5. First Home Buyers Academy - John & Jane Case Study
11m
·
My Loan Choices Podcast
·
Welcome back to another episode of the First Home Buyers Academy Australia.
In today's episode, we will be taking a look at an example case study of John & Jane, a couple that we recently help to purchase their first home.
We will also discover the calculation of income, how different factors can contribute to the lender's assessment of the couple's borrowing capacity, and especially how John & Jane have managed to secure their first property whilst being in a low/medium income bracket.
Watch the video here: https://youtu.be/ilc2TE4I-XY
For more information, please contact me via 0430 020 620 or send me an email.
Kind Regards,
Miguel Gonzalez
Mortgage Broker
My Loan Choices
m. 0430 020 620
https://myloanchoices.com.au
DISCLAIMER: This podcast provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
The episode 5. First Home Buyers Academy - John & Jane Case Study from the podcast My Loan Choices Podcast has a duration of
11:00. It was first published
More episodes from My Loan Choices Podcast
Savings Plan Ep.3 - Budgeting Tools
In this episode, Miguel will guide us in calculating our budget using the budget calculators of different lenders as well as the My Loan Choices Budget Planner on our website.
Savings Plan Ep.2 - The First Step In Buying A House
In this episode, Miguel will give us some tips on how to save effectively by knowing how much we can save, tracking our expenses, and knowing where our income is coming from.
Savings Plan Ep.1
In this series, Miguel will provide tips on how to effectively and efficiently save for the deposit for your new house or any goals that you have in general. He will also help you learn how to track your expenses.
Refinance Series Ep. 5 - Get rid of DEBTS by CONSOLIDATING all in one
In this episode, Miguel will be talking about consolidating multiple debts such as Home loans, Car loans, Personal loans, and even Credit cards. Miguel discussed how he helped a client that was somewhat struggling in dealing with multiple monthly repayments by splitting the home loan and the consolidated personal debts. They managed to get lower interest rates which resulted in lower monthly repayments and more savings for the client.
Refinance Series Ep. 4 - When is the best time to refinance your home loan
In this episode of our Refinancing Q&A Video Series, Miguel will be answering a question that is always being asked to him by his clients: "When is the best time to refinance my home loan?". Miguel also explained why 80% is considered as the "Magic Number" in refinancing your home loan.