Financial Freedom Podcast

For my 100th episode, I did a look back on 9 of those guests and highlighted some of the great information they had for listeners. Now that I have reached the milestone of 200 episodes I wanted to do that again with guests from Episodes 101 forward.

I will leave links in the show notes to the full episodes if you haven’t already listened to them and want to hear more. In addition, due to the length of this episode, I will also be leaving chapter markings (so you can skip ahead if you wish) and time codes in the show notes.

In this episode you will learn:

- How to Deal with Financial Stress
- About Budgeting and Reducing Spending
- Alternative Ways to Pay Down Debt
- How to Look for a Better Job to Increase Income
- About Getting Started in the Stock Market
- About Forming a Millionaire Mindset
- How to Define Retirement for Yourself
- How to Talk to Your Kids About Money
- Strategies for an Affordable College Education for Your Kids

Chapter Markings

02:11 Dealing with Financial Stress (Dr. David Weiman)
08:32 Budgeting & Reducing Spending (Tightwad Todd)
14:29 Alternative Ways to Pay Down Debt (Jerry Fetta)
20:17 How to Look for a Better Job (Bonnie Negron)
28:58 Getting Started in the Stock Market (Markay Latimer)
36:11 Forming a Millionaire Mindset (Tony Bradshaw)
42:04 Defining Retirement for Yourself (Eric Brotman)
47:03 Talking to Your Kids About Money (Derrick Kinney)
55:02 Strategies for an Affordable College Education for Your Kids (Brad Baldridge)

Eliminating debt is one of the first steps on the path to financial freedom. Controlling your living expenses and spending within your means allows you to work towards short and longterm savings goals.

But that's not always easy while raising a family. That's why in this episode of the podcast I talk with Brad Nelson, the Debt-Free Dad, to talk about how it can be done!

In this episode you will learn:

- Budgeting Tips for Beginners
- How to Improve Your Financial Habits
- How to Reduce Impulsive & Wasteful Spending
- How to Talk About Money in a Relationship
- The Best Method to Pay Off Debt

As a bankruptcy attorney, I help lots of people to save their homes from foreclosure by filing a chapter 13 bankruptcy to make catch-up payments on their mortgage. But there are other ways to do it.

That's why in this episode of the podcast I talk to DJ Olojo about how he helps people to save their homes without filing bankruptcy.

In this episode you will learn:

- Telling Foreclosure Myth from Fact
- About the Mortgage Bank's Foreclosure Playbook
- Foreclosure Prevention Tactics
- The 12 Step Program to Save Your Home

There are many ways to save and invest for retirement (or just to build wealth) and most are recommended by traditional financial advisers. But sometimes it's a good idea to explore some non-traditional ways to do it that might be better suited to your situation.

That's why in this episode of the podcast I talk to Chris Miles, a self-described anti-financial advisor who walks that road less traveled with his clients to help them reach their own financial freedom.

In this episode you will learn:

- What an Anti-Financial Advisor Is
- Why You Need to "Get Your Money Out of Prison"
- How Passive Income Can Help Build Wealth
- How to Come Up with Money to Invest

The student loan crisis has made parents and students more cautious when it comes to taking out student loans. But even then, the average student debt is $30,000, which is a lot to owe fresh out of college with no job.

But what if you could graduate debt free and into a job you love? To answer that question I talked with academic strategist Jeannie Burlowski on how it can be done!

In this episode you will learn:

- Strategies for when you're not in a position to save money
- How to leverage more need-based aid from schools
- How private schools can be a better deal than state ones
- Talking to teens about career goals before they apply

Achieving financial freedom means getting your personal finances in order, so that you are living within your means and have money at the end of the month. But to have true financial freedom long term, with long term goals like retirement, you have to have a financial plan.

That's why in this episode of the podcast I talk with fellow personal finance podcaster Curtis May on attaining what he calls Practical Wealth.

In this episode you will learn about:

- Practical Wealth
- Cash Flow Mapping
- Accumulation Theory
- Velocity of Money Strategy
- Privatized Banking

Stocks are a key part of any retirement savings portfolio. Their potential to grow over the course of your working life with a rate of return, despite ups and downs, that can't be beat by CDs or a savings account.

But bonds are also important to a well balanced portfolio. To find out the particulars in this episode of the podcast, I bring back Certified Financial Planner Michael Karwic for a talk on bonds and how they can be key to a successful retirement.

In this episode you will learn:

- What Kinds of Bonds There Are
- How Bonds Balance Risk Tolerance
- About the Tax Advantages of Certain Bonds
- How Interest Rates Can Vary on Bonds

As I've said in previous episodes, the earlier you start saving and investing for retirement, the better. As soon as you graduate with your degree and get a job, you should start on your path to long term financial freedom.

But how do you get started? How do you put together a plan for retirement investment that will work long term? That's why in this episode of the podcast I talked with retirement expert Anne Lester to get answers to this question.

In this episode you will learn about:

• What your "money type" is
• Creating a retirement plan in your 20s & 30s
• How to find money to invest
• Retirement planning for the self-employed

Financial freedom is a journey, not a destination. Even if you are in good shape now, it takes good habits and discipline to maintain it on into the future. Laws and financial circumstances can change, and you need to be adaptable.

That's why in this episode of the podcast I wanted to report on some tips, tricks, and changes in the law that might help you have a financially free 2024.

In this episode you will learn:

- Good options for short term savings
- About college fund to Roth IRA Rollovers
- How a "Dry January" can save you money
- About the 12 month student loan "on-ramp"
- Job Search Tips for 2024
- How to decide when to claim Social Security benefits

Achieving financial freedom is not always easy. Some people have the skills to do it on their own, while others need some expert help and guidance. That's never a bad thing.

Having that guidance means hiring a financial advisor. But how do you pick one? How do you know if you have the right one for your needs? Getting you answers to those questions is why in this episode of the podcast I talk about the steps you need to take in choosing the right financial advisor for you.

In this episode you will learn about:

- The Steps to Choosing an Advisor
- The Types of Advisors
- The Kinds of Services They Provide
- Common Mistakes People Make in Choosing an Advisor