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WAYT S3E7: Retirement Series Part 1 - Risks in Retirement

28m · What Are Your Thoughts? · 23 Jun 16:22

What are the biggest threats in retirement?


This multiple-part series kicks off with what those threats are, why they matter, and how to overcome them.


www.lifepointplanning.com/blog


Link to Sequence of Returns PDF: https://bit.ly/AtheneSORR

The episode WAYT S3E7: Retirement Series Part 1 - Risks in Retirement from the podcast What Are Your Thoughts? has a duration of 28:04. It was first published 23 Jun 16:22. The cover art and the content belong to their respective owners.

More episodes from What Are Your Thoughts?

WAYT S3E14: When does a Roth make sense?; Logistics of 401(k) Rollovers; Missing the downside when the market falls

Prospective client questions answered:

  • I thought you should only use a Roth if you expect your tax rate to be higher later? Is this true?
  • Does my money stay invested when I roll it from my old 401(k) to my IRA?
  • Can we only take advantage of upside returns and "miss" any downturn in the market?


Send any questions to: [email protected]


WAYT S3E13: 401(k) Match Tips and Sequence of Returns Risk in Retirement

**If you hit the 401(k) maximum contribution before the end of the year, watch out! Make sure you are still in a position to get the full company match. Some employers will cease the match and you could miss out.**

One of the most important and relevant topics (especially in 2022) is the sequence (or order) of returns risk in retirement. There is little importance to "average returns" when you are in the withdrawal phase. Make sure you have a plan for it!


Baird Sequence of returns risk PDF.

AXA Equitable SORR PDF.

Athene SORR PDF.


WAYT S3E12: Listener Questions; The Stock Market

This episode includes questions from listeners about what's going on in the stock market so far in 2022.


Questions discussed:


Who/what is to blame for the stock market's negative performance in 2022?

Is investing gambling?

How often should you check your investment accounts?

Is retirement a myth?

WAYT S3E11: Ret. Series Part 5 - Hedging Against a Market Downturn

In this episode, we discuss using ETF's as a way to hedge against market downturn.


For retirees and investors that want to share in some upside potential with downside protection, this episode is for you.


Sites mentioned:

https://www.innovatoretfs.com/

https://www.allianzim.com/buffered-outcome-etfs/

https://www.allianzim.com/wp-content/uploads/files/Investor-Guide.pdf

WAYT S3E10: Retirement Series Part 4 - Annuities

The "A" word - annuity. People often have polarizing opinions on annuities. Let's look at the pros and cons and how they may or may not be a tool for some people in retirement.


Annuity types covered in this episode: SPIA and SPDA (Single premium immediate/deferred annuities) and FIA (Fixed-indexed annuities).


Get your retirement guide here: https://bit.ly/LPP-Ret-Guide



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