Retirement Strategies Radio

From ice cream to deodorant, the economy continues to change during the pandemic. In recent weeks the Census Bureau said our economy is slowly picking up in some areas, then the Bureau of Economic Analysis revealed that the economy contracted almost 33% between April and June, its worst drop on record! Darrell breaks down what’s REALLY happening, and how to make sure your personal economy is moving in the right direction, despite the wavering headlines.

We seldom talk about is life insurance... mainly because it isn’t all that fun! But during your career you likely had some through your employer, or maybe a term policy while raising the family. Now you’re about to enter retirement - or maybe you’re already there. You have to decide whether to take out a new policy or retire uninsured. On this episode, Darrell breaks down some overlooked reasons you may want to take advantage of certain types of life insurance. 

A little normalcy is returning in the world of sports with a 60-game baseball season. Bobby Bonilla hasn't played MLB in nearly 20 years, but since 2011 the Mets have been paying him over $1 million a year and will until 2035. He made a very smart move by opting to defer his contract buy out and putting off immediate financial gratification to have plenty of income rolling in during retirement. Darrell talks about how you can also create your own income plan with the money you’ve worked hard to save and invest… to pay yourself when you stop working!

While celebrating dear ole Dad, Darrell reminisces about his father and how the advice he passed along many years ago still applies to Darrell today… Especially as a financial advisor. It’s all about the basics we easily lose sight of: Less is more. Be grateful and have a plan in place so we’re empowered to embrace the wonderful moments of life!

The U.S. entered into a recession in February for the first time since 2009, and economists say the shortest recession in American history ended days ago in May. Those of us on main street are wondering if the worst is over on wall street and with the economy. In simple terms, Darrell breaks down how to approach the economic uncertainty you may be feeling about your portfolio and future. 

On this episode, we start by pulling back the curtain and introducing a vital (and cute) member of the D. Bryant Retirement Strategies team. Then we spotlight on a common concern for baby boomers: What percentage of our money should we risk on Wall Street?  Darrell addresses that, and exposes the other major risks people often overlook.

Many Americans say they’re just too busy right now to worry about things like their investments. Without saying the worn-out “C” word… Darrell & Kristen discuss how we react (or don’t react) to the economic downturn following the virus could have a serious impact on your retirement. He spotlights why this is the perfect time to get organized and plan for your future! Plus, interesting insight about how now more than ever, transparency is vital when it comes to fees in every part of your life… especially your portfolio!

Many Americans say they’re just too busy right now to worry about things like their investments. Without saying the worn-out “C” word… Darrell & Kristen discuss how we react (or don’t react) to the economic downturn following the virus could have a serious impact on your retirement. He spotlights why this is the perfect time to get organized and plan for your future! Plus, interesting insight about how now more than ever, transparency is vital when it comes to fees in every part of your life… especially your portfolio!

Congressional Democrats are working on another stimulus package that would add an additional $3 trillion to the deficit. Yes, a lot of people need financial help during this crisis, but we’ll eventually have to pay for all of this… and likely in the form of higher taxes. Darrell explains how to efficiently guard your portfolio against these future tax hikes. Plus, if you’ve accumulated large IRA’s that you don’t really need – Darrell clarifies why you might want to think about converting that IRA to a Roth account.

Would it surprise you to learn that there’s one financial area where Baby Boomers know less than Gen Xers and Millennials?  A Magnify Money survey found that – of those 3 generations – Boomers are the most likely to be naive about the fees being charged on investments and retirement accounts. Darrell discusses why, and how all generations can uncover what they’re paying, and how to make sure there’s value within those fees.