Ask Pharmacist Keith with Dr. Joel Wallach

Today let’s look at another attitude of broke people, "I Earned This." People that feel like they earned it tell themselves that debt is ok because "I work hard, I deserve it," or maybe they think "you’re only young once." And a big killer that drives people into debt  is "but we’re on vacation." That one has made the "Happiest Place on Earth, the Land of the Mouse" a lot of money.  Let’s talk about 7 Characteristics of Debt-Free Living and maybe that will motivate you to overcome the "I earned it excuses."   --- Send in a voice message: https://anchor.fm/askpharmacistkeith/message

On our last post we talked about 10 budgeting Myths and setting goals. Today let’s talk about some Reasons People Stay in Debt. Have you decided to get out of debt? Are you drowning in last year’s expenses and tired of paying for the past instead of planning for the future? You’re probably sick and tired of being sick and tired. You might even be angry at being in debt. Eventually, the stress of too many bills and the burden of debt piling up pushed you to your breaking point. Something inside "clicks," and you decided it’s time to make a fresh start. But what keeps people from getting out of debt? Why would someone want to stay in debt instead of living in freedom? Sadly, there are all sorts of reasons people choose that shiny credit card instead of being debt-free. Don’t fall for any of these! Links: ProsperityRx Blog: http://ProsperityRx.com Start a business: http://AIMHighForSuccess.com --- Send in a voice message: https://anchor.fm/askpharmacistkeith/message

Welcome to Episode 4 of the ProsperityRx podcast. We’ve all procrastinated when it comes to getting our financial house in order. The key to do it successfully is by creating a budget. However you’ve probably heard a lot of trash talk about budgeting over the years. Or maybe you tried budgeting in the past and didn’t stick with it each month. But don’t judge budgeting until you hear me out! Having a budget is essential to helping you beat debt and win with money. It’s the map you need follow to get where you want to go in your journey. First I want to debunk some of the top budgeting myths so you can start winning with money. Then I want to show you how setting some goals can get you the motivation to overcome procrastination. Let’s start with 10 Budgeting Myths You Might Be Falling For. --- Send in a voice message: https://anchor.fm/askpharmacistkeith/message

Welcome to episode 3 of the ProsperityRx podcast. This is pharmacist Keith Abell with your prescription for prosperity. This is a podcast where I give you hope. I show you the path toward building a life of peace and prosperity. To build a life that you don’t need a vacation from. In this episode let’s look at How to Make Getting Out of Debt Fun for the Whole Family You’ve had it—you’re finally ready to say "hasta la vista" to debt. But how can you get the rest of the family on board? The journey to debt freedom is going to be a long one, and you’ll need all the support you can get. Every family handles the journey differently. Here are three important steps you can take once you’ve decided to get out of debt. Now schedule a family meeting, hit these three points, and get to work. --- Send in a voice message: https://anchor.fm/askpharmacistkeith/message

Two of the most common myths about buying used cars are that old cars just aren't as safe and buying used is just inheriting someone else’s problems. Buying a car is a big financial decision, and one you shouldn’t just rush through over the course of a weekend. It has everything to do with where you are in your financial plan. I have been buying used cars now for 20 years now without any problems. The last used car that I bought was in 2013 when I paid cash for a Cadillac CTS. Five years later I now have 200,000 miles on that car and I still absolutely love it. The key is to start your research with these 10 car buying tips to help you find an affordable car that also fits your lifestyle. Links Mentioned in this Podcast: Kelley Blue Book http://KBB.com Vehicle History http://VehicleHistory.com Carfax http://CarFax.com ProsperityRx Blog http://ProsperityRx.com Starting a Business http://AIMHighForSuccess.com --- Send in a voice message: https://anchor.fm/askpharmacistkeith/message

In this inaugural episode I discuss the 8 Excuses Broke People Believe about debt then I dive deeper into the first excuse and talk about creating an emergency fund and ways to do it. We also discuss the importance of an emergency fund and ways to generate the extra income to fund that emergency fund. Be sure to check out the ProsperityRx.com blog for links to books and websites mentioned in the episode. --- Send in a voice message: https://anchor.fm/askpharmacistkeith/message