Episode #20 - Where to stash some retirement cash: The Roth IRA
2h 7m
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Personal Finance from the Hill-Top
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In Episode 20, we're talking about where to stash some retirement cash with Don Martini, CFP®, CFA of Envision Financial Planning, a firm based in San Francisco, CA.
The Roth IRA is a great little investment vehicle for retirement savings because of the tax-free benefits. We dive into all the details of:
- Contribution limits for 2021 & 2022
- Income Contribution Limits & Phaseouts
- Required Minimum Distributions (RMDs) and the tax impacts
- Minimizing Fees
- Investment Options
- Backdoor Roth IRAs
- and where to open one
Per usual, before we dive in we enjoy some fluff with Don as he shares his world travel adventures, and what we wanted to be growing up.
To skip the fluff go to the 41:35 mark.
RESOURCES:
Full House house
The Rock (movie)
Oracle Park
Cam Gallagher Catcher for the Kansas City Royals
RSUs (Restricted Stock Units)
Yellowstone (tv show)
Stranger Things (tv show)
Ozark (tv show)
Ted Lasso (tv show)
Yosemite National Park
Mickey Mantle
Machu Picchu
Don's Walk-up Song - “Song 2” by Blur (confirmed after recording; great choice!)
Kyle Walk-up Song - “Forever Young” by Bob Dylan
Episode # 17 “What Should you do with that old 401k?” w/ Ethan Hutcheson, AAMS®
What is a Roth IRA [Investopedia]
Roth IRAs [IRS]
Individual Retirement Arrangements (IRAs) [IRS]
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Episode #20 - Where to stash some retirement cash: The Roth IRA
In Episode 20, we're talking about where to stash some retirement cash with Don Martini, CFP®, CFA of Envision Financial Planning, a firm based in San Francisco, CA.
The Roth IRA is a great little investment vehicle for retirement savings because of the tax-free benefits. We dive into all the details of:
- Contribution limits for 2021 & 2022
- Income Contribution Limits & Phaseouts
- Required Minimum Distributions (RMDs) and the tax impacts
- Minimizing Fees
- Investment Options
- Backdoor Roth IRAs
- and where to open one
Per usual, before we dive in we enjoy some fluff with Don as he shares his world travel adventures, and what we wanted to be growing up.
To skip the fluff go to the 41:35 mark.
RESOURCES:
Full House house
The Rock (movie)
Oracle Park
Cam Gallagher Catcher for the Kansas City Royals
RSUs (Restricted Stock Units)
Yellowstone (tv show)
Stranger Things (tv show)
Ozark (tv show)
Ted Lasso (tv show)
Yosemite National Park
Mickey Mantle
Machu Picchu
Don's Walk-up Song - “Song 2” by Blur (confirmed after recording; great choice!)
Kyle Walk-up Song - “Forever Young” by Bob Dylan
Episode # 17 “What Should you do with that old 401k?” w/ Ethan Hutcheson, AAMS®
What is a Roth IRA [Investopedia]
Roth IRAs [IRS]
Individual Retirement Arrangements (IRAs) [IRS]
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YouTube
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Resources:
Law Abiding Citizen (2009)
PFFTHT Episode # 17 - "What should you do with that old 401k"
Parks and Rec - Ron Swanson makes a Will
Knives Out (2019)
The Last Blockbuster
Little Big League (1994)
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