A Wiser Retirement™

Are you truly ahead of the game if you’re trying to beat the market? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss investing for the long-haul, and how to create a retirement focused investment strategy. They mention misconceptions about the financial market and reveal why a bad year performance shouldn't make you lose sleep. They also go over long-term investment strategies, investing in real estate, and the S&P 500.

Podcast Episodes Referenced:
- Ep 170: How much money do you need to retire?
- Ep 103: Your Pre-Retirement Checklist

Youtube Videos Referenced:
- Are annuities a good retirement strategy?
- Should retirees get out of the stock market?
- Will a stock market decline kill my retirement?

Other links:
- SPIVA Report

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

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This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith and Michaela Dowdy unravel the true limits of 401K contributions and how an HSA can serve as a handy retirement tool and a resource to cover Medicare premiums. Additionally, they also discuss the age-old debate of renting vs buying. With the changing dynamics of the housing market, you might be surprised which side they're rooting for.

Podcast Episodes Referenced:
- Ep 170: How much money do you need to retire?
- Ep 95: ESG: Scam or saving the world?

Youtube Videos Referenced:
- Is financial planning different than wealth management?
- Are annuities a good retirement strategy?

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

Click here to schedule a consultation with one of our financial advisors.

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This podcast was produced by Wiser Wealth Management. Thanks for listening!

Estate planning can feel like navigating a labyrinth of complex legalities and tax codes. On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Shawn Shelton, partner at Moore Ingram Johnson & Steel to explain Charitable Remainder Trusts (CRTs), as a strategic tool for those with estates valued over the $25 million federal estate tax exclusion.

Podcast Episodes Referenced:
- Ep 120: Finding the Right Estate Planning Attorney for You
- Ep 116: Are you striving to leave a purposeful legacy?

Youtube Videos Referenced:
- What is the role of a trustee?
- Prevent Family Conflict with Legacy Planning

Other Links:
- Learn more about Shawn Shelton:https://www.mijs.com/

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

Click here to schedule a consultation with one of our financial advisors.

Connect With Us:
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This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Randy Hargett, CLTC, who is a Long-Term Care Specialist at Capstone LTC Advisors, to talk about how you can confidently secure your future and protect your family's wealth against potential catastrophic events. They will also help you determine whether you should buy long-term care insurance. 

They talk about the complexities of long-term care insurance, discussing who could reap the most benefits from it and how to determine if it's the ideal choice for you. They also mention the various types of policies available, including the increasingly popular hybrid policies. They also go over maintaining a fund for long-term care expenses and how your income and assets can significantly influence these important decisions.

Podcast Episode Referenced:
- Ep 126: How can insurance protect your wealth?
- Ep 146: The Power of Life Insurance to Meet Your Family’s Goals

Youtube Videos Referenced:
- Long-Term Care Insurance Explained

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

Click here to schedule a consultation with one of our financial advisors.

Connect With Us:
Our Website
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This podcast was produced by Wiser Wealth Management. Thanks for listening!

Curious about the intriguing dynamics within the financial advice industry? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® unveil the hidden realities of the business of financial advice.

This episode talks about the world of financial advisors, exposing the three main business models: commission, fee-based, and fee-only, and how some can be manipulated for profit. We also talk about hidden conflicts of interest that are prevalent in this industry.  We discuss resources available to those who have felt cheated or exploited by their financial advisors. 

Podcast Episodes Referenced:
- Ep 118: What to look for in a financial advisor?
- Ep 143: Financial Success is Intentional

Youtube Videos Referenced:
- Financial Planner vs Financial Advisor
- Avoid the Annuity Salesperson

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

Click here to schedule a consultation with one of our financial advisors.

Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

Curious about the intriguing dynamics within the financial advice industry? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® unveil the hidden realities of the business of financial advice.

This episode talks about the world of financial advisors, exposing the three main business models: commission, fee-based, and fee-only, and how some can be manipulated for profit. We also talk about hidden conflicts of interest that are prevalent in this industry.  We discuss resources available to those who have felt cheated or exploited by their financial advisors. 

Podcast Episodes Referenced:
- Ep 118: What to look for in a financial advisor?
- Ep 143: Financial Success is Intentional

Youtube Videos Referenced:
- Financial Planner vs Financial Advisor
- Avoid the Annuity Salesperson

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

Click here to schedule a consultation with one of our financial advisors.

Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout talk about the nature of ETFs, a possible Bitcoin spot ETF in the near future, the complexities of ETFs, and Bitcoin in the ever-evolving crypto universe. They also discuss the most current ruling in the Ripple vs SEC case, and how XRP has gotten more clarity as this case unfolds.

We also talk about the possibilities of creating an XRP-based ETF, and reflect on how supply and demand can shape the future of the crypto market. Can the rise of crypto potentially create unprecedented wealth? We contemplate this, drawing parallels with the early days of the internet, emphasizing the importance of consulting with insurance and legal professionals before implementing any new strategies.

Podcast Episodes Referenced:
- Ep 167: Crypto Special: The SEC and Crypto
- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

Click here to schedule a consultation with one of our financial advisors.

Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout talk about the nature of ETFs, a possible Bitcoin spot ETF in the near future, the complexities of ETFs, and Bitcoin in the ever-evolving crypto universe. They also discuss the most current ruling in the Ripple vs SEC case, and how XRP has gotten more clarity as this case unfolds.

We also talk about the possibilities of creating an XRP-based ETF, and reflect on how supply and demand can shape the future of the crypto market. Can the rise of crypto potentially create unprecedented wealth? We contemplate this, drawing parallels with the early days of the internet, emphasizing the importance of consulting with insurance and legal professionals before implementing any new strategies.

Podcast Episodes Referenced:
- Ep 167: Crypto Special: The SEC and Crypto
- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

Click here to schedule a consultation with one of our financial advisors.

Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Marty Paradise from Paradise Business Coaching, to discuss smart ways to grow and scale a small business without increasing the burden on the business owner.  Our discussion underscores the value of seeking quality financial guidance and argues the case for small businesses to prioritize leadership and management, just as substantial corporations do.

We talk about the pivotal role of having a crystal-clear vision and mission for your business and the necessity to systemize operations to alleviate the owner's strain. Marty accentuates the importance of recruiting excellent team members who can help elevate these systems and highlights the owner's role in comprehending the business's financial systems. We also talk about why it is important to develop repeatable procedures and the integral role of leadership in these growth processes.

Podcast Episodes Referenced:
- Ep 138: Making Your Business Less Dependent on You with Marty Paradise
- Ep 122: Succession Planning for Small Business Owners with Gary Bottoms, CLU®, ChFC®

Youtube Videos Referenced:
- Tips for Growing Your Small Business
- How to Reduce Taxable Income as a Business Owner

Other Links:
- Paradise Business Coaching

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

Click here to schedule a consultation with one of our financial advisors.

Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Marty Paradise from Paradise Business Coaching, to discuss smart ways to grow and scale a small business without increasing the burden on the business owner.  Our discussion underscores the value of seeking quality financial guidance and argues the case for small businesses to prioritize leadership and management, just as substantial corporations do.

We talk about the pivotal role of having a crystal-clear vision and mission for your business and the necessity to systemize operations to alleviate the owner's strain. Marty accentuates the importance of recruiting excellent team members who can help elevate these systems and highlights the owner's role in comprehending the business's financial systems. We also talk about why it is important to develop repeatable procedures and the integral role of leadership in these growth processes.

Podcast Episodes Referenced:
- Ep 138: Making Your Business Less Dependent on You with Marty Paradise
- Ep 122: Succession Planning for Small Business Owners with Gary Bottoms, CLU®, ChFC®

Youtube Videos Referenced:
- Tips for Growing Your Small Business
- How to Reduce Taxable Income as a Business Owner

Other Links:
- Paradise Business Coaching

Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"

Click here to schedule a consultation with one of our financial advisors.

Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!