The Rachel Cruze Show

“The best way to spread Christmas cheer . . .” is quoting our favorite Christmas movies and taking money lessons from them. (Everyone does this, right? Is it just me?) Plus, we’ll talk budgeting tips and ideas that will get you fired up to make 2024 your best year yet. Start working these expert tips today and you’ll benefit from them all year long. What you get in this episode: ·Money Lessons From My Favorite Christmas Movies ·5 Budget Reset Habits to Help You Win in 2024 ·How to Become Financially Smarter Than 40% of People Helpful Resources: ·Start budgeting for free with EveryDollar. ·Get Tapple at Walmart or wherever you buy board games. ·Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Op Games. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Winning with money is 20% knowledge and 80% behavior. That’s why I’m excited to sit down with one of my favorite authors to talk about how to break bad habits and change our mindset—specifically around money. Plus, I’ll talk about budgeting and one big mistake I see everybody making. What you get in this episode: ·What Everybody Gets Wrong About Budgeting ·How Comfort and Scarcity Drain Your Life and Wallet (with Michael Easter) Helpful Resources: ·Start budgeting for free with EveryDollar. ·Follow Michael Easter and check out his new book, Scarcity Brain. ·Get Tapple at Walmart or wherever you buy board games. ·Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

We all need to eat, but we don’t have to fall into the traps of spending too much money on food. When it comes to groceries, there are a lot of ways to cut back and create more room in your budget. I'll share my favorites with you today. Plus, you’ll hear my money (and food) advice that always stirs up the haters, and why I love Aldi so much. What you get in this episode: ·12 Ways to Cut Your Grocery Bill in Half ·How Far Does $50 Go at America's Cheapest Grocery Store? ·My Most Hated Financial Advice: Eating at Home Helpful Resources: ·Start saving with my Meal Planner & Grocery Savings Guide. ·Start budgeting for free with EveryDollar. ·Get Tapple at Walmart or wherever you buy board games. ·Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, and Op Games. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

“Talking about money is so romantic!” said no one ever. But since love can’t pay the bills, there are a few conversations you need to have with your significant other. Today, we’re talking about what those conversations are and how to have them in a way that can break the tension without breaking up your relationship.Plus, I’ll share six generosity-inspired andbudget-friendly gift ideas. What you get in this episode: ·5 Crucial Money Questions to Ask Your Significant Other ·How to Finally End Money Fights With Your Spouse (with Jefferson Fisher) ·Minimalist Gift Ideas That People Will Love Helpful Resources: ·FollowJefferson Fisheron Instagram. ·Start budgeting for free withEveryDollar. ·GetTappleat Walmart or wherever you buy board games. ·Learn more aboutChristian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, and Op Games. ·Learn more about your ad choices:https://www.megaphone.fm/adchoices ·Ramsey Solutions Privacy Policy:https://www.ramseysolutions.com/company/policies/privacy-policy

I love a deal, but I don’t love haggling for one. It’s not hard—you just have to know how. And no one knows how to get a deal better than Dave Ramsey! Today, Dave’s sharing the do’s and don’ts of negotiation, you’ll learn what not to say when you walk into a car dealership, and I’ll tell you why I don’t play the points game when it comes to travel. What you get in this episode: ·How to Never Pay Full Price Again with Dave Ramsey ·Things You Should Avoid Saying When Buying a Car ·Travel Hacking: Why It’s Not for Me Helpful Resources: ·Buy, sell or maintain a car with the Ramsey Car Guide. ·Hear more from Dave Ramsey on The Ramsey Show. ·Check out Financial Peace University, the fastest way to beat debt and build wealth. ·Start budgeting for free with EveryDollar. ·Learn more about Christian Healthcare Ministries. ·Try BetterHelp today. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and BetterHelp. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Nothing says “holiday spirit” like trampling a total stranger at the grocery store to get the last can of cranberry sauce on sale. Guys, we can do better! Tune in for new ideas, tips and a 30-day challenge to help you keep your grocery budget in check. What you get in this episode: ·Are You Making These 7 Grocery Shopping Mistakes? ·We Put Kroger and Instacart to the Test ·Does This Hack Actually Save You Money on Groceries? Helpful Resources: ·Start saving with my Meal Planner & Grocery Savings Guide. ·Start making memories. Go NOW and get Tapple at Walmart. ·Start budgeting for free with EveryDollar. ·Learn more about Christian Healthcare Ministries today. ·Try BetterHelp today. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games and BetterHelp. Learn more about your adchoices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Holiday “deals” are coming for your cash—are you ready? Today, I’ll share what I won’t be spending money on this season and what I plan to do instead. Plus, I’m looking back at my very first video to see if I still agree with my own advice on raising grateful kids. What you get in this episode: ·Do I Agree With My Own Money Advice 10 Years Later? ·What I Refuse to Spend Money on This Holiday Season Helpful Resources: ·Start budgeting for free with EveryDollar. ·Pick up a copy of my new kids book, I’m Glad For What I Have. ·Start making memories. Go NOW and get Telestrations or Tapple at Walmart. ·Learn more about Christian Healthcare Ministries today. ·Try BetterHelp today. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games, and BetterHelp. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Having a large salary doesn’t mean you’re building wealth, and earning a smaller income doesn’t mean you can’t manage it well. Anyone can win with money if they have the right tools—here’s what to do. What You Get in This Episode: ·Making $330,000 and Still Broke? (My Reaction) ·This Habit Is Keeping You Broke ·How to Find $2,500 in Your Budget Helpful Resources: ·Try BetterHelp today! ·Check out Christian Healthcare Ministries. ·Start budgeting for free with EveryDollar. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Better Help. Learn more about your adchoices.https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

We may have rocked some questionable fashion in the ’90s but when it comes to our money, we got a few things right. I’ll share what we got right, the four things you should always have in your budget, and the money lesson I had to learn the hard way. What you get in this episode: ·’90s Money Principles That Still Work Today ·4 Things You Must Include in Your Budget ·The Money Trap I Fell Into (and How to Avoid It) Helpful Resources: ·Grab Telestrations at your local Walmart. ·Try BetterHelp today! ·Check out Christian Healthcare Ministries ·Start budgeting for free with EveryDollar. ·See your earning potential with our Investment Calculator. ·Learn more about my journey to contentment in my book Love Your Life, Not Theirs. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: The Op Games, Better Help and Christian Healthcare Ministries. Learn more about your adchoices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

When it comes to saving money, it’s all about simplicity. Which is why I’m sharing nine practical money habits for you to try if your budget is in need of a reset. Also, let’s unpack the one question we’ve all asked: Will making more money solve my problems? What You Get in This Episode: ·5 Frugal Habits to Cut Your Expenses in Half ·4 Things Minimalists Do to Build Wealth ·Will Making More Money Solve Your Problems? Helpful Resources: ·Grab Telestrations at your local Walmart. ·Try BetterHelp today! ·Check out Christian Healthcare Ministries. ·Start budgeting for free with EveryDollar. ·Get on the waitlist for Rachel’s new kids book, I'm Glad for What I Have Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games and Better Help. Learn more about your adchoices.https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy