The Mental Wealth Show with Rich Jones

Tori Dunlap of Her First $100K, maintains that she was put on this earth to fight for women’s financial rights, help them make what they’re worth, build wealth, and get financially educated. Tori joins me for the second time on the show to share why she thinks women still don’t have financial equality. She discusses her work as an educator about money, gives actionable tips, and explores systemic oppression and current financial norms that keep women from gaining agency over their cash. Tori also explores seeing money through the lens of feminism and why she believes that getting your financial situation together should be understood as a form of protest. 

Want to work with me? Visit tmws.co/coaching to learn more.

Rich catches up with founder of The Ivy Investor, Courtney Richardson to discuss her path to investing in cannabis and crypto, and few things you should know before you dip your toes into these worlds.

Want to work with me? Visit tmws.co/coaching to learn more.

Courtney Stephen is an athlete, father, coach, business owner, and investor. Although he has played over 100 games as a pro in the CFL, Courtney is best known for his dedication to helping young athletes in the community. He has a passion for financial education and empowering people to create generational wealth. Courtney also educates about personal finance on his website teaching students, athletes, and young professionals how to build wealth for their families.

Courtney joins me on the show to share why he first took an interest in financial planning and what drew him to find out more about investing in cryptocurrency. He shares how he educates people on how they can actually put themselves in a better situation to live the lifestyle, they want to live and build wealth for their family and where you can go to get his advice on achieving your financial goals. 

Want to work with me? Visit tmws.co/coaching to learn more.

I have a lot to share.

Want to work with me? Visit tmws.co/coaching to learn more.

Steven Hughes is back on the podcast for round two. Steven is a Financial Wellness Educator and Reiki Practitioner. Steven works with individuals and companies by giving them the tools they need to make healthier money decisions. Steven is a nationally Certified Financial Education Instructor and was selected as one of only 400 young adults in the world to join the World Economic Forum's esteemed Global Shapers Community in 2015.

Today we’re discussing why he quit his job to pursue entrepreneurship, how to gain control of your thoughts, setting goals and managing money expectations, the importance of a financial plan, why he decided to become a Reiki Practitioner, The Four Money Cycles and the Financial Wellness programs he builds for people and companies.

Want to work with me? Visit tmws.co/coaching to learn more.

Patrice Washington is an award-winning author, transformational speaker, hope-restoring coach, and media personality committed to redefining the term wealth using its original meaning of well-being. Patrice got her start as your favorite personal finance expert, ‘America’s Money Maven,’ but has since expanded her brand and mission to encourage people to chase purpose, not money. In 2020, Success Magazine named Patrice one of their 12 Inspiring Black Voices in Personal Development, and 2021 sees the release of her fifth book. 

Patrice joins me for the second time today to discuss why she has moved beyond pure personal finance and into encouraging others to embrace wealth in all areas of their lives holistically. She shares why she decided that 2021 was the right year to release her book, Redefining Wealth for Yourself, and outlines the six core pillars of wealth that she encourages her readers to explore and balance. Patrice also shares her wisdom on activating abundance and fostering an abundance mindset rather than a poverty mindset

“Sometimes we need public accountability, we need to say things out loud, and just call a thing, a thing, put a name to it, so that we can really get the support and the love — oftentimes when we tell our stories, it is the very permission that someone else needs to tell their story or to own some part of their narrative, their truth, and not allow it to be weaponized.” - Patrice Washington

This week on Paychecks and Balances:

●      The amazing community Patrice has built through her podcast Redefining Wealth and the type of content she shares with her ‘purpose chasers’ from all over the world  

●      Why it is essential to look for 365 degrees of accountability - how to get accountability and why you need to focus on the next thing rather than the next big thing 

●      Why you don't have to be a perfect 10 to share something that will be valuable to others and share the lessons you've gleaned from your experience and find the purpose in all parts of your journey

●      The story behind why Patrice has expanded her purpose to encompass a more holistic approach to wealth than just finances

●      The difference between walking the walk, talking the talk but not necessarily spending everything you have keeping up appearances

●      The mission behind Redefine Wealth for Yourself and how Patrice hopes to empower women to understand that the true definition of wealth is the condition of well being 

 Connect with Patrice Washington:

●      Redefine Wealth for Yourself by Patrice Washington

●      Patrice Washington’s Website

●      Patrice Washington on Facebook 

●      Patrice Washington Instagram

●      Patrice Washington on Twitter

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Connect with Paychecks and Balances:

●      Paychecks and Balances Website

●      Patreon Paychecks and Balances

●      Paychecks and Balances on Instagram

●      Paychecks and Balances on Facebook

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Want to work with me? Visit tmws.co/coaching to learn more.

Today, I’m welcoming back Zach Nunn to the podcast. Zach was previously on episode 175. We’re rehashing some things we previously talked about, most importantly, mental health AND Rich’s new role at his current company. Zach is the founder of  Living Corporate, an online media company on a mission to empower black voices. Zach is also a consultant at Price Waterhouse Cooper, where he leads multi-disciplinary teams which provide execution support to tech clients, energy clients, and healthcare clients.

In this episode, we’re talking about fatherhood, getting your priorities straight, the current happenings with Living Corporate, how to play “the game” at your job, and tips for staying authentic in a world and culture that already has their mind made up about you because of the color of your skin.

“You owe it to yourself to invest in yourself, all the time, but certainly in this season. I’ve yet to see anyone regret it.”– Zach Nunn 

Episode Highlights:

●     Rich’s thoughts on starting a family

●     Dealing with the anxiety of repeating and not repeating old partners and learned behavior

●     The importance of therapy

●     Rich’s new role at Google in the Diversity, Equity and Inclusion space

●     Being interviewed for the first time by a black person

●     “Code Switching” at work and “playing the game”

●     Dress codes and being allowed to be authentic at work

●     Investing in yourself through therapy, health, online courses, classes, coaching etc...

Connect with Zach Nunn:

·      Living Corporate 

·      Zach Nunn

Connect with Paychecks and Balances:

●      Paychecks and Balances Website

●      Patreon Paychecks and Balances

●      Paychecks and Balances on Instagram

●      Paychecks and Balances on Facebook

●      Paychecks and Balances on Twitter

Want to work with me? Visit tmws.co/coaching to learn more.

Today it’s just Rich on the mic. He’s got a bunch of updates, including his progress on his side hustle goal of generating 60k in revenue. In this episode, Rich is also touching on his 8th month of sobriety, the mental health issues that come with 1 year of lockdown, the latest P&B updates, and the launch of his YouTube channel.

This week on Paychecks & Balances:

●      The results of consistency and on-going efforts in the business, finally paying off

●      Remaining authentic throughout the entrepreneurship journey 

●      Giving yourself the tools to handle roadblocks in life and business 

●      Using negativity to fuel yourself 

●      Making 8,600 YTD on a goal of 60k

●      Creating authentic partnerships in your business

●      Diversifying your income streams, so no one thing can have a significant impact on your revenue

●      Why Rich is putting a stop to unnecessary spending

“Words mean things. What you say to someone may seem inconsequential at the time, but words do mean things, and not everyone is able to take those negative things and turn them into positive things.” - Rich

Connect with Paychecks and Balances: 

●      Paychecks and Balances Website 

●      Patreon Paychecks and Balances 

●      Paychecks and Balances on Instagram 

●      Paychecks and Balances on Facebook 

●      Paychecks and Balances on Twitter 

Malcolm Hodge is a 27-year-old self-confessed personal finance/supply chain/fitness/travel enthusiast gone savage. A native of Atlanta, GA, Malcolm currently lives in Seattle, WA where he works at Microsoft, leading global strategy for some of the most current devices in the tech space. Malcolm’s passion is helping others build and sustain real wealth, which is why he founded the Dreamers Creative Foundation to support the next generation of millionaires, and his philosophy that everything you put into the universe will manifest itself is the commitment he makes to himself and everyone he supports through the foundation.

Malcolm shares what got him interested in personal finance in the first place and dives into some of the milestones he has achieved over the past two and a half years. He explains how he has smashed his goals because of the mindset he has built from listening to guests on this podcast and others and how that mindset contributed to helping him crush over $90,000 of debt. Malcolm also explains why it is important to him to make space to check in with his values every week to ensure that he remains aligned with his goals.  

“You have to give yourself grace because things change; life events happen over time. But the things that are intrinsic to you, those things that are at your core, they will stand the test of time.” - Malcolm Hodge

This week on Paychecks and Balances:

●      The two pieces of advice that Malcolm’s first mentor gave him that changed his life

●      Malcolm’s philosophy of having a board of directors to support him, both professionally and personally, and how you can build a team of people who buy into who you are and what you want to accomplish 

●      Some myths Malcolm has to dispel about the experience of working for Microsoft, how he got the job there and why he still holds onto a piece of paper that helps him reflect on what he has achieved so far in life 

●      How Malcolm accumulated $90K of debt and how he built a three-year plan for attacking it 

●      What the ‘vesting cycle’ is and Malcolm’s advice on how to leverage it to pay off your debt

●      The impetus that drove Malcolm to be so intentional about paying off his debt

●      Malcolm’s advice on whether you should focus on your credit score or net worth and why

●      Why Malcolm is an advocate of better financial advice in schools

●      The importance of gratitude and grace on your journey to financial freedom

Connect with Malcolm Hodge:

●      Malcolm Hodge Website

●      The Dreamers Creative Foundation Website

●      Malcolm Hodge on LinkedIn

●      Malcolm Hodge on Instagram

●      Malcolm Hodge on Twitter

Connect with Paychecks and Balances:

●      Paychecks and Balances Website

●      Patreon Paychecks and Balances

●      Paychecks and Balances on Instagram

●      Paychecks and Balances on Facebook

●      Paychecks and Balances on Twitter

Dorianne St Fleur founded Your Career Girl to create a safe space for upwardly mobile, professional women of color to get honest, open, and transparent career support and guidance. She is a high-performance coach and a visibility strategist who primarily works with black women who are high achieving and ambitious and want to get clear on what the possibilities are in their career. Dorianne works with her clients through coaching, facilitating mastermind sessions, and leading training workshops geared toward helping women of color stop self-sabotaging and navigate toward their desired career path gracefully.

Dorianne joins me today to discuss why she started Your Career Girl back in 2015, how it helped her set professional goals for herself and why she focuses her advice on women of color specifically. She shares her experience of working both in consulting and in corporate America during her career, including in leadership roles at Google and how she managed to juggle her full-time job and developing Your Career Girl and find a balance and flexibility in her career. Dorianne also emphasizes knowing your worth, knowing your value, and asking the tough questions in order to achieve your career goals.

“Success is inevitable - the only variable is time. We will all be successful If we get clear on what we want and we are consistent in making it happen.” - Dorianne St Fleur

 This week on Paychecks and Balances:

●      Why Dorianne believes you can have it all as a woman in business, just not all at the same time.

●      Why negotiation is a critical skill, some of the areas where people miss out on the opportunity to negotiate, and how not to leave cash or benefits on the table.

●      How to avoid guilt and focus on self-care, and women can create space to prioritize their mental health and well being without dropping any career balls

●      Dorianne's philosophy on avoiding mediocrity and striving for excellence

●      The practical steps Dorianne took before leaving her corporate job to take Your Career Girl full time and how she prepared to make the leap into entrepreneurship

●      Where Dorianne's achievement orientation comes from and her family's attitude to work

●      How Dorianne manages money, saves, and still prioritizes activities she enjoys

●      Dorianne's rule of thumb when asking for a raise

Connect with Dorianne St Fleur:

●      Your Career Girl Website

●      Your Career Girl on Facebook 

●      Your Career Girl Instagram

●      Your Career Girl on Twitter

Connect with Paychecks and Balances:

●      Paychecks and Balances Website

●      Patreon Paychecks and Balances

●      Paychecks and Balances on Instagram

●      Paychecks and Balances on Facebook

●      Paychecks and Balances on Twitter