Financial University

There’s no escaping that energy prices right now are soaring. They’re at record highs already, and are expected to increase ten times faster than wages throughout the rest of this year. So what can be done? Obviously you and I have no control over the factors driving this increase, so it’s easy to feel helpless. But when it comes to your personal finances, there is always something you can do to make yourself better off. In this episode we look at how to combat the energy price increase and take control of your financial future.

For many of us living in the UK, debt is a part of our lives. Interest payments steal away our income every month. It can weigh us down and leave us feeling trapped. And what do you do when that debt reaches tens of thousands of pounds and you can no longer keep up with the payments? In this episode we talk to David about his journey in overcoming debt.

Do you find it hard to keep on top of a budget? Maybe you once set up a budget on a spreadsheet but you haven’t looked at it in months and right now you don’t even know how much you have left to spend before the end of the month. So often our budgets can become too complex and so hard to manage that we end up not doing it, and then we don’t really have a budget at all. In this episode, we’re going to talk about one really simple thing you can do to guarantee that you’ll stick to budget every month. It’s easy to set up and completely automated so you don’t ever have to put in any more effort.

What’s your greatest asset? If you’re a home owner, it might surprise you that the answer is probably not your house. In this episode we’ll talk about why that is, as well as what an asset truly is and what your life aim should be if you want to thrive financially.

What’s the best place for your savings? Cash under the bed? In your current account? In a cash ISA? Actually, all of those things will lose you money. In this episode we explain why that is and what you can do about it.

Do you ever dream of getting rich quick? Wouldn’t it be amazing to suddenly have an incredible amount of money? Actually, no. There’s a better way. Find out more in this episode of Financial University.

There are two distinct types of work in the world we live in. If you have a job and get paid for the hours you spend working, whether it’s per hour or on a yearly salary, then you have an active income. You might have a few days per year holiday, and some allowance if you’re sick, but generally if you don’t show up to work, you won’t get paid. But the other way of working is called passive income. With passive income, you get paid every day whether you go to work or not. I make all of my money from 100% passive income, and it’s amazing. In this episode, Luke explains more about what passive income is and how you can get started.

In this episode of Financial University, we look at the most crucial element to thriving in your financial life. This is the starting point for everything, the foundation if you want to succeed. Find out how to develop a vision for your money and make it an integral part of your life.

Setting up a full budget can be time consuming and a bit daunting. In this episode, Kevin looks at three phrases you can apply to your every day spending to get it under control.

This episode discusses the cashflow quadrant model, taken from the ‘Rich Dad, Poor Dad’ books by Robert T Kiyosaki. He devised this model to describe the 4 different types of people that make up the world of business. David gives a brief overview of the quadrants (through the eyes of a Doctor) to help you identify which you quadrant you are currently in and where you would like to be in the future.