A Salacious Conspiracy or Just 34 Pieces of Paper?

The Possible Collapse of the U.S. Home Insurance System

Across the United States, more frequent extreme weather is starting to cause the home insurance market to buckle, even for those who have paid their premiums dutifully year after year.

Christopher Flavelle, a climate reporter, discusses a Times investigation into one of the most consequential effects of the changes.

Guest: Christopher Flavelle, a climate change reporter for The New York Times.

Background reading:

• As American insurers bleed cash from climate shocks, homeowners lose.
• See how the home insurance crunch affects the market in each state.
• Here are four takeaways from The Times’s investigation.

For more information on today’s episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.

Voters Want Change. In Our Poll, They See It in Trump.

The latest Times polling shows the extent of the challenge that President Biden faces and the strengths that Donald J. Trump retains. A yearning for change — as well as discontent over the economy and the war in Gaza among young, Black and Hispanic voters — may lie behind both.

Nate Cohn, our chief political analyst, explains the surveys: New York Times/Siena College polls of Michigan, Wisconsin, Georgia, Nevada and Arizona, and the inaugural Times/Philadelphia Inquirer/Siena poll in Pennsylvania.

Guest: Nate Cohn, the chief political analyst for The New York Times.

Background reading:

• Surveys by The New York Times, Siena College and The Philadelphia Inquirer reveal an erosion of support for the president among young and nonwhite voters upset about the economy and Gaza.
• With polls showing that Trump is set to make a demographic breakthrough, ticket splitting is also back.

For more information on today’s episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.

How Biden Adopted Trump’s Trade War With China

Donald Trump upended decades of American policy when he started a trade war with China. Many thought that President Biden would reverse those policies. Instead, he’s stepping them up.

Jim Tankersley, who covers economic policy at the White House, explains.

Guest: Jim Tankersley, who covers economic policy at the White House The New York Times.

Background reading:

• Mr. Biden, competing with Mr. Trump to be tough on China, called for steel tariffs last month.
• The Biden administration may raise tariffs on electric vehicles from China to 100 percent.

For more information on today’s episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.

Revisiting 'The Mother Who Changed: A Story of Dementia'

Earlier this year, we shared the story of one family’s dispute over a loved one with dementia. That story, originally reported in The New York Times Magazine by Katie Engelhart, won the Pulitzer Prize for feature writing this past week. Today, we're revisiting Katie’s story – and the question at the heart of it: When cognitive decline changes people, should we respect their new desires?

Guest: Katie Engelhart, a contributing writer for The New York Times Magazine.

Background reading:

• The Mother Who Changed: A Story of Dementia
• Katie Englehart has reported on dementia for years, and one image of a prisoner haunts her.

'The Interview': Charlamagne Tha God Won’t Take Sides

The radio host talks to Lulu Garcia-Navarro about how he plans to wield his considerable political influence during this election cycle.