Make Your Money Matter

Recession has been a looming word over the past year or so and by now many have become  a bit numb to the topic. However, there are a couple of interesting theories around recessions and how they relate to our finances.

Today, Brad gives some education, background and history when it comes to recessions and how it relates to mortgages, Wall Street and more.

Listen now. 

Show Highlights Include:

• This Is One Generation Away From Extinction. (3:33) 
• Austrian vs Keynesian School Of Thought. (4:28) 
• An Economic Black Hole. (9:03) 
• This Is Up 121 Billion Dollars! (10:23) 
• It's All About The Little Things. (11:27)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

A current buzzword in the media as it relates to money and investments is Artificial Intelligence. Right now, the Magnificent 7 (Meta, Google, Amazon, Apple, Microsoft, Tesla and Nvidia make up 28% of the S&P 500 value. This is unprecedented.

Today, Brad breaks down what this could mean for your investments and the future going forward.

Listen now. 

Show Highlights Include:

• The Gold Rush And A.I. Have This In Common. (4:34) 
• What Is The Magnificent 7? (8:07) 
• Companies Who Mention A.I. Get A Boost. (10:21) 
• Are We In An A.I. Bubble? (12:47) 
• Be The Merchant Rather Than The Miner. (17:13) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Like the changing of seasons, financial planning has patterns. In fact, there are 3 phases in life all of us will go through when it comes to our financial journey. Knowing where you are in yours  could help you plan much better.

On today's show, Brad shares the 3 financial phases, hoping you will discover which you are in so you can move toward financial freedom.

Listen now. 

Show Highlights Include:

• Financial Planning Is Like The Changing Seasons. (2:10) 
• The Build And Grow Phase. (8:25) 
• The Transitional Phase. (9:45) 
• The Distribution And Deployment Phase. (11:57) 
• Always Plan For The Next Phase. (13:29) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Is there any investment that is "Risk Free"?... Not exactly. However, there are options out there that are not the most "sexy" but have much lower risk, which could be appealing to some investors.

On today's episode, Brad shares the differences between Treasury Bills and Treasury Bonds, plus how to purchase them and why they could be a great addition to your portfolio.

Listen now. 

Show Highlights Include:

• Bonds Run The Market. (2:23)
• A Spoiled 15 Years. (5:14)
• Where Are The Risk Free Rates? (6:29)
• How To Purchase Treasury Bills. (8:45) 
• Treasury Bills vs Treasury Bonds. (12:07)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

If the things you thought were true were actually wrong... when would you want to know? With regards to finances, misconception can cause costly consequences.

In today's episode, Brad explains how your financial freedom rests on understanding WHAT you are doing with your money and WHY you are doing it.

Listen Now!

• Carrying Around Half Truths. (1:44)
• Money Is Like Water. (5:05) 
• Financial Security vs Financial Freedom. (8:52) 
• Building Passive Income With Value Investing. (11:43) 
• Do Not Fail To Understand This. (13:14) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Many of us stress about where we will be financially in retirement and often ask the question, "Will I have enough to last?"... What it takes to protect what you save for retirement can be quite simple.

Today on the show, Brad shares 5 things that could help everyone achieve their retirement planning goals, reminding us that it is not WHAT you own but HOW you own it.

Listen now. 

Show Highlights Include:

• Just Answer With A YES! (3:04) 
• Protecting What You Save. (4:15) 
• Have An Income Plan. (6:06) 
• Work Out Your Health Care Options. (8:57) 
• Public Enemy Number One... TAXES. (10:50) 
• Estate Planning Is A MUST. (12:59) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Many of us stress about where we will be financially in retirement and often ask the question, "Will I have enough to last?"... What it takes to protect what you save for retirement can be quite simple.

Today on the show, Brad shares 5 things that could help everyone achieve their retirement planning goals, reminding us that it is not WHAT you own but HOW you own it.

Listen now. 

Show Highlights Include:

• Just Answer With A YES! (3:04) 
• Protecting What You Save. (4:15) 
• Have An Income Plan. (6:06) 
• Work Out Your Health Care Options. (8:57) 
• Public Enemy Number One... TAXES. (10:50) 
• Estate Planning Is A MUST. (12:59) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

With continued media buzz around the U.S. debt ceiling, it has many people concerned but also short-sighted about how long the U.S. has actually been in debt... and if we as a country are in trouble when it comes to the debt we are holding.

In today's show, Brad takes us through a historic timeline of the U.S. federal debt going back to our independence in 1776. The details are fascinating.

Listen Now!

Show Highlights Include:

• The Timeline Of U.S. Debt. (2:24) 
• What Brad Is Concerned About. (6:25) 
• Context Matters Around The Debt Ceiling. (8:38) 
• Debt Is The Issue, But Not The Issue. (9:54)  

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

For most of us, the only place we hold our cash is in a bank... because that's what most of us know. But what if there were some alternative places to put your cash? The answer is: There are 5.

In today's show, Brad shares 5 places you can hold your cash that could provide very positive returns.

Listen now. 

Show Highlights Include:

• What Does Your Bank Balance Really Mean? (1:57) 
• FDIC Suite Programs. (3:57) 
• Money Market Mutual Funds. (4:43) 
• Are Treasuries Still A Thing? (6:25) 
• Short Term Bonds Baby! (7:38) 
• Whoa, Whoa, Whoa... Stocks? (8:45) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

With the debt ceiling conversation leading the news AGAIN, and with volatility running amuck, it has many people asking the question... "When should I get into the market?"

On today's show, Brad shares his take on when to get into the market and his answer may not be what you expect.

Listen now. 

Show Highlights Include:

• Surf's Up When Investing. (2:10) 
• Volatility Can Be Your Friend. (5:23) 
• No One Grows Wealth By Sitting On The Sidelines.  (8:14) 
• Paying Rent To The Risk Taker. (9:45) 
• Bears Are Smart, Bulls Make Money. (11:05) 
• Learn From Your Mistakes, Or Repeat Them. (13:35) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show