The Rachel Cruze Show

Take advantage of 2023’s high interest rates and put them to work for you! I’ll tell you how. Also in this episode, you’ll hear about one place you should never—really, never—keep your money and why denial isn’t just a river in Egypt (and other things I’ve learned hosting The Ramsey Show).   What you get in this episode:  ·      The LAST Place You Want to Keep Your Money ·      What I’ve Learned Hosting 1,000+ Hours of The Ramsey Show ·      Are You Missing Out on Free Money?  Helpful Resources:  ·      Learn more about Christian Healthcare Ministries  today! ·      Take back control of your money with Financial Peace University. ·     Start budgeting for free with EveryDollar. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and The Op Games. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Your comfort zone can feel like your best friend . . . but actually be your worst enemy when it comes to being smart with money. In this episode, you’ll find out what I’m learning about comfort, get a breakdown of how to budget a tight income, and challenge your gender stereotypes around money.   What you get in this episode:  ·      5 Impactful Things I'm Learning Right Now ·      How I Would Budget $3,600 a Month ·      Controversial Gender Stereotypes Around Money   Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar ·      Ramsey Car Guide ·      Ops Games Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Building wealth doesn’t always have to mean diving headfirst into a side hustle. Today, I’ll share the smart money decisions you can make to start building wealth through everyday decisions. You’ll learn the best places to buy a used car, how to cook delicious meals on a budget, and tips for paying off your mortgage early.   What you get in this episode:   ·      10 Great Cars Under $10K ·      Can $41 REALLY Buy 24 Meals? (with Frugal Fit Mom) ·      The Simple Hack to Ditching Your Mortgage Fast    Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar ·      Ramsey Car Guide ·      Follow Frugal Fit Mom Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Your biggest wealth-building tool is your income, and a great way to increase your wealth is to spend (and save) wisely. In this episode, you’ll get some tips and tricks you can start using today to help you win with money. I’m sharing how I would budget $12,000 a month, the things you should stop buying, and eight easy ways to increase your savings.   What you get in this episode:  ·      How I Would Budget $12,000 a Month ·      Things Minimalists Never Buy ·      8 Easy Ways to Increase Your Savings   Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Winning with money is not about the size of your paycheck. It's about how you spend it. Today I’ll share a few smart money tips, like how to get the best deal on a car, the difference between building wealth and being rich, and why you should always have a little “fun” in your budget.   What you get in this episode:  ·      Worst Time to Buy a New Car?  ·     This Book Changed How I Think About Money ·      I Always Keep This in My Budget    Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar ·      Ramsey Car Guide Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

When it comes to money questions, I’ve heard it all. Questions like . . . “Should we combine bank accounts?” or “Do the Baby Steps really apply to me?” In this episode, I’ll answer those burning money questions, plus we’ll talk about what to do if your emergency fund doesn’t cover your emergency. What you get in this episode: ·     The Top 5 Money Questions I Get Asked ·     Will a Home Garden REALLY Save You Money? ·     How to Survive a Financial Emergency  Helpful Resources: Christian Healthcare Ministries EveryDollar                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes, you can create a life you love without keeping up with the Joneses. Contrary to popular opinion (and your Instagram feed), more stuff does not always equal more happiness. Today, I’ll share my best tips and habits to help you save money and keep things simple.   What you get in this episode:  ·      Should You Choose a Career vs. Children?  ·      Can You Be Minimal With Kids?  ·      Can You Have a Social Life Without Going Broke?    Helpful Resources:  ·      Carly Jean Los Angeles with code “Rachel” ·      Christian Healthcare Ministries  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to a money mess, a budget is your best friend. A budget is simply a plan to pay off debt and ditch money stress for good. It’s not as hard as you think, and I’m going to walk you through it. Plus, Dr. John Delony stops by to talk about what to do if you think you may be a “shopaholic.”   What you get in this episode:  ·      How I Would Budget $7,000/Month  ·      100 People Reveal Their Debt Amount (My Reaction)  ·      Signs You’re Addicted to Shopping with Dr. John Delony    Helpful Resources:  ·      EveryDollar ·      Follow Dr. John Delony on Instagram or on Youtube ·      Christian Healthcare Ministries  ·      Carly Jean Los Angeles with code “Rachel” Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Carly Jean Los Angeles and Zander Insurance. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Can you afford a home in this economy? You can . . . if you have a plan for your money (aka a budget). In this episode, I’ll share six reasons why I, a spender at heart, love my budget. Plus, we’ll go over the best time for you to buy a home and a few tips to make moving easier. What you get in this episode: ·      6 Reasons You Should Start a Budget Today ·      Moving Stressors No One Talks About (with George Kamel) ·      Is It Possible to Afford a Home in Our Economy? Helpful Resources: EveryDollar Christian Healthcare Ministries Carly Jean Los Angeles with code “Rachel”   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Some people blame all their financial troubles on the government, others get stuck in a shame cycle trying to cope with money stress. The truth is, lots of factors affect your money—some are in your control, and some are not. Here’s what you can do to make sure your future is financially stable. What You Get in this Episode:  How Credit Cards Keep You Broke 3 Mistakes That Sabotage Your Finances Do You Still Qualify as Middle Class in America?   Helpful Resources: Christian Healthcare Ministries Carly Jean Los Angeles With Code “Rachel” EveryDollar                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy