The Daily Churn
by thedailychurn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to churning FIRE, cellphones, award programs, travel hacks, even cars.
Decades of churning experience packed into short, easy-to-follow episodes you can use right now to live a more financially independent life.
Copyright: All rights reserved
Episodes
Ep 33 - September Recap: $1,824 from SoFi, Blue Apron, Apple TV & More
36m · PublishedAll the churns from September, including an easy triple stack bank bonus from Upgrade, MS from Gate City, credit cards from Chase & BofA, plus mealkit deals from Blue Apron & HelloFresh. And new this month, a recap of all the freebies – free shake shack burgers, movies, private VPNs and more... whew 😮💨.
- (1:27) - Banks (HMBradley, Gate City, SoFi, Albert, Juno, Upgrade)
- (16:18) - Credit cards (Wells Fargo, Chase Ink, US Bank, BofA)
- (20:02) - Brokerages (Interactive Brokers)
- (22:31) - Mealkits & Cashback (Blue Apron, HelloFresh, Freshly, Ibotta, Rakuten, Honey)
- (30:16) - Freebies (Shake Shack, Wendy's, Apple TV, Moonage, Starbucks, VPN, Visible)
- (35:04) - Final tally ($1,824)
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View the live churn tracker for real-time updates on all the churns as they happen.
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Ep 32 - Car Dealerships Part 2: Tips for Negotiating the Lowest Price
43m · PublishedConclusion to the 5-hour car dealership negotiation saga, along with ideas on alternative negotiation strategies that may yield better results, plus tips for your first visit to the car dealership & common pitfalls to avoid.
- (0:00) - Back at the dealership...
- (21:53) - The three circles of dealership hell
- (26:56) - Things we would do differently
- (27:40) - Alternative strategy #1 (hardball)
- (29:34) - Alternative strategy #2 (semi-hardball)
- (31:23) - Alternative strategy #3 (going public)
- (34:36) - Other tips & thoughts
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Listen to Part 1 of the story: Ep 30 - Carvana vs Dealerships
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Ep 31 - Tracker & August Recap
28m · PublishedExciting news on a new live churn tracker, along with a detailed breakdown of churns in August.
- (0:08) - ⚡️ Churn tracker [beta]
- (1:59) - Banks (Juno, US Bank, Albert, Chime, Amex Biz Checking)
- (9:47) - Credit cards (WF Biz, Chase Inks, Amex Gold)
- (14:30) - Brokerages (Nadex, Public)
- (16:44) - Mealkits (Freshly, HelloFresh, Rakuten)
- (22:55) - Cellphones (Visible, iPhone 14)
- (26:22) - Final tally ($904)
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Ep 30 - Carvana vs Dealerships
1h 3m · PublishedComparison of online and in-person options for selling a car, along with a play-by-play of 5 hours spent negotiating a car purchase at a dealership (plus some tricks to watch out for 👀).
- (1:57) - Online sales
- (5:36) - Private party marketplaces
- (8:43) - Issues with selling privately
- (20:01) - Carvana vs other services
- (24:38) - Buying a car (then vs now)
- (34:14) - Art of the scam
- (41:23) - 5 hours at the dealership...
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Ep 29 - July Recap
37m · PublishedMassive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market.
- (1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno)
- (15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited)
- (18:17) - Cashback (Capital One VRBO, mealkits offers)
- (20:57) - Cellphones (Visible)
- (21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.)
- (26:42) - Buying a new car (car dealerships... 😬)
- (36:05) - Final tally ($4,488)
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Ep 28 - Employer Direct Deposit
40m · PublishedWalkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability.
- (2:06) - Square
- (9:34) - Chase
- (14:17) - Wise
- (25:33) - Astra
- (29:56) - Brex
- (31:52) - Melio
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Ep 27 - June Recap
58m · PublishedDetailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.
- (3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)
- (10:09) - Brokerages (Nadex)
- (10:47) - Rakuten (Personal Capital)
- (14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)
- (25:27) - Honey (Kitchenaid mixer 👩🍳🍪)
- (27:50) - Misc (Visible, Stubhub)
- (28:44) - ANA update
- (31:26) - Crypto update (Celsius, Voyager)
- (56:50) - Final tally ($1,028.50)
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Ep 26 - May Recap
54m · PublishedBiggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!
- (1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)
- (10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)
- (38:06) - Brokerages & crypto (Fidelity, Varo, Voyager)
- (41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)
- (51:09) - Cellphones (Visible)
- (51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Ep 25 - Parking Cash
36m · PublishedIdeas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna.
- (2:16) - SoFi & Ally @ ~1%
- (4:40) - HMBradley @ 3%
- (7:25) - Current @ 4%
- (8:30) - I-Bonds @ 9.62%
- (12:15) - Stablecoins 101
- (15:08) - What happened with Terra & Luna
- (21:32) - FTX fiat @ 7.9%
- (23:58) - Voyager USDC @ 9%
- (27:32) - Gemini GUSD @ 6.9%
- (29:26) - Stocks vs crypto
- (32:22) - Parking $10K vs $100K
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Ep 24 - April Recap
53m · PublishedAnother big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.
- (0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)
- (27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)
- (41:08) - Cellphones (Visible)
- (42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)
- (52:15) - Final tally ($2,400 + all the free foods 😋)
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
The Daily Churn has 63 episodes in total of non- explicit content. Total playtime is 40:53:32. The language of the podcast is English. This podcast has been added on June 25th 2023. It might contain more episodes than the ones shown here. It was last updated on May 17th, 2024 09:11.
