The Rachel Cruze Show

No matter how different our budgets look, shopping is a part of everyone’s monthly spending plan. From IKEA’s best deals to Target’s marketing tactics—this episode is all about pro tips for being a budget-conscious consumer online and in-store. What You Get in this Episode: 6 Affordable IKEA Finds (You Wouldn't Think Were Real) 5 Clever Ways Target Gets You to Spend More Online vs. In-Store Shopping: Which is Best? Helpful Resources Kristen McGowan's YouTube Channel Better Help Christian Healthcare Ministries EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Better Help. Learn more about your adchoices.https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Being smart with money means you have to know where to cut back and where it's actually worth it to spend top dollar—from big life events to your breakfast cereal. In this episode, learn what it really costs to have a baby today, things people commonly get wrong about money, and whether buying generic could save you big . . . but is it worth it? What you get in this episode: ·What Does It Cost to Have a Baby Today? ·5 Things People Get Wrong About Money ·Is Buying Generic Brand Groceries Really Worth It? Helpful Resources: ·Christian Healthcare Ministries ·Better Help ·EveryDollar ·Financial Peace University Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Better Help. Learn more about your adchoices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

When it comes to monthly spending, it can be easy to settle for “just getting by.” But wasting your paycheck on minimum payments forever is no way to live (or budget!)—here’s what to do instead. What You Get in this Episode: ·Why the Majority of People Will Stay Broke ·How Minimum Payments Take Years of Your Life Helpful Resources: Christian Healthcare Ministries EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your adchoices.https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy[SP1]

The money habits you have today could affect the rest of your life . . . including retirement. So, how do you know you’re setting yourself up for success when it comes time to hang up your suit and spend your days with your toes in the sand? In this episode, we’ll cover the reason why most Americans won’t be able to afford to retire and the habits you can start now that will ensure you’ll live a life you love when it’s time for retirement. Plus, Dr. John Delony and I talk about how getting rid of debt improves your mental health. What you get in this episode: - Why 70% of Americans Won’t Retire - 4 Money Habits to Master Before 40 - The Psychological Impact of Crushing Debt with Dr. John Delony Helpful Resources: ·Start making memories now and purchase Telestrations today! ·Christian Healthcare Ministries ·Follow Dr. John Delony ·PreorderDr. John Delony’s new book, Building a Non-Anxious Life, now. ·EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Op Games. Learn more about your adchoices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Building wealth is all about your mindset—what you believe. It’s possible to have a millionaire mindset even if you’re trying to get out of debt. In this episode, I’ll tell you exactly how to create a millionaire mindset and reveal the most common mistakes I saw people make while I was teaching Financial Peace University. By the end, you’ll believe the right things about money that will help you reach your goals. What you get in this episode: ·How to Create a Millionaire Mindset ·5 Mistakes I Saw While Teaching a Personal Finance Course Helpful Resources: ·Christian Healthcare Ministries ·EveryDollar ·Net Worth Calculator Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your adchoices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

I say it all the time: You need to have a budget! But how do you know your budget is getting you where you want to go with your money goals? In this episode, I share how I budget each month, how you can figure out your net worth, and why the six-figure salary everybody wants isn’t what it used to be. What you get in this episode: ·How I manage my money each month ·How to quickly calculate your net worth ·Why six figures isn't what it used to be Helpful Resources: ·Christian Healthcare Ministries ·EveryDollar ·Net Worth Calculator Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your adchoices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Becoming a millionaire doesn’t happen overnight, but with discipline and smart choices, it’s totally possible to reach your money goals. Today, I’ll walk you through how you can start investing (even if you’re a beginner), show you the money magic trick that actually works, and debunk the popular 50/30/20 rule. What you get in this episode: ·Investing for Total Beginners ·The Money Magic Trick That Will Make You Rich ·Why I Wouldn’t Recommend the 50/30/20 Rule Helpful Resources: ·Christian Healthcare Ministries ·EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your adchoices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Money goals require planning, taking on side hustles, and thinking differently about how you spend. In this episode, you’ll learn how to create a budget from scratch, what side hustles you could try (and which ones you should avoid), and how Rachel advises people on major purchases. What you get in this episode: How to Create a Budget From Scratch The Best (and Worst) Side Hustles Ranked Advising People on Major Purchases Helpful Resources: ·Christian Healthcare Ministries ·Op Games ·EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Op Games. Learn more about your adchoices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Think you have what it takes to be a millionaire? If you’ve got big money goals, then the last thing you need to do is make bad decisions that will slow you down. Watch out for these red flags that could be keeping you from becoming wealthy. What you get in this episode: ·5 Signs That You Will (or Won’t) Be Wealthy ·Are Credit Card Rewards Going Away? ·Why 37% of Americans Are in Financial Trouble Helpful Resources: Christian Healthcare Ministries EveryDollar Ramsey Car Guide Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your adchoices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Here’s a little-known secret: Winning with money is only 20% math—the other 80% is all about your choices. And the best time to start making smart money choices is right now! Today, I’ll show you how to get started, share some helpful tools, and walk you through a few options to consider in order to reach your goals and create a life you love.   What you get in this episode: ·      How to Save Your First $100,000 ·      Can You Afford a Bigger Home? ·      Is the FIRE Movement Too Good to Be True?    Helpful Resources:  ·     Start budgeting for free with EveryDollar. ·      Find a Ramsey Trusted Real Estate Agent near you. ·      See your earning potential with our Investment Calculator. ·     Learn more about Christian Healthcare Ministries today! Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy