Centsability

We’re back kicking off the new year with a practical step by step guide on how to kick your goals and create a super successful year.

In this episode we explore the practical steps to manifesting the life you want… And no, it really is not all about sitting on a mat and wishing your dream life to appear. If you know me at all, I am all about helping my students and clients achieve their financial goals with practical and achievable strategies -  so this is no different.

If this episode has inspired you in any way, then why not take a screen shot of you listening to it and tag me @centsable_amie

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We would love to hear from you so please reach out as we would love to answer a question or speak on a suggested topic.

In this episode I cover these 10 practical steps to setting yourself up for success:

1. Be clear with your vision – what exactly are your setting out to achieve?
2. Tap into the feeling of achievement and gratitude as if you have already achieved this goal - visiualise and tap into the feeling
3. Create a plan which will get you on track to achieving your goal… And break this down to bite size pieces
4. Behave. Feel and think like your future self… they made it so what action did they take? And be that person now.
5. Practice gratitude daily and always be aware of your energy.
6. Celebrate your wins – no matter how small
7. Track your progress
8. “Gamify” the process to keep you on track – a brain hack giving you the instant gratification you need to keep going
9. Use Apps and other reminders such as a board to see your progress
10. Enjoy the ride and treat all challenges and set backs as lessons.

If you are interested in joining the wait list for the Centsability Money Transformation Course then click here (https://rekabadvice.activehosted.com/f/19), you will be the first to know of any upcoming events, workshops freebies as well as when the course is ready to go live.

And finally, the books I mentioned in this episode are:

Love Money, Money loves you (https://amzn.to/3X0z0Sf)– by Sarah McCrumm

Manifest: 7 steps to living your best life (https://amzn.to/3X0ctoz) – by Roxie Mafousi

And if your not following me, here are my social links for regular update, money mindset and practical finance tips:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg

In this episode I sit down with the legendary Peter Graham. This is an episode not to be missed, what ever stage you are in life.  

Peter shares how he is changing the way people plan retirement – and it has nothing to do with money, super or investing. Retirement is a new phase in life and it does not just have to be about sitting around and doing nothing… It has more to do with connection, community, and purpose. We spend most of our lives working so we don’t have to so what are we going to do when we don’t need to work anymore? 

Peter also shares with me his personal story on fighting cancer and the 7 things he did daily to stay alive.  

Join us on this heart felt chat that is packed full of wisdom. 

If you think this is valuable and informative, then why not sign up to get our podcast updates here.  

Below are all our links to keep in touch. Don’t forget to comment like and join our community on IG and FB.  

What to do in retirement to ensure a healthy, happy retirement? 

Here is where you find me:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg

In this episode I take a deep dive into what to consider when creating a financial plan – in fact there are 7 things to consider. As part of this, the key thing here is really understanding how money works and why financial literacy is so important. I believe if we understand how money really works, and how it can work for us, then we have the ability to create the life we desire. 

Having the right mindset in creating our financial plan and more importantly implementing our plan is also a key ingredient to your success.  

Setting goals, tracking our progress, and celebrating our wins are all part of the process – and in my opinion the fun part. As I often say – make it fun, gamify it. Enjoy seeing your money get to work for you. 

What ever your goal is, where ever you are at, the first thing you must do is get started. And start here and now. Don’t wait… What are you waiting for anyway? To earn more? To have more? Why not create that for yourself with what you already have? 

In this episode I also speak about the course I am launching – currently in the Beta stage which will be launched to the public in the new year. If you are interested in knowing more or what to join my waitlist, please click here.

If you like what you hear, then follow me on:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg

We continue our conversation with fellow adviser and mortgage Broker John Cachia about strategy when it comes to lending and wealth creation.  

Ever wondered what “Debt Recycling” is or “positive or negative gearing”? Are they one in the same? Perhaps you are already investigating if this is the strategy to create wealth and want to look at borrowing more against your property and considering if this is the right way forward for you. 

In this episode we explore the concept of “leveraging” and the terms of Gearing or Debt recycling and what all this means – including the advantages and disadvantages to using these strategies. 

We also discuss what level of capital or equity you would need to be able to borrow more funds to “grow your wealth” and break down the jargon so you understand the ins and outs to this strategy. 

As always, there are far more than what you can borrow to consider – and when borrowing money, you really need to know your numbers (in terms of cash flow) as well factor in all the possible risks associated with your potential investment. 

Tune in for this juicy podcast. 

If you think this is valuable and informative, then why not sign up to get our podcast updates here. 

Below are all our links to keep in touch. Don’t forget to comment like and join our community on IG and FB. 

If you want to reach out to John, here is how you get in touch with him

www.afagroupwealth.com.au/john-cachia www.instagram.com/afagroupwealth www.facebook.com/afagroup www.linkedin.com/in/johncachia-moneywealthadviser

Here is where you find me:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg

On this episode I speak with fellow financial adviser and mortgage broker John Cachia. John and I have a candid chat about the importance of having the right strategy when it comes to borrowing in this current environment….. and surprise, surprise interest rates are not the only key factor here. The one thing we both agree upon is being very clear on your goals, assessing the risk prior to borrowing and/or refinancing and the importance of cash flow management. John also shares some of the recent mistakes he has seen people made over the last few years when the financial markets were doing well. 

If you are sitting on the fence to seeking advice or perhaps considering speaking to a broker to either review your existing mortgage or to borrow, then this is a valuable listen – seeking a professional who aims to ensure your long term success is a great investment of your time. Look out for part 2 of this podcast as well. We would love to hear any comments or questions, and don’t forget if you like what you hear, please like, share and rate these shows.

If you want to reach out to John, here is how you get in touch with him

www.afagroupwealth.com.au/john-cachia www.instagram.com/afagroupwealth www.facebook.com/afagroup www.linkedin.com/in/johncachia-moneywealthadviser

If you love learning about money mindset coaching and financial literacy and want to learn more about how you can achieve your personal money goals, then why not express your interest in joining the Centsability Money Transformation Course, by joining the wait list we will also be in touch with upcoming events and tools until doors open in the new year.

Here is where you find me:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg

In 5 year's time what will your money story be? Are you ready to step into the that future you and begin to make your goals work for you now? Yes, even in this current climate. Or will you be in a place of regret risk? In this episode I update you on what's being on in my world - but hang in there, I then explore the concept of regret risk, what it is and why allowing your fears and the noise and media hype to hold you back could be the most expensive risk you take. 

If you like what you hear, then follow me on:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg

The past few weeks women’s issues have been in the limelight, we are facing a skills shortage here in Australia, and although bringing more women into the workforce seems like the easy fix, there is more to consider than just that. In today’s episode I do have a little rant about the gender wealth gap but I also offer some practical tips on money management. Don’t forget to rate, share and like this show if you feel it adds value.

If you like what you hear, then follow me on:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg

In this episode I have a candid and very open chat with Kylie Butler - Executive Recovery Coach, co-founder of From Here On and founder and host of the A meaningful life by design podcast. Kylie and I explore how having an awareness of our thoughts, patterns and behaviours is an integral part in getting the right mindset in creating the life you desire... Kylie shares openly her journey from tackling with addiction to helping high achievers reach their potential and how our trauma can be a platform to expediential growth.

Kylie has always had a deep interest in understanding people’s psychological drivers and has spent many years studying to better understand the human mind. Kylie is a trained coach and has paired continual academic study with the study of Buddhist philosophy and meditation. Most recently she’s studied Complex Psychological Trauma under Dr Reshie Joseph and gained accreditation as a certified Recovery Coach. Kylie started her first Business Consulting and Career Coaching business 7 years ago.

Taking the concept of mindset to all areas of life.

This was a humbling beautiful conversation, and I am so grateful for Kylie, for sharing her journey with such vulnerability. Although this was not a direct chat about money, mindset has everything to do with every area of our lives. I hope some aspect of this chat is helpful, entertaining, and engaging.

Like what you hear? Then share the love xo

Connect with Kylie Butler:

[email protected] +61 433 737 822 www.fromhereon.com.au www.ameaningfullifebydesign.com

Follow us on:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg

Can Money Mindset Coaching really be a “Game Changer”? I sat down with Chelsea, who went through my Money Mindset program to share her experience. Listen for yourself to hear her transformation and how she has shifted her beliefs around money to clear debt, buy a home and create a lifestyle on her terms.

Curious about what MMC is all about? Why not join the waitlist to the Centsability Money Transformation Course here - https://centsability.net.au/cmtc-aug-opt-in.

Like what you are listening? Please share the love by sharing on you fave social platforms.

If you like what you hear, then follow me on:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg

In this money mindset coaching episode my colleague Cara Mollica and I share simple strategies you can put in place to remain focused on your financial journey and block out the noise and negativity that could otherwise side line you from your goals. Love what your hearing then be sure to share the love and follow us on our social Chanel's below.

Connect with Money Mindset Coaching

https://moneymindsetcoaching.com.au/ https://www.linkedin.com/company/money-mindset-coaching-au/

Follow us on:

www.centsability.net.au www.facebook.com/Centsable.Amie www.instagram.com/centsable_amie twitter.com/centsable_amie www.linkedin.com/in/amie-baker-10975828 www.youtube.com/channel/UCxQC5qjxzOwCDKAbiRS_bpg