The Functional Retirement Podcast

Episode 3 in the retirement installment. Ages 65-72 come with big decisions.

Listen to learn about 5 major planning areas that you are probably missing. Your income, your healthcare, your investing, and much more!


Part 3 of a 4-Part series. This episode focuses on the 50-65 age group (still valuable if younger).

If you are wanting to fine-tune your retirement, this episode is for you!

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice. 

In this episode, we talk about five key decisions that help your retirement in the early years. Your income, your healthcare, your investing, and much more!

Part 2 of a 4-Part series. This episode focuses on the 50-65 age group (still valuable if younger).

If you are wanting to fine-tune your retirement, this episode is for you!

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this blog should be viewed as investment advice. If you have questions pertaining to your specific situation, please contact us at 435-238-0603.

Part 1 of a 4-Part series. This episode focuses on the 30-50 age group (still valuable if older).

Episodes 2-4 will each focus on an age group and specific ways to build a better retirement and future.

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this blog should be viewed as investment advice. If you have questions pertaining to your specific situation, please contact us at 435-238-0603.

Invest More In Retirement Plans and Your Taxes May Be Increasing in 2023!

New contribution numbers and the changes in social security limits could expose you to more taxation.

Click Link to access the Slides with Numbers

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this blog should be viewed as investment advice. If you have questions pertaining to your specific situation, please contact us at 435-238-0603.

One of the biggest Social Security Pay increases coming in 2023. But how does this affect people that haven't taken their benefits? What if you are only in your 40s or 50s? How does this affect you?

In this episode, we discuss all this, and I give some major updates to social security in 2023!

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

How is your Social Security benefit Calculated? https://www.ssa.gov/pubs/EN-05-10070.pdf

Press Release https://www.ssa.gov/news/press/releases/2022/#10-2022-2

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this blog should be viewed as investment advice. If you have questions pertaining to your specific situation, please contact us at 435-238-0603.

Are you curious about who you have been listening to and what their business is? This is the episode for you! Here is a brief insight into Thatcher and the creation of ProPath Financial.

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this blog should be viewed as investment advice. If you have questions pertaining to your specific situation, please contact us at 435-238-0603.

In this episode, we discuss four specific ways to save money on your current tax bill. These could be great tax-saving tools once you decide that saving money this year is in your best interest.

If you are looking for current tax-saving techniques and where to spot opportunities on your 1040, this episode is for you!

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this blog should be viewed as investment advice. If you have questions pertaining to your specific situation, please contact us at 435-238-0603.

In this episode, we are diving deeper into why the Federal Reserve raises interest rates to calm inflation. Then, we discuss how it affects YOU and your retirement future. 

If you were curious why the fed does what it does, this episode is for you!💥

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

✅Three questions to ask yourself throughout the episode:
1️⃣ Who here thinks inflation will calm down and when? 
2️⃣ Who here has had problems with buying a house or is waiting? 
3️⃣ Have you sat down and put pen to paper on how inflation could affect retirement?

✅Why is there inflation?
➡️An influx of unexpected cash due to covid relief programs.
➡️An increase in household demand. People want to buy more stuff. 
➡️Supply chain shortages. 
➡️The war in Ukraine has led to increased fuel costs.
➡️The presence of a strong labor market. 

🛑How does this affect your retirement?
1️⃣Stock market
2️⃣Unemployment is low
3️⃣Inflation keeps costs higher for goods, and services, including food. 
4️⃣Mortgages on a second house, Credit cards, loans, HELOCs, can be more expensive.
5️⃣Other lending or costs like healthcare, college education for grandkids, and travel costs.

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this blog should be viewed as investment advice. If you have questions pertaining to your specific situation, please contact us at 435-238-0603.

Got RSU's but don't know anything about them? Did your employer give you RSU's as compensation but were confused? This is the podcast for you.

In this episode we will cover:

✅ What are restricted stock units?
✅ Differences between grant and vest?
✅ What happens at vesting?
✅ How are they taxed?
✅ Planning opportunities?

And much more! Please enjoy!

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this blog should be viewed as investment advice. If you have questions pertaining to your specific situation, please contact us at 435-238-0603.

Today I am breaking down why financial advisors have jobs. This all stemmed from a Twitter post and I thought it would be good for you to learn more.

Original Tweet 🐥https://twitter.com/ThatchTaylor/status/1568365632932171777

In this episode we will cover:

✅ What is a financial advisor?
✅ Different types of financial advisors?
✅ What is a GOOD financial advisor do?
✅ What is financial planning?
✅ 10 Questions to ask your financial advisor (See Below).
✅ When to hire a financial advisor.

If you are considering hiring a financial advisor but don't know where to start, this episode is perfect for you. 

As promised, 10 questions to ask a financial advisor:

1. How do you get paid?
2. What type of products do you sell?
3. What are my costs?
4. Are you a fiduciary?
5. How does the relationship work?
6. What is your investment philosophy?
7. What types of investments do you use?
8. Who holds and controls my assets?
9. Do you manage assets or is it outsourced?
10. Do you do financial planning?
11. What type of tax planning do you do?

✅Contact Thatcher at [email protected] with comments and questions!

Are you over age 50 and need retirement help?

🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointment

Not ready yet? No problem...

Sign up for our Monthly Newsletter here 👉 https://propath.ck.page/5952bc75eb
Or check out the YouTube Channel 👉 https://www.youtube.com/thatchertaylor

🆓 If you want to UNWIND your wealth, download our Retirement MEGA Pack which includes a flowchart, checklist, and EBook all about unwinding wealth and evaluating your investments: https://propath.ck.page/retirement-mega-pack

DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos.

​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this blog should be viewed as investment advice. If you have questions pertaining to your specific situation, please contact us at 435-238-0603.