The Rachel Cruze Show

This is the second episode in a series covering the Ramsey Baby Steps, and my guest is the man who started it all—my dad, Dave Ramsey! He’s here to get you pumped up for Baby Step 2: Pay off your debt.   In this episode of The Rachel Cruze Show, you’ll learn:   The absolute best method for getting out of debt Whether or not it’s really harder to get out of debt now more than ever How one couple paid off $85,000 using the Ramsey Baby Steps   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance The Free Budgeting App The Plan to Get Out of Debt and Build Wealth

We’re kicking off the new year with a special series covering the Ramsey Baby Steps. So let’s start at the beginning! Baby Step 1 will be your first step toward never worrying about money again: Save a $1,000 emergency fund.   In this episode of The Rachel Cruze Show, you’ll learn:   How to cover unexpected expenses when they pop up 26 super specific ways to save $1,000 How guacamole changed my mind about money   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance My Favorite Budgeting App Financial Peace University

A lot of people see a budget as something that limits your freedom—I know, because I used to be one of them. But once budgeting becomes part of your everyday life, it actually gives you permission to spend! A budget doesn’t limit your freedom—it gives you freedom.   In this episode of The Rachel Cruze Show, you’ll learn:   Three steps to make budgeting easier for you than it’s ever been How to get your spouse on board with budgeting with you How one couple learned to budget their inconsistent income, and how you can too   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance My Favorite Budgeting App Financial Peace University

A lot of people see a budget as something that limits your freedom—I know, because I used to be one of them. But once budgeting becomes part of your everyday life, it actually gives you permission to spend! A budget doesn’t limit your freedom—it gives you freedom.   In this episode of The Rachel Cruze Show, you’ll learn:   Three steps to make budgeting easier for you than it’s ever been How to get your spouse on board with budgeting with you How one couple learned to budget their inconsistent income, and how you can too   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance My Favorite Budgeting App Financial Peace University

As 2019 comes to an end, I want to share some of my favorite moments from the show with you—and some of the funniest ones you haven’t even seen yet!   In this episode of The Rachel Cruze Show, you’ll learn:   What REALLY goes on behind the scenes of The Rachel Cruze Show in my year-end blooper reel The biggest savings hacks you probably don’t know about All the secrets of The Bachelor and The Bachelorette from former Bachelorette Kaitlyn Bristowe How one couple managed to have the most fun ever with their family while they were getting out of debt   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: Zander Insurance

It’s that time of year when I like to look back on all the things—both big and small—that make me happy and grateful. And I’m so excited to tell you about them! In this episode of The Rachel Cruze Show, you’ll learn: 10 things that made my life so much better in 2019 How paying with cash and budgeting saved one couple hundreds of dollars a month Favorite things from my Facebook Community that will save you money Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: Churchill Mortgage EveryDollar Woman’s Day

Money touches every area of our lives, and even if we don’t realize it, it affects our relationships too. That’s why I want to spend some time helping you navigate the way money can play out in your friendships, family and marriage. In this episode of The Rachel Cruze Show, you’ll learn: Three times the show Friends taught us about how not to handle money within relationships. Expert advice from Dr. Henry Cloud on how to protect your time and money during the holiday season when your family feels entitled to all of it. (Hey people-pleasers, this segment is especially for you!) The best gift my family gives me every year. How money fights actually made one couple closer than ever before. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: Zander Insurance Money & Marriage event tickets Henry Cloud’s website  

It’s November—which means Thanksgiving and Christmas are right around the corner! Does that make you excited . . . or just overwhelmed? If you feel like the holidays are another reminder that you don’t have the time or money to make your holiday table perfect, make your Christmas tree Instagram-worthy, or even shop for presents, I created this episode just for you. In this episode of The Rachel Cruze Show, you’ll learn: Incredible insights from Emily Ley on how to make the most of your holidays with less. You guys, this interview is a must-watch for everyone. Why the Cruzes are saying no to buying toys this Christmas. How much most people spend on the holidays and how to keep boundaries around your Christmas budget.  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: RESOURCES: Zander Insurance The Contentment Journal Emily Ley’s website All Cash Christmas Printable  

Have you ever dreamed about the possibility of adopting, but then thought, Well, I couldn’t afford that? I think adoption is awesome, but I know it can be super expensive. It’s a deeply personal conviction, and money shouldn’t be the obstacle that’s holding you back. If adoption is something you’re considering, I want to help you do it debt-free. In this episode of The Rachel Cruze Show, you’ll learn: Author and speaker Lisa Harper’s emotional journey walking through the international adoption process as a single woman Extremely practical steps and creative ways (that really surprised me!) to raise money for your adoption from author Julie Gumm My personal dream and goals surrounding adoption Even if you think adoption isn’t for you, you probably know someone who could use the valuable information in this episode! My guests this week really opened my eyes to new ways to make adopting a child a possibility for anyone, so go ahead and forward this to your friends!  Resources (everything mentioned in this episode): Zander Insurance Lisa Harper’s Website Julie Gumm’s Website My Favorite Budgeting App  

So, in this episode of The Rachel Cruze Show, you’ll learn: The insecurity that 90% of women feel ashamed of and which industry is profiting the most from it How to keep insecurities from ruining your marriage How one woman’s spending habits led her into $40K in debt—and what gave her a wake-up call Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Resources (everything mentioned in this episode): Zander Insurance Les Parrott’s website The New York Times article on honeymoons Show Notes Page