The Rachel Cruze Show

Ditch paper towels for reusable rags? Cut the end off the toothpaste tube? This week, I’m reacting to some the of weirdest things people do to save money (and fessing up to my own). Plus, I’ll share a few proactive things you can do today to save on unavoidable future expenses, and what to do if you’re completely out of money. In this episode: ·Weird Things People Do to Save Money (Including Me!) ·How to Save on Life’s Unavoidable Expenses ·If I Lost All My Money Today, Here Is What I Would Do Next Steps ●Find cash you didn’t know you had with my 14-Day Money Finder. ●🎥 Watch my Find Out What Everybody Gets Wrong About Budgeting video. ●🏠 Do you have the right coverage for your needs? Find out in just five minutes. ●💵 Try my favorite budgeting app, EveryDollar. ●🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video. Offers from Today's Sponsors ●🏥 Learn more about Christian Healthcare Ministries today. Listen to more From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

Are you paying taxes you don’t owe? This week, I’ll walk you through the “hacks” and write-offs you’ll want to know about before you do your taxes. Plus, I’ll show you why a zero-based budget is the best kind for your money and how to avoid losing money when buying a home. In this episode: ·How to (Legally) Get Out of Paying Taxes ·4 Budgeting Methods (and Which One Actually Works) ·Hidden Ways Home Ownership Can Lose You Money Next Steps ●🎥 Watch my “Taxes Made Easy!” video. ●➡️ Don’t let tricky taxes overwhelm you—get a pro. ●🎥 Watch my “Getting Started: How to Use EveryDollar” video. ●💵 Try my favorite budgeting app, EveryDollar. ●🎥 Watch my “How Much Home Can You Actually Afford?” video. ●➡️ Use our free Mortgage Calculator to figure out how much your monthly payment would be. Offers From Today's Sponsors ●🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network: 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

Want to pay off your debt faster? Stick around! This week, you’ll learn five ways to speed up your debt payoff. Plus, don’t miss my #1 tip for never running out of money before your next paycheck, and Nisha Vora joins me to share some of her favorite grocery shopping hacks and affordable, healthy recipes. What you get in this episode: ·Do this EVERY Time You Get Paid (Paycheck Routine) ·Grocery Store Hacks That Save You Money (with Nisha Vora) ·5 Proven Ways to Speed Up Your Debt Payoff Helpful Resources: ·Follow Nisha on Instagram at @rainbowplantlife ·Watch my What Everybody Gets Wrong About Budgeting video. ·Watch my 12 Ways to Cut Your Grocery Bill in Half video. ·Watch my How I Would Budget $3,600 a Month video. ·Start budgeting for free with EveryDollar. ·Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. ·Learn more about your ad choices: https://www.megaphone.fm/adchoices ·Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Not in love with the way your spouse handles money? This week, Dr. John Delony stops by to answer your questions about money and marriage. Plus, I’ll share my most hated financial advice and give you one crucial rule to help you take control of your money. What you get in this episode:  Manage Your Money Easily With This One Rule  How Money Can Make or Break Your Relationships (with Dr. John Delony)  My Most Hated Financial Advice: Combining Finances Helpful Resources:  Watch 15 Practical Budgeting Tips.  Try my favorite budgeting app— EveryDollar .  Join John and Rachel at Money & Marriage Getaway.  Watch 5 Areas That Can Make or Break Your Financial Success (with Dr. John Delony).  Hear more from John on The Dr. John Delony Show or follow him at @johndelony.  Watch 5 Crucial Money Questions to Ask Your Significant Other. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.  Learn more about your ad choices: https://www.megaphone.fm/adchoices  Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

The idea that wealthy people always live in mega-mansions and wear $500 jeans is a myth. Being successful with money is as simple as having the right mindset and following a few basic principles. I’ll share more about it in this episode. Plus, you’ll hear three investing mistakes to avoid and small things you can do right now to double your money (the first one might surprise you!). What you get in this episode: ·Investing Traps That Could Actually Lose You Money ·5 Easy Ways to Build Generational Wealth ·How to Double Your Money (Here’s What It Takes) Helpful Resources: ·Discover your earning potential with the Ramsey Solutions Investment Calculator. ·Watch my How to Create a Budget From Scratch video, then start budgeting for free with EveryDollar. ·Navigate the ups and downs of the market with an investment pro in your area. ·Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. ·Learn more about your ad choices: https://www.megaphone.fm/adchoices ·Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

With thousands of voices telling you how to handle your money (lookin’ at you, TikTok), it can start to feel overwhelming. The good news? Money doesn’t have to be like that. Today, I’ll talk about just five things you need to do to win with money. Plus, Jade Warshaw joins me in the studio, and you’ll hear an emotional moment from The Ramsey Show. What you get in this episode: How to Escape Debt at Any Income Level The Secret to Overcoming 6-Figure Debt 5 Ways to Achieve Financial Goals Helpful Resources: Get Jade Warshaw’s new book, Money Is Not a Math Problem. Then, listen to how she paid off $460,000 in debt. Start budgeting for free with EveryDollar. Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

You know that anxious feeling you get every time you open your bank app to check your balance? If you do, it’s probably because you’re living paycheck to paycheck. This week, I’ll show you how to get to the end of your month and still have money in the bank. Plus, we’ll talk about five expenses that will wreck your car budget and how to spend your money with your future in mind. What you get in this episode: How to Stop Living Paycheck to Paycheck 5 Sneaky Expenses People Overlook When Buying a Car Appreciating vs. Depreciating Assets for Beginners Helpful Resources: Start budgeting for free with EveryDollar. Get the Ramsey Car Guide. Discover your earning potential with our Investment Calculator (it’s free!). Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy- policy

If you want to ditch debt and save money, you’ve got to be intentional with every dollar you have. That’s why Dawn Madsen—aka The Minimal Mom—and I are listing off the things we won’t be spending money on in 2024. Plus, I’ll share a few Amazon buys I’m loving and the money advice that can transform your mental health. What you get in this episode: ·Things We Won’t Spend Money on in 2024 (with The Minimal Mom) ·My Most Hated Financial Advice: Giving ·What I’m Loving (and Hating) From Amazon Right Now Helpful Resources: ·Follow Dawn Madsen at @the.minimal.mom. ·Watch the 10 Best Amazon Purchases Under $20 with But First, Coffee. ·Start budgeting for free with EveryDollar. ·Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. ·Learn more about your ad choices: https://www.megaphone.fm/adchoices ·Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Building wealth is easier than you think. This week, I’ll weigh in on the “soft saving” trend and share some investing tips that will set you up for success in 2024. Plus, George Kamel joins me in the studio to tell you about how he went from negative net worth to millionaire in just 10 years. What you get in this episode: Why Gen Z May Never Retire How to Break Free From Broke (with George Kamel) 7 Investing Mistakes to Avoid This Year Helpful Resources: Preorder George’s new book, Breaking Free From Broke. Start budgeting for free with EveryDollar. Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy- policy

It’s a New Year's tradition: Dave Ramsey joins me to welcome the new year and talk about everything you need to know to win with money in 2024. Plus, I’ll share smart money tips that will help you have financial peace no matter what challenges the new year brings your way. What you get in this episode: ·8 Things to Do Differently With Money in 2024 with Dave Ramsey ·4 Simple Budgeting Tricks to Never Overdraft Again ·How Financially Smart Are You? (Money Quiz) Helpful Resources: ·Watch or listen to Dave Ramsey now on The Ramsey Show. ·Get the Rachel Cruze Wallet with cash envelopers. ·Start budgeting for free with EveryDollar. ·Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy