitude and faith

• Cultivating spontaneous and consistenty generosity 

Key Takeaways:

• Spontaneous combustion occurs without external heat sources due to chemical, biological, or physical processes, resulting in fires like those from dirty rags, hay bales, or compost piles.

• Spontaneous generosity mirrors this phenomenon, arising from internal gratitude and love for God, leading to bold and immediate giving without hesitation or calculation, driven by an internal force beyond logic.

• Cultivating spontaneous generosity involves being prepared to give, seeking counsel and wisdom, and trusting in God's guidance while leaving the outcome to Him, and acknowledging the limits of personal judgment.

• Embracing spontaneous generosity opens opportunities for miracles, transforming lives and multiplying blessings beyond measure, making giving a central and impactful part of one's life.

“Let your giving go big and bold, and watch God show up in some incredible forms of blessings that will simply amaze you.”  

Resources Mentioned:

• Fire Prevention 52: Spontaneous Combustion–Fact or Fiction?: https://www.nps.gov/articles/fire-prevention-52-spontaneous-combustion.htm

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• INVITE JOHN TO SPEAK at your conference, church, or event:  https://moneymadefaithful.com/services

• SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends' and the small group guide: https://moneymadefaithful.com/shop

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130 - 3 Trendy Traps You Want to Avoid

Today we're talking about how many so of us grapple with modern-day financial traps that can hinder our journey toward true joy and wise stewardship, just like in the story of the wealthy ruler from the book of Mark. 

Join me as we focus on three trendy traps that are way too easy for us to fall into. Once we’ve uncovered them, we’ll explore some strategies rooted in biblical wisdom that will pave the way for a more peaceful, empowered, and aligned financial journey.

In this episode, John discusses: 

• How financial traps hinder financial freedom

• Balancing money, wealth and spiritual fulfillment in modern life

• Wise financial stewardship in today's consumer-driven society

• Embracing truth, stability, and God's bigger plan 

Key Takeaways:

• The story of the wealthy ruler in Mark's gospel reveals a timeless tension between worldly possessions and sacrificial love. It echoes today's tension between material wealth and spiritual fulfillment.

• Trendy traps like lifestyle inflation, instant gratification, and social comparison are tempting. To combat them, we must embrace the biblical principles of contentment, self-discipline, and identity anchored in Christ to navigate financial decisions wisely.

• By cultivating authentic relationships, embracing the values of stewardship, and sharing financial wisdom grounded in faith, we can experience personal fulfillment and become powerful testimonies of God's provision and faithfulness. 

“When you can stay out of these traps, you are going to experience a kind of financial freedom, peace, and fulfillment in a way that you likely have never experienced before.”  

CLICK ON THE LINKS BELOW MORE MONEY MADE FAITHFUL!

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• INVITE JOHN TO SPEAK at your conference, church, or event:  https://moneymadefaithful.com/services

• SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends' and the small group guide: https://moneymadefaithful.com/shop

• FOLLOW US ON FACEBOOK: @MoneyMadeFaithful

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129 - Do you Have Hidden Opportunities in your Budget?

In this episode, we're diving into the practicality of finding hidden opportunities within your finances. Join us as we uncover how those opportunities in your budget may improve your financial journey and how a fresh perspective can reveal hidden blessings. 

I’ve developed a FREE tool I call 'The 3D Budget'. I’ll share how it can help you gain better control of your finances and impact your decisions, while aligning with biblical principles for wise stewardship. 

Stay tuned for more actionable steps to enhance your budgeting journey and seize the opportunities that lie within.

In this episode, John discusses: 

• Identifying hidden financial obstacles

• Executing financial plans effectively

• Embracing 'The 3D Budget' tool

• Seizing opportunities for wise financial stewardship 

Key Takeaways:

• Identifying and addressing hidden expenses, like small daily treats or overlooked regular bills, can significantly impact financial freedom.

• A faithful financial journey involves both planning and diligent execution. Even seemingly minor expenses can hinder progress toward larger goals.

• Utilizing tools like 'The 3D Budget' approach helps you break away from a dollars-in, dollars-out mentality so you can see new opportunities.

• Biblical wisdom and practical strategies, aligns financial choices and paves the way for greater stewardship and kingdom impact while navigating financial challenges with faith and diligence. 

“Your budget is designed to be a blessing, not a burden.”  

CLICK ON THE LINKS BELOW MORE MONEY MADE FAITHFUL!

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• GET FREE RESOURCES when you join THE HUB: https://moneymadefaithful.com/resource-library-access/Landing-page

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• INVITE JOHN TO SPEAK at your conference, church, or event:  https://moneymadefaithful.com/services

• SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends' and the small group guide: https://moneymadefaithful.com/shop

• FOLLOW US ON FACEBOOK: @MoneyMadeFaithful

• FOLLOW US ON INSTAGRAM: @MoneyMadeFaithful

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128 - 3 BIG Reasons you DO NOT Want a Tax Refund

In this episode, we're diving into a topic that touches nearly every American's financial life: tax refunds. 

Yes, that's right, we're talking about cash—hundreds of billions worth of it, to be exact!

But here's the twist: we're exploring why your tax refund might not be as smart to receive as you think.

Listen in as we uncover truths about applying our money resources wisely and how our approach to our taxes reflects and impacts our approach to faithful stewardship. 

In this episode, John discusses: 

• Exploring the impact of tax refunds on your finances and your faith journey

• Making the most of your tax refund

• The three pillars of tax refund management

• How tax refunds reflect financial priorities 

Key Takeaways:

• Overpaying taxes knowing you’ll get a refund means you’re giving the government an interest-free loan, reducing your cash flow, and hindering your day-to-day expenses and financial stability. These practices don't align with the wise stewardship.

• Relying on tax refunds for major financial decisions reflects poor financial planning. On the other hand, accurately estimating tax liabilities throughout the year and avoiding overpayment ensures better preparation and financial foresight.

• Opting for tax efficiency through proper adjustments in tax withholdings and allocations maximizes your take-home pay and utilizes your resources more productively. 

• Despite the allure of receiving a tax refund, if you do receive one, it's crucial to resist impulse spending and to prioritize directing refunds towards any of your significant financial needs such as savings, debt repayment, or investments, alongside updating your tax withholding to maintain a balanced approach between avoiding overpayment and underpayment of taxes. 

“I love the way the Bible stresses the importance in the scripture I just shared about honoring civic responsibilities, and that includes paying taxes as a part of wise and faithful financial stewardship.”  

Resources Mentioned:

• CNBC Story on How Americans plan to spend tax refunds: https://www.cnbc.com/2024/03/06/how-americans-plan-to-spend-tax-refunds

• IRS Tax Withholding Estimator: https://apps.irs.gov/app/tax-withholding-estimator

CLICK ON THE LINKS BELOW MORE MONEY MADE FAITHFUL!

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• INVITE JOHN TO SPEAK at your conference, church, or event:  https://moneymadefaithful.com/services

• SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends' and the small group guide: https://moneymadefaithful.com/shop

• FOLLOW US ON FACEBOOK: @MoneyMadeFaithful

• FOLLOW US ON INSTAGRAM: @MoneyMadeFaithful

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