Houston Inside Out

Maybe you’re tired of cleaning a large home every weekend. Maybe the cost of maintenance and upkeep on your current home is steadily rising. But perhaps you’re starting to think hard about why exactly you are living in a home as large as your current one.

Here are the things you have to remember when downsizing your home.

Stay Tuned :)

Quote: 

"Decide What You're Going To Pack, What Are You Going To Take And What Are You Going To Leave"

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When it comes to property investment, regardless of the type of property you are going to purchase, investing in real estate requires a good amount of cash. 

But perhaps more important are the pitfalls to avoid so you don’t become a statistic of the property game.

To help you out, I’m going to share with you a basic things to consider when buying an investment property.

Quote:

"Do Your Research On The Property You Are Going To Invest In."

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In this episode, we have Steven Smith. He is the owner of a State Farm Insurance Agency in Katy, Texas. Steven has been in insurance of over 20 years straight out of college. 

Insurance is one of the things that a lot of people don't know a lot about. We all need to have it. It's one of the things that is often misunderstood. 

So today Steven Is going to explain to us what is really is insurance and how is this super important to everyone.

Quote: 

"I don't have clients. I have friends." - Steve

Mentions: 

Steve Website: https://www.insurancesteve.com/

Office Phone Number: (281) 347-8383

Email: [email protected]

Shownotes:

[01:26] Steve Farm Farming Background.

[04:30] Food Insurance.

[11:35] Insurance Policies.

[13:38] What am I protecting?

[17:46] What Is State Farm?

[24:18] Where To Contact Steve.

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Content marketing is a strategic marketing approach focused on creating and distributing valuable, relevant, and consistent content to attract and retain a clearly defined audience — and, ultimately, to drive profitable customer action. Nick is an expert and you will want to take notes on this one!

Contact Nick:

https://www.nickkrempasky.com

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What we need to know about the right pricing as it relates to your home and selling your home this year.

You do not want to give buyers a perception that something is wrong with your house by pricing it high and then waiting too long to reduce your price. If you start off and price it right from the beginning, you're going to be a much better situation. It's really important that you find a marketing plan or realtor that has an actual market marketing plan.

Quote:

"You can price your home higher and you can bring it down."

Time Notes:

[01:12] You Don't Get A Second Shot On The Price Is Right.

[02:35] You Can Price Your Home Higher And You Can Bring It Down.

[03:25] Perception Is Reality. It Doesn't Matter What Your House Is.

[04:11] Being As Aggressive With Pricing Your Home As We Were Before Is Probably Not The Best Strategy For 2019.

[05:15] Over The Last Six Months, More Inventory Has Actually Come On The Market While The Months Of Supply Of Inventory Available Has Actually Dropped.

[06:12] Owning A Home Is Much Better Than Renting.

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In this episode, we decide whether it's good to buy a home right away or should we wait the next year. I recommend that you buy now because the interest rates are low hence you're going to pay less for the home that you want. If you wait next year there may be a tendency that the interest rates go up and you end up paying more and losing more money. So I emphasize that you buy now to get ahead and get your money's worth.

Quote:

"If you're thinking of buying a home the time is now."

Timenotes:

[00:41] Should You Buy Now Or Should You Wait Until Next Year?

[01:58] One Year Rates Are Projected To Increase According To All The Experts.

04:35] The Difference In Your Mortgage Payment From One Year To The Next.

[05:15] Something to consider If you are on the fence about buying a home.

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Lender credit and seller credit that is something to consider when buying your next home and your mortgage partner can help you with that. But it's always nice to have a relationship with the person that you're dealing with versus just dealing with somebody online.

Quote:

"Time is about to start heating up for buying and selling. "

Shownotes:

[02:28] If You're Putting Out 25% Or More You're Going To Be Able To Get A Little Bit More Contribution.

[03:04] Take A Look At txmortgagemoney.com. There's Some Resources There And We Can Help You With Getting Through And Navigate In This Because A Lot Of This Stuff Is A Little Confusing.

[03:23] The Higher The Contributions, The Higher The Down Payment.

[04:28] Maybe It's A Good Opportunity To Negotiate A Little Bit More From A Seller As We Head Into Spring And Summer.

[05:08] They Are In The Business Of Making Money.

[6:01] The Lenders Need To Price Both The Rates And The Fees Appropriately.

[07:00] The Higher The Interest Rates, That's The Lender Charges.

[07:45] If It is Higher Interest Rate, It's A Little Bit More Appealing To Investors To Invest In A Mortgage Backed Security.

[08:24] The Buyer Obviously Is Going To Want Something In Return.

[10:13] We Can Help You, txmortgagemoney.com. If You've Got A Question About This, Reach Out To Us.

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In this episode, we are talking about how to make your home appeal to as many buyers as possible. If you are thinking of selling your home, there are different things that you can do to make it more appealing.

We are going to give you a few tips or some things that you can do to help prepare your home as you get ready to sell it.

Quote:

"First impression is everything"

Shownotes:

[01:33] Few Tips That You Can Do To Help Prepare Your Home

[02:36] The Floating Vanities Is Something That's Pretty Prevalent Now.

[03:36] It Doesn't Have To Be A Real High End Upgrade.

[05:04] In The Bathroom.

[06:06] Minor Things That You Can Do To Make A Major Difference In The Sale Of Your Home.

[06:58] When It's Time To Resell, You Really Got To Remember First Impression Is Everything.

[09:05] You Don't Have To Go Spend A Ton Of Money, But Something To Consider.

[09:42] The Front Of Your Home.

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When does a more expensive home cost less?

In episode, we talk about why purchasing a more expensive home in an urban neighbourhood could actually wind up costing you less than a home with a smaller price tag in the suburbs.

Quote:

"All things to consider in the cost of living from where you work versus where you live."

Shownotes:

[01:40] The Reason Why Does A More Expensive Home Cost Less?

[03:26] You've Got Typically Two Cars That Are Going To Be Needed.

[04:25] The Pros And Cons Of Urban Versus Suburban Living.

[05:30] New York City Lifestyle.

[06:40] Some of the condos in the city of Houston, are way more expensive than owning a home out in the suburbs.

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In this episode, we have Hector Padilla, president and founder of HP Investments out in California.

He shares about his business life. At a very young age, he started to realize that he did not want to do labor work which brought him into the business. He then created exponential growth and have now purchased over $90 million with the real estate. 

Quote:

"At the age of four, I started washing dishes to get an allowance and I quickly learned that that was not a career I wanted" - Hector Padilla

Contact Hector:

https://www.mychairman.net/

Hector's Instagram

Shownotes:

[01:24] Hector's Life background

[09:32] Residential

[14:51] Close 149 Transactions

[16:12] Goal Is To Net $1 million A Deal

[19:42] Ideal Client

[36:40] Mentorship

[50:57] To Live Your Ideal Lifestyle

If you like this episode of the Houston Inside Out podcast, please don't forget to like, share, and comment! We appreciate your support and feedback!

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