Retirement Strategies Radio

On this episode, Darrell shares a personal story of his attempt to cut his own hair and it serves as a great reminder that some jobs are simply NOT meant for do-it-yourselfers…But what about planning for retirement? Darrell explains reasons why even the most intelligent and affluent savers can get tripped up when trying to create their own plan. 

After what felt like the longest election season ever, the political ads are finally done and we’re winding down the year. With all of the distractions, you probably don’t know about the new legislation proposed in Congress and what bearing it could have on your retirement. On this episode, Darrell sheds light on the “Securing a Strong Retirement Act of 2020” and how it could impact your investments and RMD (required minimum distribution) strategy. Plus, he reveals the financial check list you should go through to be prepared for 2021.

Election day is fast approaching, and it’s clear Donald Trump and Joe Biden have dramatically different philosophies on many things, especially taxes. So, how does that impact us? How will the market respond to the election results? Do we need to keep a close eye on wall street over the coming weeks? And why is it that the middle-class has to work exceptionally hard to set aside $1 million or more, but politicians seem to become millionaires fast? Darrell tackles these issues and explains what you and your family need to keep top of mind regarding your investments as we wrap up 2020. 

Recently Darrell spoke with a couple that brought out his protective big brother side… and fired him up a little. Not because of anything they did, but considering their age, he was concerned about how another advisor set up their portfolio. Hear the full story to find out what you may want to watch out for when it comes to your money and having income in retirement. Don’t forget, your financial future is about much more than saving and investing well.

One of the BIGGEST news headlines has been the claim that President Trump paid little or no taxes over the past 10 years. It’s common knowledge that affluent Americans have legal ways of lowering the amount of taxes they pay. As part of the middle class, we’re all wondering what we can do to be more tax efficient too. Darrell breaks down what all of this REALLY means, and how to find out if you’re able to legally lower taxes when it comes to your portfolio.   

As if 2020 wasn’t already chaotic, the 1^st presidential debate left many Americans with mixed feelings about the two “Grumpy Old Men” on the ballot for November 3^rd. As a financial advisor, Darrell is solely focused on how each candidate could impact your personal economy. On this episode, he breaks down the economic and tax plans of Trump and Biden and how they can impact your family. Find out how to proactively prepare your portfolio for efficiency… no matter of who’s president.

In every aspect of life, newer isn’t always better. Darrell and the team have a fun conversation about how this applies to music, money and everything in between! Yes, technology has greatly improved our lives. However, gadgets and algorithms can’t replace an advisor who gets to know YOU, YOUR goals, and can help you work through unexpected changes in your financial life. Computers focus on numbers, but you’re more than a number. Find out why baby boomers should seek financial insight from a retirement specialist… not a website or average advisor.

We miss a lot of things during this strange time. However, we don’t even get a chance to miss all of the political ads and election talk. Yes, we’re focused on how each candidate plans to address taxes... Because it will directly affect our wallet! Whether the election lands on the right or left in November, it’s likely that greedy ole Uncle Sam will demand a BIGGER chunk of our money at some point. This week, Darrell breaks down how the middle-class can plan for that in advance and be as efficient as possible with taxes and our portfolio.

What’s the difference in being “rich” and being “wealthy?” Darrell explains how it’s about basic financial freedom!  You’ll also find out why including fun money items in a long-term financial plan is a priority, and how that relates to your portfolio.

A recent survey found that for many reasons Americans haven’t been this unhappy in about 50 years, but Darrell shares a positive perspective and some GOOD NEWS to focus on. Plus, find out how to take back control of your hard-earned money so that you can pay yourself when you stop working!