In the know

In this episode,Neil Clarkediscusses the current and future state of the financial markets with Henrietta Walker.

The key topics include:

- interest rates in the US vs the UK;

- inflation;

- the current appeal of fixed interest options; and

- opportunities in the equity markets.

Henrietta is Head of the Investment Specialist Team at Brooks Macdonald, who are one of our trusted investment panel.

To find out more about Brooks Macdonald, please visit their⁠website⁠.

Visit our website for more content:⁠https://lffinancialplanning.co.uk/⁠

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode,Josh CushionandPaul Thurstondiscuss the changes to pension rules which came into effect from April 2024 and how this could impact you.

Within their conversation, they cover:

• the removal of the Lifetime Allowance;
• the new Lump Sum Allowance and Lump Sum Death Benefit Allowance;
• how both allowances are tested;
• who may need to apply for a Transitional Tax-Free Amount Certificate; and
• what you may need to consider after these changes to pension rules.

Visit our website for more content:⁠⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠⁠

Important information

The contents of this podcast do not constitute financial advice. The impact of taxation (and any tax relief) depends on individual circumstances. This has been prepared based on our current understanding of UK Law, Taxation and HMRC practice, all of which could be subject to change in future. The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.This podcast constitutes a financial promotion.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode,Neil Clarkediscusses the current and future state of the financial markets with Janet Mui.

Key themes from the episode include:

• the markets' reaction to the recent Spring Budget;
• the struggling UK economy;
• howthe UK andUS equitymarkets compare over the long-term;
• the trajectory of interest rates; and
• why the result of US election might not be overly important.

Janet is Head of Market Analysis at RBC Brewin Dolphin, who are one of our trusted investment panel.

Visit our website for more content:⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode,Neil ClarkeandShaun Braybrookdiscuss the retirement planning considerations that you must take into account to live the life you wish to once you retire.

Within their conversation, they cover:

• why the State Pension is unlikely to be enough;
• why you may need to plan for a longer retirement than you think;
• why your retirement plan is unique to you and must include lifestyle considerations; and
• why early planning is best practice.

Visit our website for more content:⁠⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠⁠

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode,Ian Robinsontalks through some of the topical financial news stories from the month.

The stories discussed in this episode include:

• mortgage lenders beginning to reduce rates;
• the postmasters scandal;
• potential changes to Inheritance Tax; and
• optimism in the financial markets.

This episode is hosted byJosh Cushion.

Visit our website for more content:⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode,Neil Clarkediscusses the current and future state of the financial markets with Richard Carter.

Key themes from the episode include;

• the influence of political elections;
• inflation and interest rates;
• fixed interest;
• equities; and
• the economic outlook moving forward.

Richard is Head of Fixed Income Research at Quilter Cheviot, who are one of our trusted investment panel.

Visit our website for more content:⁠⁠https://lffinancialplanning.co.uk/⁠

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In the latest episode of In the know, we are backdiscussing the financial markets.

This time around, ⁠Neil Clarke⁠ is joined by Mark Harries of Square Mile.

Their conversation includes in depth discussions on:

• Inflationary drivers;
• Interest rates;
• Bonds and fixed interest;
• Equities; and
• An economic outlook.

Visit our website for more content:⁠https://lffinancialplanning.co.uk/⁠

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode, Neil Clarke discusses the current and future state of the financial markets with Patrick Farrell.

Key themes from the episode include;

• Inflationary drivers;
• Interest rates;
• Bonds and fixed interest;
• Equities; and
• An economic outlook.

Patrick is Chief Investment Officer at Charles Stanley, who are one of our trusted investment panel.

To find out more about Charles Stanley, please visit their website.

Visit our website for more content: https://lffinancialplanning.co.uk/

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

Join Director and Independent Financial Planner, Neil Clarke, as he discusses the current and future state of the financial markets with Ed Park.

The key topics include:

– Inflationary drivers;
– Interest rates; 
– The likelihood of a recession; and
– Why investors must consider the long-term.

Ed is Chief Investment Officer at Brooks MacDonald, who are one of our trusted investment panel.

To find out more about Brooks Macdonald, please visit their website.

Visit our website for more content: https://lffinancialplanning.co.uk/

Important information

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode, Neil Clarke is joined by Janet Mui (RBC Brewin Dolphin) to discuss the financial markets.

Key themes from this discussion include:

• Inflation and interest rates;
• Equities and bonds;
• The fallout following the collapse of Silicon Valley Bank; and
• Potential economic slowing and volatility.

Janet is Head of Market Analysis at Brewin Dolphin, who are one of our trusted investment panel.

To find out more about Brewin Dolphin, please visit their website.

Visit our website for more content: https://lffinancialplanning.co.uk/

The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.

Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.