Pacific Capital's Podcast Playlist
by Pacific Capital / Listen NotesWith over 120+ episodes, dive in and listen to Chad Willardson as he talks about his newest book "Beyond The Money", 2nd book "Smart, Not Spoiled" and his first book "Stress Free Money".
Copyright: Copyright 2024 Pacific Capital / Listen Notes
Episodes
Parent Bootcamp For Kids
21m · PublishedEpisode : Parent Bootcamp For Kids
Pub date : 2023-09-18
In this episode of Smart Money Parenting, Scott and Chad discuss the importance of training and discipline in raising children. They emphasize that discipline is a result of a lack of training and introduce the concept of "boot camps" for children. The hosts share their own experiences and how they have implemented boot camps in their families. Listeners are encouraged to review, share, and spread the word about the podcast to support the mission of empowering families.
- The podcast episode discusses the concept of boot camps as a way to teach discipline and training to children.
- The hosts emphasize that all discipline issues in a family can be attributed to a lack of training.
- They provide a list of boot camps for different age groups, ranging from zero to five years old, six to nine years old, and 10 to 13 years old.
- The boot camps cover various skills and values, such as proper behavior in public, household chores, time management, mental toughness, and financial responsibility.
- The hosts highlight the importance of teaching children practical skills and fostering a love for learning outside of school.
The podcast and artwork embedded on this page are from Chad Willardson and Scott Donnell, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.
Master Money Without Losing Identity
27m · PublishedEpisode : Master Money Without Losing Identity
Pub date : 2023-09-11
In this episode of Smart Money Parenting, the hosts discuss how to master money without losing your identity. They are joined by Financial Expert and Writer of "Investing is your Super Power" ; Empowered Planning, Shinobu Hindert, who shares her insights and expertise on the topic. The conversation explores the importance of not tying money to one's identity and focusing on underlying values. They also discuss the hurdles that parents face in managing their own finances and teaching their kids about money. This episode offers valuable advice and guidance for parents seeking to navigate the world of personal finance.
- Biggest hurdles for parents in managing finances: lack of time and decision fatigue
- Advice for parents who are intimidated by personal finance: start with the basics, be transparent about current financial situation, and set future goals
- Importance of automating financial decisions and creating a roadmap for financial planning
- Teaching kids about money: explaining the impact of money in everyday life, encouraging open conversations about money, and answering their questions
- Success story of a client who gained confidence and paid off debt through empowered planning
- Importance of understanding one's money story and money mindset
- Having conversations with spouses about money: understanding each other's values and financial priorities, avoiding conflict, and finding common ground
- Removing identity from money and focusing on underlying values and goals
Mentioned in this episode
https://www.empoweredplanning.com/
gravystack.com/smart
gravystack.com/igniter
smartmoneyparenting.com
smartmoneyparenting.com/followus
Smart, Not Spoiled: The 7 Money Skills Kids Must Master Before Leaving the Nest by Chad Willardson
Value Creation Kid: The Healthy Struggles Your Children Need to Succeed by Scott Donnell and Lee Benson
Shinobu Hindert on LinkedIn: https://www.linkedin.com/in/shinobu-hindert
Scott Donnell on LinkedIn -linkedin.com/in/donnell-scott
Chad Willardson on LinkedIn - linkedin.com/in/chadwillardson
Scott Donnell on Instagram - @imscottdonnell
Chad Willardson on Instagram - @chad.willardson
Scott Donnell on TikTok - @imscottdonnell
The podcast and artwork embedded on this page are from Chad Willardson and Scott Donnell, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.Setting Goals for Success: Inspiring Kids to Reach Their Full Potential
16m · PublishedEpisode : Setting Goals for Success: Inspiring Kids to Reach Their Full Potential
Pub date : 2023-08-29
In this podcast episode, the Scott & Chad discuss their mission of financial education and success building in young people. They talk about the overwhelming response they receive from people who want to get involved and help. They also mention their upcoming event where they plan to break a world record for the most kids learning about financial literacy live on a livestream. They then shift the conversation to the importance of setting goals for kids and how it can help them think about something bigger than themselves. They mention a book called "Be Your Future Self Now" that inspired discussions with their own teenagers about setting goals and becoming the person they want to be in the future.
Bullet Point Break Down;
- Breaking a world record for the most kids in history participating in a live stream to learn financial literacy skills.
- Mention of notable guests and influencers participating in the event.
- Discussion on the importance of setting goals and thinking about a future version of oneself that matters enough to take action today.
- Reference to the book "Be Your Future Self Now" by Dr. Benjamin Hardy and its impact on teenagers.
- Explanation of the MAP (Motivation Ability Prompt) system for taking action on goals.
- Examples of using the MAP system for flossing teeth and doing push-ups.
- Importance of setting up prompts and reminders to support goal achievement.
- Mention of the "Start Your Day" habit and the concept of working backwards to set goals.
- Introduction to the concept of a strategy circle for kids and families to overcome obstacles and reach goals.
- Encouragement to make goals simple, measurable, and attainable.
How to Keep your Kids Accountable;
- Emphasize the importance of setting goals that are simple, measurable, and attainable.
- Discuss the concept of SMART goals (Specific, Measurable, Achievable, Relevant, Time-bound).
- Encourage kids to think about their future selves and what they want to achieve.
- Teach kids to work backwards from their desired outcome and set smaller, actionable goals.
- Introduce the idea of creating vision boards or I am statements to visualize and reinforce goals.
- Use prompts and reminders to help kids stay motivated and accountable.
- Encourage kids to identify and overcome obstacles that may hinder their progress.
- Discuss the concept of perseverance and the importance of taking action towards goals.
- Highlight the benefits of having an accountability partner or support system.
- Encourage kids to celebrate milestones and successes along the way.
Mentioned in This Episode:
Elevate Experience 2023
Empower Over 15,000 Kids in a record Breaking Financial Literacy Event
https://www.elevate.kids
gravystack.com/smart
gravystack.com/igniter
smartmoneyparenting.com
smartmoneyparenting.com/followus
Smart, Not Spoiled: The 7 Money Skills Kids Must Master Before Leaving the Nest by Chad Willardson
Value Creation Kid: The Healthy Struggles Your Children Need to Succeed by Scott Donnell and Lee Benson
Scott Donnell on LinkedIn - linkedin.com/in/donnell-scott
Chad Willardson on LinkedIn - linkedin.com/in/chadwillardson
Scott Donnell on Instagram - @imscottdonnell
Chad Willardson on Instagram - @chad.willardson
Scott Donnell on TikTok - @imscottdonnell
The podcast and artwork embedded on this page are from Chad Willardson and Scott Donnell, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.The Right Back to School Attitudes
19m · PublishedEpisode : The Right Back to School Attitudes
Pub date : 2023-08-21
In this episode, both Scott Donnell and Chad Willardson discuss the right mindset for back-to-school season. They emphasize the importance of bringing one's best self, making a good first impression, and approaching challenges as opportunities for personal growth. The hosts also share advice on how parents can support their children in developing a positive attitude towards school.
- Encourage your child to embrace new opportunities and make new friends.
- Shift their mindset from focusing on being with their best friends to creating value for their classmates.
- Teach them to think about how they can serve and add value to others in the classroom.
- Emphasize the importance of bringing their best self and making a positive first impression.
- Help them develop a mindset of growth, positive energy, and serving others.
- Focus on the value they add to others' lives rather than just their own achievements.
- Prepare them to be a powerful force in the world by instilling traits of success and leadership.
Mentioned in This Episode:
gravystack.com/smart
gravystack.com/igniter
smartmoneyparenting.com
smartmoneyparenting.com/followus
Smart, Not Spoiled: The 7 Money Skills Kids Must Master Before Leaving the Nest by Chad Willardson
Value Creation Kid: The Healthy Struggles Your Children Need to Succeed by Scott Donnell and Lee Benson
Scott Donnell on LinkedIn - linkedin.com/in/donnell-scott
Chad Willardson on LinkedIn - linkedin.com/in/chadwillardson
Scott Donnell on Instagram - @imscottdonnell
Chad Willardson on Instagram - @chad.willardson
Scott Donnell on TikTok - @imscottdonnell
The podcast and artwork embedded on this page are from Chad Willardson and Scott Donnell, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.Stop doing things for your kids, just do things with them
16m · PublishedEpisode : Stop doing things for your kids, just do things with them
Pub date : 2023-08-15
Stop doing things for your kids, just do things with them
- The Importance of Quality Time with Your Kids
- Making Memories with Your Children
- Prioritizing Family Time over Work
- Parenting with Peace of Mind
- Doing Things Together: The Key to Strong Parent-Child Relationships
- Parenting Beyond Providing: The Power of Shared Experiences
- Creating Lasting Bonds with Your Kids
- The Value of Presence in Parenting
- Building Connections through Shared Activities
- Making Every Moment Count with Your Children
In this episode of Smart Money Parenting, Scott Donnell & Chad Willardson discuss the importance of focusing on doing things with your kids rather than just for them. They emphasize that while parents often work hard to provide for their children, what truly matters is the quality time spent together. By prioritizing activities and experiences with their kids, parents can find peace of mind and strengthen their relationships. Tune in for practical tips and advice on how tomake the most of your time with your children.
"When I look back, I don't remember a lot of things that my parents evenreally taught me, but I do remember the times we were together."
Mentioned in This Episode:
gravystack.com/smart
gravystack.com/igniter
smartmoneyparenting.com
smartmoneyparenting.com/followus
Smart, Not Spoiled: The 7 Money Skills Kids Must Master Before Leaving the Nest by Chad Willardson
Value Creation Kid: The Healthy Struggles Your Children Need to Succeed by Scott Donnell and Lee Benson
Scott Donnell on LinkedIn - linkedin.com/in/donnell-scott
Chad Willardson on LinkedIn - linkedin.com/in/chadwillardson
Scott Donnell on Instagram - @imscottdonnell
Chad Willardson on Instagram - @chad.willardson
Scott Donnell on TikTok - @imscottdonnell
The podcast and artwork embedded on this page are from Chad Willardson and Scott Donnell, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.Stop Asking Your Kids What They Want To Be When They Grow Up
13m · PublishedEpisode : Stop Asking Your Kids What They Want To Be When They Grow Up
Pub date : 2023-08-09
What do you want to be when you grow up? In this episode, Scott Donnell and Chad Willardson discuss why this is one of the most destructive questions parents can ask their kids. They also reveal how the question puts undue pressure on children as well as better ways to understand your kid's interests and passions.
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Scott starts the conversation by describing why you should stop asking your kids what they want to be when they grow up.
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When you ask your kids what they want to be when they grow up, their answers are often based on pleasing you.
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Scott describes how kids went from wanting to be doctors, firemen, and astronauts to social media influencers and YouTube content creators.
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Scott and Chad describe how parents can have conversations with their kids about goals, dreams, and aspirations.
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If someone is doing what they love while solving a need in the world, that's the perfect career.
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According to Scott, 50% of all jobs today did not exist 15 years ago. That's why we must focus on skill sets and unique abilities that could go into a hundred different jobs.
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Help your kids understand there's flexibility. People change careers and change industries all the time, and that's okay.
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Chad explains why it's never a good idea to pigeonhole your kids and force them to follow your career path.
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For Scott, the type of career your kid will have is based on their current interests and passions.
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Scott explains how your kid's unique abilities are the keys to a happy, satisfying life full of wealth, knowledge, clarity, and confidence.
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Chad and Scott discuss the best ways to talk to your kids about their future careers.
Mentioned in This Episode:
gravystack.com/smart
gravystack.com/igniter
smartmoneyparenting.com
smartmoneyparenting.com/followus
Smart, Not Spoiled: The 7 Money Skills Kids Must Master Before Leaving the Nest by Chad Willardson
Value Creation Kid: The Healthy Struggles Your Children Need to Succeed by Scott Donnell and Lee Benson
Scott Donnell on LinkedIn - linkedin.com/in/donnell-scott
Chad Willardson on LinkedIn - linkedin.com/in/chadwillardson
Scott Donnell on Instagram - @imscottdonnell
Chad Willardson on Instagram - @chad.willardson
Scott Donnell on TikTok - @imscottdonnell
The podcast and artwork embedded on this page are from Chad Willardson and Scott Donnell, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.Special Treatment Damages Your Kid's Future
18m · PublishedEpisode : Special Treatment Damages Your Kid's Future
Pub date : 2023-08-01
Does your kid think they’re better than everyone else? Scott Donnell and Chad Willardson discuss how thinking your kids deserve special treatment damages their future. They also reveal a better way to motivate your kids and make them feel proud of their accomplishments.
- Chad and Scott agree that the best parents tell their kids, “you’re special to me.” Not, “you deserve special treatment.”
- According to Chad, telling your kids they deserve special treatment makes them walk around with a chip on their shoulder.
- Scott’s definition of humility - a clear self-estimation of who you are in the world.
- For Scott, true self-esteem is built by letting your kids know that they are special to you. Not telling them that they deserve special treatment.
- Although you’d want to love your kids as much as possible, you must also give them an accurate view of their place in the world.
- Chad talks about the unfortunate reality of modern parenting.
- Telling your kids that they’re superior doesn’t build self-esteem; it breeds narcissism.
- Scott and Chad agree that if you teach your kids to believe they are superior to everyone else and they deserve special treatment, you’re setting them up for failure later in life.
- Chad’s golden rule of parenting - praise and reward effort, not outcomes. Your kids cannot control the outcome. But they can control their effort and their attitude.
- Scott goes over the long-term consequences of parents doing everything for their kids.
- For Chad, doing everything for a child might initially sound harmless, but parents must also consider the long-term consequences of raising their kids in a bubble.
- Chad and Scott discuss the foundational elements of a smart money parent.
- Scott covers ways parents can teach their kids how to create value in the real world.
- Scott talks about the confidence and capability matrix - and why it’s so important for kids to start building concrete capabilities.
- Chad and Scott agree that it’s cheaper and safer for your kids to fail at home than in the real world.
- Scott shares a crazy hiring story where a parent accompanied their child to a job interview.
- According to Chad, failure in kids is okay - kids need to experience and overcome failure if they are to succeed in the real world.
- What to do the next time you find yourself trying to get special treatment for your kids.
- Scott and Chad discuss the detrimental consequences of entitled parents trying to get their kids special treatment.
Mentioned in This Episode:
gravystack.com/smart
gravystack.com/igniter
smartmoneyparenting.com
smartmoneyparenting.com/followus
Smart, Not Spoiled: The 7 Money Skills Kids Must Master Before Leaving the Nest by Chad Willardson
Value Creation Kid: The Healthy Struggles Your Children Need to Succeed by Scott Donnell and Lee Benson
Scott Donnell on LinkedIn - linkedin.com/in/donnell-scott
Chad Willardson on LinkedIn - linkedin.com/in/chadwillardson
Scott Donnell on Instagram - @imscottdonnell
Chad Willardson on Instagram - @chad.willardson
Scott Donnell on TikTok - @imscottdonnell
The podcast and artwork embedded on this page are from Chad Willardson and Scott Donnell, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.Find Success on Your Own Terms with Chad Willardson
40m · PublishedEpisode : Find Success on Your Own Terms with Chad Willardson
Pub date : 2023-08-24
Episode #331: Welcome to the Let's Go Win Podcast with your host, JM Ryerson, where we dive deep into the art of living life to its fullest potential. In this enlightening episode, JM is joined by the brilliant financial expert, Chad Willardson, as they explore the paramount importance of teaching children financial literacy, challenge the conventional "Hustle Culture," and offer practical insights on achieving the elusive work/life balance.
Are you ready to empower the next generation with indispensable financial knowledge? Chad Willardson, an accomplished authority in financial planning, shares invaluable strategies and approaches to equip children with vital financial literacy skills. Discover how these essential life lessons can build a strong foundation for a successful and prosperous future.
In a world where burnout is all too common, Chad and JM engage in an eye-opening discussion about the much-debated "Hustle Culture." Tune in to gain a fresh perspective on productivity, success, and the pursuit of happiness. Unravel the secrets to redefining success and breaking free from the chains of overworking.
But that's not all—Chad Willardson and JM Ryerson take the conversation further by offering actionable tips to achieve work/life balance, a sought-after state that many struggle to attain. Learn how to harmoniously integrate your personal and professional lives without compromising your well-being. Chad's insights will inspire you to transform your daily routine and experience life with a renewed sense of fulfillment.
Join us on the Let's Go Win Podcast, and delve into an enriching conversation that transcends the mundane, ignites your passion for financial education, and empowers you to embrace a life that's harmonious, balanced, and full of success on your own terms.
Subscribe now and let's embark on this transformational journey together!
Bio:
Chad Willardson, CFF, CRPC, AWMA, is the Founder and President of Pacific Capital, a fiduciary wealth advisory firm serving high-net-worth entrepreneurs and families. As one of the top wealth management experts in the country, he is particularly passionate about educating children on financial literacy.
Contact Chad:
Website https://pacificcapital.com
LinkedIn: https://www.linkedin.com/in/chadwillardson
Dive Deep into 529s with The College Investor
32m · PublishedEpisode : Dive Deep into 529s with The College Investor
Pub date : 2023-07-28
How do you save for your children's education? Scott Donnell and Chad Willardson welcome the “accidental financial guy,” Robert Farrington from The College Investor.com.
They discuss when it’s a good time to start teaching your children about money, the Y.E.S. acronym, why 529 plans are worth looking into, and the different approaches you could have, in regards to saving for college, depending on your children’s age.
- Robert Farrington, who labels himself an “accidental financial guy,” starts the conversation by sharing his story and how we got to where he is today with The College Investor.
- Robert focuses on introducing children to money because he believes that "the earlier you start to build wealth, the less money it takes” – plus, you have time working in your favor.
- Starting as early as you can, obviously with age-appropriate money education for your child, is something Robert recommends to all parents.
- It’s about understanding the why, and helping children understand it, says Robert. Moreover, you should also teach children about earning money from a young age.
- There are different ways children can earn money: chores, household projects, saving money gifts (e.g. from birthdays), but also things outside the house, like small works or recycling, for instance.
- Even if your children ask about something you do know about, it’s very easy to get yourself informed today through podcasts, blogs, and YouTube channels.
- Robert always likes to approach paying for college using the Y.E.S. acronym: you, Educational savings, and then general savings.
- Robert’s suggestion is to use the oxygen mask analogy and take care of yourself first, also because there are several ways to navigate education – grants, scholarships, financial aids, different school choices, etc.
- Chad points out that many parents over-invest in putting money away for college and then under-invest in their own retirement. This is a mistake because you can’t get scholarships, grants, or student loans for retirement…
- For Robert, getting a 529 plan or leverage taxable investing are the two bread and butter ways to approach saving for education.
- Beware: there are plans that are marketed nationally, but they're all housed by states.
- Typically, a plan is based on the rules of the state of the account owner, usually a parent.
- Many people are afraid of the taxes and the 10% penalty you’d have to pay if you pulled money out of the account for non-qualifying expenses.
- Robert brings up an idea of how a family could use a 529 plan to create an “education trust” of sorts.
- Remember: a parent could be the account owner of a 529 plan. This is important to keep in mind because while 529 plans do impact your financial aid (though they only count towards 5.64% on the FAFSA), grandparent-owned 529 plans don’t impact your financial aid one bit.
- Robert, Chad, and Scott talk about what happens if your child receives a scholarship, as well as the life insurance side of things, and when you should tell your children that you’re saving for their education.
- People who struggle the most with student loans are the ones that never graduated college.
- Robert shares his advice for both parents with very young children and for those with older ones – including the approach he has with his own kids.
Mentioned in This Episode:
gravystack.com/smart
gravystack.com/igniter
smartmoneyparenting.com
smartmoneyparenting.com/followus
TheCollegeInvestor.com
The College Investor Audio Show
The College Investor on YouTube - @thecollegeinvestor
The College Investor on TikTok - @thecollegeinvestor
Previous episode - TRIGGER WARNING: Shocking Stats About College
Backer.com
Upromise.com
Smart, Not Spoiled: The 7 Money Skills Kids Must Master Before Leaving the Nest by Chad Willardson
Value Creation Kid: The Healthy Struggles Your Children Need to Succeed by Scott Donnell and Lee Benson
Scott Donnell on LinkedIn - linkedin.com/in/donnell-scott
Chad Willardson on LinkedIn - linkedin.com/in/chadwillardson
Scott Donnell on Instagram - @imscottdonnell
Chad Willardson on Instagram - @chad.willardson
Scott Donnell on TikTok - @imscottdonnell
The podcast and artwork embedded on this page are from Chad Willardson and Scott Donnell, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.TRIGGER WARNING: Shocking Stats About College
22m · PublishedEpisode : TRIGGER WARNING: Shocking Stats About College
Pub date : 2023-07-25
How do you prepare your kids for college? And what about you – how do you prepare yourself? In today's episode, hosts Scott Donnell and Chad Willardson discuss what parents should think about and do when it comes to their children potentially going to college.
They share some stats related to education quality and student loan debts, the “financial handcuffs” trap, and what a good gap year actually looks like.
- Scott kicks off the conversation mentioning a few facts about education, like the fact that education rates are higher than ever.
- Even though an impressive amount of families really value education, Scott doesn’t believe that everyone should get thousands of dollars in student loans to get a degree.
- In 2021, the total amount of student debt by 44 million borrowers exceeded $1.7 trillion. However, only about 55% of students pursuing a bachelor’s degree actually complete it.
- Chad raises the question of whether it’s worth paying thousands of dollars while, today, education is really happening online…
- According to a 2021 report of best colleges, 76% of students believe that online learning is actually better and more productive than, or at least equal to, on-campus learning.
- Scott says it clearly: college is not the only answer to ensure a child’s success.
- Scott points out some of the advantages of going to college and warns about what parents should be on the lookout for.
- Chad and Scott mention the fact that many companies don’t look at degrees but focus on people’s attitudes when hiring them.
- Level 7 of the GravyStack app addresses the concept of the ROI of college.
- When approached the wrong way, student loans can be a “financial handcuff” young people will need to deal with for the rest of their life.
- Scott and Chad share their college prep advice, and talk about what a good gap year actually is.
- Chad shares the story of a couple that had a different way to approach their children’s college journey.
Mentioned in This Episode:
gravystack.com/smart
gravystack.com/igniter
smartmoneyparenting.com
smartmoneyparenting.com/followus
Smart, Not Spoiled: The 7 Money Skills Kids Must Master Before Leaving the Nest by Chad Willardson
Value Creation Kid: The Healthy Struggles Your Children Need to Succeed by Scott Donnell and Lee Benson
Scott Donnell on LinkedIn - linkedin.com/in/donnell-scott
Chad Willardson on LinkedIn - linkedin.com/in/chadwillardson
Scott Donnell on Instagram - @imscottdonnell
Chad Willardson on Instagram - @chad.willardson
Scott Donnell on TikTok - @imscottdonnell
The podcast and artwork embedded on this page are from Chad Willardson and Scott Donnell, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.Pacific Capital's Podcast Playlist has 154 episodes in total of non- explicit content. Total playtime is 71:24:40. The language of the podcast is English. This podcast has been added on October 28th 2022. It might contain more episodes than the ones shown here. It was last updated on May 18th, 2024 09:44.
