A Wiser Retirement®
by Wiser Wealth Management
Many people are afraid of making the wrong financial decisions and often have questions regarding retirement. On A Wiser Retirement® Podcast, Casey Smith, President of Wiser Wealth Management, is joined by either a financial advisor from our firm or by a guest to talk about financial topics such as retirement planning, tax strategy, investing, risk management, or estate planning. We believe the best financial advice should always be conflict free, and want to help investors make better decisions. New episodes every week!
Copyright: © 2024 Wiser Wealth Management
Episodes
Tips to Grow and Scale Your Small Business with Marty Paradise
39m · PublishedOn this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Marty Paradise from Paradise Business Coaching, to discuss smart ways to grow and scale a small business without increasing the burden on the business owner. Our discussion underscores the value of seeking quality financial guidance and argues the case for small businesses to prioritize leadership and management, just as substantial corporations do.
We talk about the pivotal role of having a crystal-clear vision and mission for your business and the necessity to systemize operations to alleviate the owner's strain. Marty accentuates the importance of recruiting excellent team members who can help elevate these systems and highlights the owner's role in comprehending the business's financial systems. We also talk about why it is important to develop repeatable procedures and the integral role of leadership in these growth processes.
Podcast Episodes Referenced:
- Ep 138: Making Your Business Less Dependent on You with Marty Paradise
- Ep 122: Succession Planning for Small Business Owners with Gary Bottoms, CLU®, ChFC®
Youtube Videos Referenced:
- Tips for Growing Your Small Business
- How to Reduce Taxable Income as a Business Owner
Other Links:
- Paradise Business Coaching
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Tips to Grow and Scale Your Small Business with Marty Paradise
39m · PublishedOn this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Marty Paradise from Paradise Business Coaching, to discuss smart ways to grow and scale a small business without increasing the burden on the business owner. Our discussion underscores the value of seeking quality financial guidance and argues the case for small businesses to prioritize leadership and management, just as substantial corporations do.
We talk about the pivotal role of having a crystal-clear vision and mission for your business and the necessity to systemize operations to alleviate the owner's strain. Marty accentuates the importance of recruiting excellent team members who can help elevate these systems and highlights the owner's role in comprehending the business's financial systems. We also talk about why it is important to develop repeatable procedures and the integral role of leadership in these growth processes.
Podcast Episodes Referenced:
- Ep 138: Making Your Business Less Dependent on You with Marty Paradise
- Ep 122: Succession Planning for Small Business Owners with Gary Bottoms, CLU®, ChFC®
Youtube Videos Referenced:
- Tips for Growing Your Small Business
- How to Reduce Taxable Income as a Business Owner
Other Links:
- Paradise Business Coaching
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Passing Down Generational Wealth
39m · PublishedEver wondered how wealthy families preserve their fortune for multiple generations? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about ways to ensure you can successfully pass down your assets to create multi-generational wealth.
We kick off our conversation by understanding the concept of generational wealth and how important education and communication are in ensuring a successful transfer of wealth to the next generation. We share the inspiring story of a client who sought our help to protect their parent's legacy, and we delve into how you could be a catalyst for building wealth in your own family.
As we navigate the complex journey of generational wealth creation, we discuss how establishing a trust can insulate your wealth from external threats. If you've ever faced failure on this journey, don't worry! We chat about the inevitability of setbacks and the wisdom they impart. It’s all about learning and growing. Together, we look at setting realistic goals and persevering, because building generational wealth is, at its core, a labor of love.
In our final segment, we concentrate on strategies to preserve multi-generational wealth. From the importance of independent trustees and tax planning to the intricacies of succession planning for a business, we cover it all. Having the right team of advisors in place is vital, and we emphasize how essential they are in ensuring a smooth transition of wealth. We highlight how pre-nuptial agreements and trusts can be powerful tools to safeguard your wealth. So, tune in for an enlightening discussion that could inspire you to start building your own multi-generational wealth and legacy.
Podcast Episodes Referenced:
- Ep 152: 10 Tax Planning Strategies for High Net Worth Individuals
- Ep 128: Transferring Wealth from Generation to Generation
- Ep 117: What is Generational Wealth & How Do You Preserve It? With James E. Hughes Jr.
YouTube Videos Referenced:
- Asset Protection for High-Net-Worth Individuals
- Building a Legacy BEYOND Financial Wealth
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Passing Down Generational Wealth
39m · PublishedEver wondered how wealthy families preserve their fortune for multiple generations? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about ways to ensure you can successfully pass down your assets to create multi-generational wealth.
We kick off our conversation by understanding the concept of generational wealth and how important education and communication are in ensuring a successful transfer of wealth to the next generation. We share the inspiring story of a client who sought our help to protect their parent's legacy, and we delve into how you could be a catalyst for building wealth in your own family.
As we navigate the complex journey of generational wealth creation, we discuss how establishing a trust can insulate your wealth from external threats. If you've ever faced failure on this journey, don't worry! We chat about the inevitability of setbacks and the wisdom they impart. It’s all about learning and growing. Together, we look at setting realistic goals and persevering, because building generational wealth is, at its core, a labor of love.
In our final segment, we concentrate on strategies to preserve multi-generational wealth. From the importance of independent trustees and tax planning to the intricacies of succession planning for a business, we cover it all. Having the right team of advisors in place is vital, and we emphasize how essential they are in ensuring a smooth transition of wealth. We highlight how pre-nuptial agreements and trusts can be powerful tools to safeguard your wealth. So, tune in for an enlightening discussion that could inspire you to start building your own multi-generational wealth and legacy.
Podcast Episodes Referenced:
- Ep 152: 10 Tax Planning Strategies for High Net Worth Individuals
- Ep 128: Transferring Wealth from Generation to Generation
- Ep 117: What is Generational Wealth & How Do You Preserve It? With James E. Hughes Jr.
YouTube Videos Referenced:
- Asset Protection for High-Net-Worth Individuals
- Building a Legacy BEYOND Financial Wealth
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
2023 Tax Credits You Should Know About
31m · PublishedOn this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Jordan Sute Norton, CPA, to discuss new opportunities for tax credits in 2023. Together, we delve into the noteworthy updates to deductions for 2023, highlighting changes in mileage rate, retirement contributions, and teacher expenses. When talking about tax credits, we begin by explaining the difference between refundable and non-refundable tax credits, and how the former might give you that much-needed financial boost.
We also navigate the specifics of EV and home improvement tax credits. Our guest, Jordan, walks us through the income threshold for eligibility and uncovers the potential tax savings for those making eco-conscious choices.
Finally, we shine a spotlight on Roth accounts and how they can be a powerful tool for small business owners to save on taxes. Plus, for those residing in Georgia, we've got some locale-specific insights for you. We touch on film tax credits and low-income housing credits and how investing in these can be beneficial.
Podcast Episodes Referenced:
- Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?
- Ep 79: Tax Strategies to Avoid & How to Negotiate with the IRS
Youtube Videos Referenced:
- 5 Tax-Efficient Withdrawal Strategies
- 2023 Tax-Smart Philanthropy
Other links:
- https://sutecpa.com/
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
2023 Tax Credits You Should Know About
31m · PublishedOn this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Jordan Sute Norton, CPA, to discuss new opportunities for tax credits in 2023. Together, we delve into the noteworthy updates to deductions for 2023, highlighting changes in mileage rate, retirement contributions, and teacher expenses. When talking about tax credits, we begin by explaining the difference between refundable and non-refundable tax credits, and how the former might give you that much-needed financial boost.
We also navigate the specifics of EV and home improvement tax credits. Our guest, Jordan, walks us through the income threshold for eligibility and uncovers the potential tax savings for those making eco-conscious choices.
Finally, we shine a spotlight on Roth accounts and how they can be a powerful tool for small business owners to save on taxes. Plus, for those residing in Georgia, we've got some locale-specific insights for you. We touch on film tax credits and low-income housing credits and how investing in these can be beneficial.
Podcast Episodes Referenced:
- Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?
- Ep 79: Tax Strategies to Avoid & How to Negotiate with the IRS
Youtube Videos Referenced:
- 5 Tax-Efficient Withdrawal Strategies
- 2023 Tax-Smart Philanthropy
Other links:
- https://sutecpa.com/
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Making the Most of Your Airline 401k
30m · PublishedDid you know that the world of airline pilots is rife with unique retirement planning challenges and opportunities? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss different 401k options for pilots. Crack the code of planning for retirement as a pilot with our in-depth discussion on the industry, pensions, non-elective contributions, and 401k's. Discover the benefits of a Market Based Cash Balance plan, and the financial implications between major and regional airlines, and comprehend how the ever-changing airline industry now offers more competitive salaries and 401k matching plans.
Learn how to manage money efficiently and capitalize on tax credits for a secure future. Understand why it's important to keep your savings in multiple buckets and get expert advice on how to invest wisely in ETFs while steering clear of annuities.
Download your free airline 401k allocation by clicking here.
Podcast Episodes Referenced:
- Ep 162: Is your retirement plan ready for takeoff?
Youtube Videos Referenced:
- Avoid Asset Managers Looking to Manage Your Airline 401k
- Delta Pilots- Market Based Cash Balance Plan
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Making the Most of Your Airline 401k
30m · PublishedDid you know that the world of airline pilots is rife with unique retirement planning challenges and opportunities? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss different 401k options for pilots. Crack the code of planning for retirement as a pilot with our in-depth discussion on the industry, pensions, non-elective contributions, and 401k's. Discover the benefits of a Market Based Cash Balance plan, and the financial implications between major and regional airlines, and comprehend how the ever-changing airline industry now offers more competitive salaries and 401k matching plans.
Learn how to manage money efficiently and capitalize on tax credits for a secure future. Understand why it's important to keep your savings in multiple buckets and get expert advice on how to invest wisely in ETFs while steering clear of annuities.
Download your free airline 401k allocation by clicking here.
Podcast Episodes Referenced:
- Ep 162: Is your retirement plan ready for takeoff?
Youtube Videos Referenced:
- Avoid Asset Managers Looking to Manage Your Airline 401k
- Delta Pilots- Market Based Cash Balance Plan
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets
33m · PublishedHow secure is your digital life, especially when it comes to cryptocurrency? This week, on A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, founder, CEO, and portfolio manager of Teton Crypto Capital, to discuss the essential role of password managers and two-factor authentication in safeguarding your digital assets. Don't miss this episode that will provide valuable insights and advice on protecting your digital presence and navigating the ever-evolving landscape of cryptocurrency.
As digital security becomes even more critical, we explore the potential risks associated with storing passwords on your browser and the importance of having a hardware wallet for your crypto assets. We also discuss the dangers of leaving your laptop on an airplane and how fingerprint scans, Face ID, and other security measures can help protect your devices. Robert shares his expert knowledge on securing your assets and the risks of using exchanges.
Finally, we dive into the world of crypto custody and ETFs, examining the ongoing turf war between the SEC and CFTC over-regulation and the history of Bitcoin ETFs. We cover the basics of managing a wallet and discuss if it passes the "grandma test" for ease of use. We also unpack recent events involving the SEC, Binance, and Coinbase, analyzing the potential implications for the future of US crypto regulation.
Podcast Episodes Referenced:
- Ep 167: Crypto Special: The SEC and Crypto
- Ep 161: Crypto Special: Why Crypto is So Confusing to the Average Investor
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets
33m · PublishedHow secure is your digital life, especially when it comes to cryptocurrency? This week, on A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, founder, CEO, and portfolio manager of Teton Crypto Capital, to discuss the essential role of password managers and two-factor authentication in safeguarding your digital assets. Don't miss this episode that will provide valuable insights and advice on protecting your digital presence and navigating the ever-evolving landscape of cryptocurrency.
As digital security becomes even more critical, we explore the potential risks associated with storing passwords on your browser and the importance of having a hardware wallet for your crypto assets. We also discuss the dangers of leaving your laptop on an airplane and how fingerprint scans, Face ID, and other security measures can help protect your devices. Robert shares his expert knowledge on securing your assets and the risks of using exchanges.
Finally, we dive into the world of crypto custody and ETFs, examining the ongoing turf war between the SEC and CFTC over-regulation and the history of Bitcoin ETFs. We cover the basics of managing a wallet and discuss if it passes the "grandma test" for ease of use. We also unpack recent events involving the SEC, Binance, and Coinbase, analyzing the potential implications for the future of US crypto regulation.
Podcast Episodes Referenced:
- Ep 167: Crypto Special: The SEC and Crypto
- Ep 161: Crypto Special: Why Crypto is So Confusing to the Average Investor
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
Click here to schedule a consultation with one of our financial advisors.
Connect With Us:
Our Website
YouTube
Facebook
LinkedIn
Instagram
Twitter
Podcast
Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
A Wiser Retirement® has 305 episodes in total of non- explicit content. Total playtime is 174:29:50. The language of the podcast is English. This podcast has been added on November 21st 2022. It might contain more episodes than the ones shown here. It was last updated on May 30th, 2024 11:42.
