Finance with Fernando

It's a scary thing (notice the Halloween reference), you apply for a loan and you're denied... How does it affect your credit? What happens if you're approved? This episode goes over what can (or can't) happen when your application gets reviewed. Enjoy! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Clients look for them because it's a "deal", investors/flippers love them. This episode covers what a short sale and foreclosure of real estate is and how they work. Are they truly worth seeking out and pursuing? You decide! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

This is the 1st episode of my new PROfessional Interview series. Today we speak with Brittney Secreto about what's important when planning to not only buy/own real estate, but also live a financially comfortable lifestyle. If you want to discuss your finances (or a client's), Connect with Brittney via Facebook: /Brittney.secreto.9 or LinkedIn: www.linkedin.com/in/brittney-secreto-86340038. Stay tuned for episodes featuring other amazing professionals in the near future! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

The age old mystery: Is a pre-qualification a pre-approval... Is a pre-qualification or pre-approval just paper? A napkin maybe? This episode explains the difference of each letter and gives you my best practices to make sure your financing is in control when buying a home. --- Support this podcast: https://anchor.fm/mortgagemaverick/support

More of a personal topic... How I live off of a commission income, and what my best practices are when it comes to saving. I also mention how I discuss my pay with colleagues & clients. I hope you enjoy learning how I pay my bills each month. On to episode 15! 😎 --- Support this podcast: https://anchor.fm/mortgagemaverick/support

It's an exciting time - You're buying a new home. Don't let your emotions overrule logic and business sense. This episode explains the importance of thinking through an offer and to thoroughly prepare for an unexpected result, or even worse, losing the bid on your dream home. Maybe it wasn't meant to be... --- Support this podcast: https://anchor.fm/mortgagemaverick/support

What did you Aunt Sharon say about her buying a home in the '80s? Coworkers had a terrible experience? This episode covers how to handle the mortgage process.... For the most important person - You! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Two things clients care about when discussing a mortgage: Rates and Closing costs. Yes, there's more to a mortgage than that but I know what you want... We've covered rates before, now let's discuss fees associated with real estate. Have fun! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Part 3 of 3 Miniseries - Credit. By now you've explored how Income and Assets are evaluated to qualify a mortgage candidate. This episode explains consumer credit and how to create a strong foundation for financial success. SPOILER ALERT: As per previous episodes, having a great credit score isn't all you need....

--- Support this podcast: https://anchor.fm/mortgagemaverick/support

Assets - How lenders evaluate your assets to qualify you for a mortgage. What you can/can't do with your cash while buying real estate. Don't deposit that money under the mattress just yet! --- Support this podcast: https://anchor.fm/mortgagemaverick/support